115 Payne Rd, Southern Gulf Islands, BC V0N 2Y0

Looking for a mortgage helper, multi-generational living, or a private guest retreat? This rare property features a 1,700 sq.ft. main house and a fully detached two-story cottage on 0.65 acres  — a setup no longer permitted under current zoning regulations. The 3-bedroom, 2-bathroom main house offers a spacious living room with a striking floor-to-ceiling natural stone fireplace, along with recent updates including a new kitchen and bathroom. The 3-bedroom, 1-bathroom cottage, is approximately 1,400 sq.ft., features an open-concept living area and a newly completed primary bedroom upstairs. Ideally located within walking distance to the ferry and close to all amenities. This unique opportunity offers flexible living options with lasting value.