This beautiful lakefront home , has been reduced to $425,00, with NO HOA. Your chance to own a slice of paradise at a new lower price Nestled on a forty acre private lake along the Shores of Lake Lucerne, this 3 bedroom 2 bath home offers the ultimate Florida lake front lifestyle.Enjoy boating fishing, jet skiing and all your favorite water activities right from your own backyard. The Home features a newer roof a private well, (no water bill) And a spacious Florida room with breath-taking sunrise views over the lake. Inside, you'll find a welcoming family room with an electric fireplace, Livingroom with lakefront view, kitchen/ dining room combo A versatile bonus room off of the Florida room that can serve as a bedroom/ guestroom complete with bathroom. Home also has an oversized garage/workshop (32 x40), have plenty of room for whatever you enjoy. Concrete driveway with parking pad with plenty parking, bring your water toys. Plus a double carport on the front of the home. Oh, and let's not forget NO HOA! This is your chance to own a waterfront retreat with both comfort and adventure.
Pending
Price cut: $25K (11/26)
$425,000
1200 Lucerne Loop Rd NE, Winter Haven, FL 33881
3beds
2,874sqft
Est.:
Single Family Residence
Built in 1970
0.83 Acres Lot
$-- Zestimate®
$148/sqft
$-- HOA
What's special
Lakefront homeNewer roof
- 173 days |
- 945 |
- 36 |
Zillow last checked: 8 hours ago
Listing updated: January 25, 2026 at 09:16am
Listing Provided by:
Laurie Barker 863-956-6054,
HARPER REALTY FL, LLC 863-687-8020
Source: Stellar MLS,MLS#: L4954889
Originating MLS: Lakeland
Originating MLS: Lakeland
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Bonus Room
Primary bedroom
- Features: Ceiling Fan(s), Shower No Tub, Built-in Closet
- Level: First
- Area: 300 Square Feet
- Dimensions: 25x12
Bedroom 2
- Features: Ceiling Fan(s), Built-in Closet
- Level: First
- Area: 150 Square Feet
- Dimensions: 15x10
Bedroom 3
- Features: Ceiling Fan(s), Built-in Closet
- Level: First
- Area: 187 Square Feet
- Dimensions: 17x11
Bonus room
- Features: Linen Closet
- Level: First
- Area: 176 Square Feet
- Dimensions: 16x11
Dining room
- Level: First
- Area: 144 Square Feet
- Dimensions: 12x12
Family room
- Features: Ceiling Fan(s)
- Level: First
- Area: 288 Square Feet
- Dimensions: 24x12
Florida room
- Level: First
- Area: 442 Square Feet
- Dimensions: 26x17
Foyer
- Level: First
- Area: 30 Square Feet
- Dimensions: 10x3
Kitchen
- Level: First
- Area: 144 Square Feet
- Dimensions: 12x12
Laundry
- Level: First
- Area: 77 Square Feet
- Dimensions: 11x7
Living room
- Level: First
- Area: 351 Square Feet
- Dimensions: 27x13
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
- Laundry: Laundry Room
Features
- Ceiling Fan(s)
- Flooring: Ceramic Tile, Luxury Vinyl
- Windows: Hurricane Shutters
- Has fireplace: Yes
- Fireplace features: Electric
Interior area
- Total structure area: 3,519
- Total interior livable area: 2,874 sqft
Video & virtual tour
Property
Parking
- Total spaces: 6
- Parking features: Boat, Covered, Driveway, Ground Level, Off Street, Oversized, Workshop in Garage
- Garage spaces: 4
- Carport spaces: 2
- Covered spaces: 6
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Exterior features: Dog Run, Private Mailbox
- Fencing: Chain Link,Fenced
- Has view: Yes
- View description: Water, Lake
- Has water view: Yes
- Water view: Water,Lake
- Waterfront features: Lake Front, Lake Privileges
- Body of water: LAKE LUCERNE
Lot
- Size: 0.83 Acres
Details
- Additional structures: Shed(s)
- Parcel number: 262802522100000400
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Brick, Stucco, Wood Frame
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1970
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
- Utilities for property: Electricity Connected
Community & HOA
Community
- Subdivision: LUCERNE SHORES
HOA
- Has HOA: No
- Pet fee: $0 monthly
Location
- Region: Winter Haven
Financial & listing details
- Price per square foot: $148/sqft
- Tax assessed value: $402,213
- Annual tax amount: $1,923
- Date on market: 8/11/2025
- Cumulative days on market: 173 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Asphalt
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/25/2026 | Pending sale | $425,000$148/sqft |
Source:  Stellar MLS #L4954889 Report a problem | ||
| 11/26/2025 | Price change | $425,000-5.6%$148/sqft |
Source: Stellar MLS #L4954889 Report a problem | ||
| 10/27/2025 | Price change | $450,000-9.8%$157/sqft |
Source: Stellar MLS #L4954889 Report a problem | ||
| 9/22/2025 | Price change | $499,000-4.5%$174/sqft |
Source: Stellar MLS #L4954889 Report a problem | ||
| 8/11/2025 | Listed for sale | $522,600$182/sqft |
Source: Stellar MLS #L4954889 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,290 -2.4% | $142,071 +3% |
| 2023 | $1,321 +2.7% | $137,933 +3% |
| 2022 | $1,287 0% | $133,916 +3% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,711/mo
Principal & interest
$2017
Property taxes
$545
Home insurance
$149
Climate risks
Neighborhood: 33881
Nearby schools
GreatSchools rating
- 3/10Fred G. Garner Elementary SchoolGrades: PK-5Distance: 4.3 mi
- 3/10Denison Middle SchoolGrades: 6-8Distance: 4.3 mi
- 3/10Winter Haven Senior High SchoolGrades: 9-12Distance: 4.7 mi
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