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  • $1,100,000

    118 Rock Point Rd, Lake Lure, NC 28746

    4beds
    2,046sqft
    : 
    Single Family Residence
    Built in 1969
    0.23 Acres Lot
    $1,044,800 Zestimate®
    $538/sqft
    $-- HOA

    What's special

    Fully furnishedLakefront home
    Lake Lure Lakefront...........Rare opportunity to buy a fully furnished, 4 bedroom, 2 1/2 bath, lakefront home on Lake Lure for only $1,100,000. This vintage home is in great condition and is located in a private cove away from the busyness of the main channel. Located just off Picnic Point on Rock Point Road and just 3 minutes to Ingles Grocery. This Gem will not wait, so buy while it's available!
    5 days
    |
    979
    |
    31
    |

    Likely to sell faster than

    Zillow last checked: 7 hours ago

    Listing updated: April 04, 2026 at 02:02am

    Listing Provided by:

    David Caulder david@caulderrealty.com,

    Caulder Realty & Land Co.

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4365667MLS Logo

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bedrooms: 3
      Primary bedroom
      • Level: Main
      Bedroom s
      • Level: Main
      Bedroom s
      • Level: Main
      Bathroom half
      • Level: Main
      Bathroom full
      • Level: Main
      Bathroom full
      • Level: Basement
      Other
      • Level: Basement
      Great room
      • Level: Main
      Kitchen
      • Level: Main
      Laundry
      • Level: Basement
      Recreation room
      • Level: Basement
      Heating
      • Electric, Heat Pump
      Cooling
      • Ceiling Fan(s), Electric, Heat Pump
      Appliances
      • Included: Dishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Washer/Dryer
      • Laundry: In Basement, Utility Room
      Features
      • Flooring: Wood
      • Basement: Daylight,Exterior Entry,Finished,French Drain,Interior Entry
      • Fireplace features: Great Room, Wood Burning
      Interior area
      • Total structure area: 1,044
      • Total interior livable area: 2,046 sqft
      • Finished area above ground: 1,044
      • Finished area below ground: 1,002

      Property

      Parking
      • Parking features: Driveway
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Deck, Front Porch, Patio
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: Beach - Public, Paddlesport Launch Site - Community, Waterfront
      • Body of water: Lake Lure
      Lot
      • Size: 0.23 Acres
      • Features: Paved, Private, Sloped, Views, Wooded
      Details
      • Additional structures: Boat House
      • Parcel number: 226703
      • Zoning: L-1
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Log
      • Foundation: Slab
      • Roof: Composition,Metal
      Condition
      • New construction: No
      • Year built: 1969

      Utilities & green energy

      • Sewer: Septic Installed
      • Water: Well

      Community & HOA

      Community
      • Subdivision: None
      Location
      • Region: Lake Lure

      Financial & listing details

      • Price per square foot: $538/sqft
      • Tax assessed value: $824,700
      • Date on market: 4/3/2026
      • Cumulative days on market: 5 days
      • Listing terms: Cash,Conventional,Exchange
      • Road surface type: Gravel, Paved
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        Estimated market value

        $1,044,800

        $993,000 - $1.10M

        $2,847/mo

        Price history

        Price history
        DateEventPrice
        4/3/2026Listed for sale$1,100,000$538/sqft
        Source: Canopy MLS as distributed by MLS GRID #4365667 Report a problem
        10/1/2025Listing removed$1,100,000$538/sqft
        Source: Canopy MLS as distributed by MLS GRID #4246050 Report a problem
        6/17/2025Price change$1,100,000-8.3%$538/sqft
        Source: Canopy MLS as distributed by MLS GRID #4246050 Report a problem
        4/11/2025Listed for sale$1,200,000+20.6%$587/sqft
        Source: Canopy MLS as distributed by MLS GRID #4246050 Report a problem
        5/25/2023Sold$995,000$486/sqft
        Source: Canopy MLS as distributed by MLS GRID #4021697 Report a problem
        4/21/2023Pending sale$995,000$486/sqft
        Source: Canopy MLS as distributed by MLS GRID #CAR4021697 Report a problem
        4/20/2023Listed for sale$995,000$486/sqft
        Source: Canopy MLS as distributed by MLS GRID #CAR4021697 Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2025-- $824,700
        2024$6,701 +15%$824,700 +14.9%
        2023$5,829 +28.8%$717,700 +80.9%
        2022$4,525 -0.1%$396,800
        2021$4,531 +10.9%$396,800
        2020$4,087 +6.5%$396,800
        2019$3,836 -11.8%$396,800 -18.8%
        2018$4,349 $488,400
        2016$4,349 $488,400
        2013$4,349 $488,400
        2012-- $488,400
        2011-- $488,400 -26.4%
        2010-- $663,400
        2009-- $663,400

        Find assessor info on the county website

        Monthly payment

        Est. payment
        $5,994/mo
        Principal & interest
        $5398
        Property taxes
        $596
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          Climate risks

          Neighborhood: 28746

          Getting around

          5 / 100
          Car-Dependent
          2 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating

          Local experts in 28746

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