Lake Living with A Covered Slip Dock UNDER $470K! Welcome to 120 Ridgemore Circle, where comfort, convenience, and deep-water access on Lake Hartwell come together. If you've been searching for an affordable lake home on great water-this is it! Forget the fixer-upper mobile homes tucked away in shallow coves-this home is located in a desirable lake community and includes a covered slip dock on the main Tugalo River channel. This spacious 2-bedroom, 2-bath home (with additional finished space downstairs) offers flexibility and thoughtful design at a price you don't often find on the lake. The main level welcomes you with an open floor plan connecting the living, dining, and kitchen areas. The kitchen features a center island with cooktop, stainless steel appliances, and ample cabinetry. Two bedrooms and a full bath are located just down the hall. From the primary bedroom, step onto the covered back deck and enjoy your morning coffee. You can also relax on the side deck and enjoy peaceful lake views. The lower level offers even more living space with a fireplace, wet bar, and full bath-ideal for a game room, second living area, or a large guest suite. The garage and laundry area are also conveniently located on this level. Outside, follow the concrete path (or take your golf cart!) down to your covered slip dock with excellent water depth. Two storage buildings and an additional covered parking area provide room for lake toys, tools, and equipment. Enjoy all the perks of Lake Hartwell living-deep water, a well-maintained home, and space to spread out-all at an affordable price.
Active
Price cut: $10K (11/10)
$469,000
120 Ridgemore Cir, Toccoa, GA 30577
2beds
1,772sqft
Est.:
Single Family Residence
Built in 1990
0.62 Acres Lot
$451,000 Zestimate®
$265/sqft
$-- HOA
What's special
Two storage buildingsStainless steel appliancesAmple cabinetryCovered back deckAdditional finished space downstairsAdditional covered parking area
- 77 days |
- 1,537 |
- 83 |
Zillow last checked: 8 hours ago
Listing updated: November 30, 2025 at 03:30pm
Listed by:
Bradley Sanders 770-652-5775,
Hammock Realty North Georgia
Source: GAMLS,MLS#: 10612244
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 2
Rooms
- Room types: Bonus Room, Family Room
Dining room
- Features: Dining Rm/Living Rm Combo
Kitchen
- Features: Kitchen Island, Solid Surface Counters
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Cooktop, Dishwasher, Oven, Refrigerator, Stainless Steel Appliance(s)
- Laundry: In Basement
Features
- Other, Wet Bar
- Flooring: Carpet, Hardwood, Tile
- Basement: Bath Finished,Concrete,Daylight,Exterior Entry,Finished,Full,Interior Entry
- Number of fireplaces: 1
Interior area
- Total structure area: 1,772
- Total interior livable area: 1,772 sqft
- Finished area above ground: 1,040
- Finished area below ground: 732
Property
Parking
- Parking features: Basement, Garage, Kitchen Level, Parking Pad, RV/Boat Parking
- Has attached garage: Yes
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Porch
- Exterior features: Balcony, Dock
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Corps of Engineers Control, Deep Water Access, Dock Rights, Floating Dock, Lake, Lake Privileges
- Body of water: Lake Hartwell
- Frontage type: Lakefront
Lot
- Size: 0.62 Acres
- Features: None
- Residential vegetation: Grassed
Details
- Additional structures: Covered Dock, Outbuilding
- Parcel number: 064F 024
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Concrete, Stone
- Roof: Composition
Condition
- Resale
- New construction: No
- Year built: 1990
Utilities & green energy
- Sewer: Septic Tank
- Water: Public, Shared Well
- Utilities for property: Electricity Available, High Speed Internet, Phone Available, Water Available
Community & HOA
Community
- Features: Lake
- Subdivision: Ridgemore
HOA
- Has HOA: No
- Services included: None
Location
- Region: Toccoa
Financial & listing details
- Price per square foot: $265/sqft
- Tax assessed value: $147,046
- Annual tax amount: $247
- Date on market: 9/25/2025
- Cumulative days on market: 77 days
- Listing agreement: Exclusive Right To Sell
- Electric utility on property: Yes
Estimated market value
$451,000
$428,000 - $474,000
$1,564/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/10/2025 | Price change | $469,000-2.1%$265/sqft |
Source:  GAMLS #10612244 Report a problem | ||
| 9/25/2025 | Listed for sale | $479,000+159.1%$270/sqft |
Source: GAMLS #10612244 Report a problem | ||
| 6/7/2018 | Sold | $184,900$104/sqft |
Source: Public Record Report a problem | ||
| 4/30/2018 | Pending sale | $184,900$104/sqft |
Source: West Realty, LLC #8344566 Report a problem | ||
| 3/19/2018 | Listed for sale | $184,900+173.9%$104/sqft |
Source: West Realty, LLC #8344566 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $233 -85.5% | $58,818 +7.3% |
| 2023 | $1,609 +8.6% | $54,826 +5.9% |
| 2022 | $1,482 +4.1% | $51,771 +9% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,737/mo
Principal & interest
$2249
Property taxes
$324
Home insurance
$164
Climate risks
Neighborhood: 30577
Nearby schools
GreatSchools rating
- NABig A Elementary SchoolGrades: PK-KDistance: 7.7 mi
- 4/10Stephens County Middle SchoolGrades: 6-8Distance: 8.1 mi
- 6/10Stephens County High SchoolGrades: 9-12Distance: 7.6 mi
Schools provided by the listing agent
- Middle: Stephens County
- High: Stephens County
Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- Loading
- Loading
