Find serenity in the Northern Neck of Virginia. This beautiful home offers a large open kitchen overlooking Senior Creek with two kitchen islands, granite counters, gas cooktop and double wall ovens. The kitchen is connected to the formal dining room and open to a cozy breakfast nook with wood-burning fireplace and surrounded by natural light & water views. A large waterside deck on this level offers tons of space to entertain and grill right off the kitchen. The first floor is completed with a formal living room and great room with double-sided gas fireplace and vaulted ceiling. The second floor features a huge primary bedroom en suite with water views, open to office/parlor with gas fireplace and access to waterside balcony. 2 guest bedrooms, a full bathroom and laundry are all located on the second floor. The finished, walk-out basement is a gem! Options for guest bedroom, office, library or rec. room can all be accommodated! The basement leads out to a third level of waterside deck with a large screened porch and steps to the dock. Protected, deep water dock with boat house, boat lift, lower kayak dock and great access out to the Rappahannock River and Chesapeake Bay. This property can accommodate all the hobbies: perfect location for recreational power boating or setting sail, great sunny space for gardening, attached garage and detached garage (with upper level) for multiple cars or workshops, 2 sheds for storage, multiple options for indoor rec. spaces and multiple decks for watching the eagles, herons, osprey and other wildlife. Wonderful golf cart-friendly community offering pool, beach, boat ramp, club house, playground and more! Breezeline broadband internet is already installed.
Coming soon
$649,900
1181 Belmont Dr, Lancaster, VA 22503
3beds
3,728sqft
Est.:
Single Family Residence
Built in 1988
1.42 Acres Lot
$759,900 Zestimate®
$174/sqft
$40/mo HOA
What's special
- 5 days
- on Zillow |
- 443 |
- 28 |
Zillow last checked: 7 hours ago
Listing updated: April 21, 2025 at 09:31am
Listed by:
Lisa Shultz 804-724-1587,
Long & Foster Real Estate
Source: CVRMLS,MLS#: 2509581
Originating MLS: Chesapeake Bay Area MLS

Travel times
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Other
- Description: Tub & Shower
- Level: Second
Half bath
- Level: First
Heating
- Electric, Heat Pump, Propane
Cooling
- Central Air, Electric, Attic Fan
Appliances
- Included: Built-In Oven, Cooktop, Down Draft, Dryer, Dishwasher, Electric Water Heater, Gas Cooking, Range, Refrigerator, Tankless Water Heater
- Laundry: Washer Hookup, Dryer Hookup
Features
- Ceiling Fan(s), Cathedral Ceiling(s), Separate/Formal Dining Room, Double Vanity, Eat-in Kitchen, Fireplace, High Ceilings, High Speed Internet, Jetted Tub, Kitchen Island, Cable TV, Wired for Data, Walk-In Closet(s), Workshop
- Flooring: Partially Carpeted, Tile, Wood
- Basement: Crawl Space,Partial
- Number of fireplaces: 4
- Fireplace features: Gas, Masonry, Wood Burning
Interior area
- Total interior livable area: 3,728 sqft
- Finished area above ground: 3,070
- Finished area below ground: 658
Property
Parking
- Total spaces: 4
- Parking features: Attached, Direct Access, Driveway, Detached, Garage, Off Street, Unpaved, Workshop in Garage
- Attached garage spaces: 4
Features
- Levels: Two
- Stories: 2
- Patio & porch: Front Porch, Screened, Deck, Porch
- Exterior features: Awning(s), Boat Lift, Deck, Dock, Porch, Storage, Shed, Unpaved Driveway
- Pool features: None, Community
- Waterfront features: Creek, Navigable Water, Boat Ramp/Lift Access, Waterfront
- Body of water: Senior Creek
- Frontage length: 165.0000
Lot
- Size: 1.42 Acres
- Features: Beach Front, Landscaped, Waterfront
Details
- Additional structures: Boat House, Garage(s), Shed(s)
- Parcel number: 20B126
- Zoning description: R1
- Other equipment: Generator
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Two Story,Transitional
- Property subtype: Single Family Residence
Materials
- Brick, Drywall, Frame, Vinyl Siding
- Roof: Composition,Shingle
Condition
- Resale
- New construction: No
- Year built: 1988
Utilities & green energy
- Sewer: Septic Tank
- Water: Community/Coop, Shared Well
Community & HOA
Community
- Features: Beach, Boat Facilities, Common Grounds/Area, Dock, Home Owners Association, Pool, Tennis Court(s), Bulkhead
- Subdivision: Heritage Point
HOA
- Has HOA: Yes
- Services included: Common Areas, Pool(s), Recreation Facilities
- HOA fee: $475 annually
Location
- Region: Lancaster
Financial & listing details
- Price per square foot: $174/sqft
- Tax assessed value: $423,400
- Annual tax amount: $2,667
- Date on market: 4/21/2025
- Ownership: Individuals
- Ownership type: Sole Proprietor
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