One level living at its finest!! Enjoy all the amenities of Lake Monticello in this beautifully maintained home, privately nestled against a reserve area. Sip your morning coffee on the rear deck or expansive screened porch, feeling as though you're perched in a treehouse surrounded by nature. Making your way from the covered front porch into the foyer you'll be greeted by towering vaulted ceilings, an abundance of light, freshly installed luxury vinyl plank flooring, an inviting fireplace, and a delightful open floor plan perfect of entertaining or relaxed living. The primary ensuite is on the first floor, as are two additional bedrooms. The laundry is on the first floor, as is the 2 car garage. Head downstairs to the nearly fully finished walkout basement, where you'll find a massive media room, two more bedrooms, and a full bath—ideal for guests, hobbies, or extended living. Schedule your showing today and make this exceptional home your own!
Closed
$400,000
12 Cliftwood Rd, Palmyra, VA 22963
5beds
2,760sqft
Single Family Residence
Built in 2003
0.34 Acres Lot
$404,000 Zestimate®
$145/sqft
$2,637 Estimated rent
Home value
$404,000
$327,000 - $497,000
$2,637/mo
Zestimate® history
Loading...
Owner options
Explore your selling options
What's special
Zillow last checked: 8 hours ago
Listing updated: October 10, 2025 at 08:08am
Listed by:
DANIEL H BARBER 434-242-5318,
MONTICELLO COUNTRY REAL ESTATE, INC.
Bought with:
NONMLSAGENT NONMLSAGENT
NONMLSOFFICE
Source: CAAR,MLS#: 666980
Originating MLS: Charlottesville Area Association of Realtors
Originating MLS: Charlottesville Area Association of RealtorsFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 3
Primary bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: Basement
Primary bathroom
- Level: First
Bathroom
- Level: First
Bathroom
- Level: Basement
Dining room
- Level: First
Kitchen
- Level: First
Laundry
- Level: First
Living room
- Level: First
Recreation
- Level: Basement
Heating
- Electric, Heat Pump
Cooling
- Heat Pump
Features
- Primary Downstairs
- Flooring: Carpet, Ceramic Tile, Luxury Vinyl Plank, Vinyl
- Windows: Double Pane Windows, Insulated Windows
- Basement: Finished,Heated,Walk-Out Access
- Has fireplace: Yes
- Fireplace features: Gas Log
Interior area
- Total structure area: 3,380
- Total interior livable area: 2,760 sqft
- Finished area above ground: 1,480
- Finished area below ground: 1,280
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Front Porch, Porch, Screened
- Exterior features: Porch
- Pool features: Association
Lot
- Size: 0.34 Acres
Details
- Parcel number: 18A12223
- Zoning description: R-4 Residential
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Stick Built, Vinyl Siding
- Foundation: Block
- Roof: Architectural
Condition
- New construction: No
- Year built: 2003
Utilities & green energy
- Sewer: Community/Coop Sewer
- Water: Community/Coop
- Utilities for property: Cable Available, Fiber Optic Available, High Speed Internet Available
Community & neighborhood
Location
- Region: Palmyra
- Subdivision: LAKE MONTICELLO
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $1,460 annually
- Amenities included: Basketball Court, Boat Dock, Boat Ramp, Clubhouse, Sport Court, Golf Course, Meeting Room, Meeting/Banquet/Party Room, Picnic Area, Playground, Pool, Sports Fields, Tennis Court(s), Water, Beach Rights, Dock
- Services included: Association Management, Boat Ramp, Common Area Maintenance, Clubhouse, Golf, Insurance, Playground, Pool(s), Reserve Fund, Road Maintenance, Snow Removal, Security, Tennis Courts, Trash
Price history
| Date | Event | Price |
|---|---|---|
| 8/28/2025 | Sold | $400,000$145/sqft |
Source:  CAAR #666980 Report a problem | ||
| 7/25/2025 | Pending sale | $400,000$145/sqft |
Source: CAAR #666980 Report a problem | ||
| 7/17/2025 | Listed for sale | $400,000+122.3%$145/sqft |
Source: CAAR #666980 Report a problem | ||
| 1/21/2003 | Sold | $179,900$65/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,288 | $271,100 |
| 2023 | $2,288 | $271,100 +17.7% |
| 2022 | -- | $230,400 |
Find assessor info on the county website
Neighborhood: 22963
Nearby schools
GreatSchools rating
- 6/10Fluvanna MiddleGrades: 5-7Distance: 7.2 mi
- 6/10Fluvanna County High SchoolGrades: 8-12Distance: 3.7 mi
- NAWest Central Primary SchoolGrades: PK-KDistance: 7.2 mi
Schools provided by the listing agent
- Elementary: Central (Fluvanna)
- Middle: Fluvanna
- High: Fluvanna
Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Get pre-qualified for a loan
At Zillow Home Loans, we can pre-qualify you in as little as 5 minutes with no impact to your credit score.An equal housing lender. NMLS #10287.
Sell for more on Zillow
Get a free Zillow Showcase℠ listing and you could sell for .
$404,000
2% more+ $8,080
With Zillow Showcase(estimated)
$412,080