Welcome to a sunny shore oasis at Sterling Reef 1802B. This 18th-floor Gulf front condo offers breathtaking views of turquoise waters and sugar-white sand. Brand new luxury vinyl plank flooring was installed in September 2025, complementing a bright coastal design and open layout that draws your eye to the horizon. The Gulf front primary suite opens to the balcony, which also connects to the living room, creating seamless indoor-outdoor living. With two bedrooms, and two baths, this fully furnished condo is turnkey and professionally styled. Marketed on Airbnb as Sunny Shore Oasis, it boasts outstanding reviews and secured bookings that convey to the new owner. Sterling Reef features resort-style amenities including two pools, a fitness center, outdoor grilling and picnic areas, and private beach access. Recent building updates include modernized elevators and exterior finishes. Located next to the County Pier, across from Shipwreck Island, and just minutes to Pier Park.
For sale
Price cut: $34K (2/6)
$460,000
12011 Front Beach Rd Unit 1802B, Panama City Beach, FL 32413
2beds
1,076sqft
Est.:
Condominium
Built in 2005
-- sqft lot
$448,500 Zestimate®
$428/sqft
$-- HOA
What's special
Two poolsPrivate beach accessExterior finishesFully furnished condoOpen layoutTurnkey and professionally styledBright coastal design
- 152 days |
- 270 |
- 8 |
Zillow last checked: 8 hours ago
Listing updated: February 20, 2026 at 12:10pm
Listed by:
Yvette Colona, GRI 850-832-6893,
Coldwell Banker Realty
Source: CPAR,MLS#: 779790
Originating MLS: Central Panhandle Association of REALTORS
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bedroom, Living Room, Primary Bedroom
Primary bedroom
- Level: First
- Dimensions: 17 x 11
Bedroom
- Level: First
- Dimensions: 10 x 10
Living room
- Level: First
- Dimensions: 14 x 10
Interior area
- Total structure area: 1,076
- Total interior livable area: 1,076 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage
- Garage spaces: 2
Features
- Pool features: Community
- On waterfront: Yes
- Waterfront features: Gulf
Details
- Parcel number: 34809610114
Construction
Type & style
- Home type: Condo
- Architectural style: High Rise
- Property subtype: Condominium
- Attached to another structure: Yes
Condition
- New construction: No
- Year built: 2005
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Cable Connected, High Speed Internet Available
Community & HOA
Community
- Features: Community Pool, Short Term Rental Allowed
- Subdivision: Sterling Reef
HOA
- Has HOA: Yes
- Amenities included: Beach Rights, Barbecue, Picnic Area
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $428/sqft
- Tax assessed value: $461,975
- Annual tax amount: $5,866
- Date on market: 11/13/2025
- Cumulative days on market: 153 days
Estimated market value
$448,500
$426,000 - $471,000
$2,948/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/6/2026 | Price change | $460,000-6.9%$428/sqft |
Source: | ||
| 1/29/2026 | Price change | $494,000-1.1%$459/sqft |
Source: | ||
| 12/2/2025 | Price change | $499,400-2.1%$464/sqft |
Source: | ||
| 10/1/2025 | Listed for sale | $510,000-4.7%$474/sqft |
Source: | ||
| 7/18/2025 | Listing removed | $535,000$497/sqft |
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| 6/13/2025 | Price change | $535,000-0.5%$497/sqft |
Source: | ||
| 4/17/2025 | Price change | $537,900-0.4%$500/sqft |
Source: | ||
| 3/23/2025 | Price change | $540,000-0.9%$502/sqft |
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| 3/4/2025 | Price change | $545,000-0.5%$507/sqft |
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| 1/31/2025 | Price change | $547,500-0.5%$509/sqft |
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| 12/17/2024 | Listed for sale | $550,000+4.4%$511/sqft |
Source: | ||
| 9/5/2023 | Sold | $527,000-2.2%$490/sqft |
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| 8/5/2023 | Pending sale | $539,000$501/sqft |
Source: | ||
| 8/2/2023 | Listed for sale | $539,000+95.4%$501/sqft |
Source: | ||
| 4/28/2005 | Sold | $275,900$256/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $5,866 +12.4% | $461,975 +30.2% |
| 2023 | $5,220 +25.5% | $354,833 +10% |
| 2022 | $4,161 | $322,575 |
| 2021 | -- | -- |
| 2020 | $3,308 +10.8% | $269,488 +10% |
| 2019 | $2,985 | $244,989 +10% |
| 2018 | $2,985 +8.5% | $222,717 +10% |
| 2017 | $2,752 +19% | $202,470 +0.4% |
| 2016 | $2,312 +0% | $201,607 +10% |
| 2015 | $2,311 | $183,279 +10% |
| 2014 | $2,311 | $166,617 +10% |
| 2013 | -- | $151,470 +10% |
| 2012 | -- | $137,700 -15.3% |
| 2011 | -- | $162,565 -8.9% |
| 2010 | -- | $178,500 -19.1% |
| 2009 | -- | $220,580 -19.8% |
| 2008 | -- | $274,890 -16% |
| 2007 | -- | $327,250 -30% |
| 2006 | -- | $467,500 +1458.3% |
| 2005 | -- | $30,000 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,635/mo
Principal & interest
$2148
Property taxes
$487
Climate risks
Neighborhood: 32413
Nearby schools
GreatSchools rating
- 8/10Hutchison Beach Elementary SchoolGrades: K-5Distance: 0.9 mi
- 7/10Surfside Middle SchoolGrades: 6-8Distance: 2 mi
- 4/10J.R. Arnold High SchoolGrades: 9-12Distance: 1.5 mi
Schools provided by the listing agent
- Elementary: Hutchison Beach
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.







