Welcome to this inviting townhome just steps from Gallatin Marina—where boating adventures and waterfront dining at Awe Daddy’s Bar and Grille are right outside your door. Enjoy the best of both worlds with peaceful lakefront views and everyday convenience.
Inside, you’ll find rich hardwood flooring throughout, creating a warm and elegant atmosphere. The kitchen boasts granite countertops and a generous island—perfect for meal prep, casual dining, or entertaining guests. The spacious master suite provides a true retreat, complete with double vanities and a walk-in tile shower for a luxurious, spa-like feel.
Step out onto the covered deck and unwind as you take in the calming views of the lake. A one-car garage ensures convenient and secure parking.
Whether you're seeking a serene lakeside escape or a savvy investment opportunity, this property offers it all—including the flexibility of eligible permitted non-owner-occupied short-term rentals (NOO STR).
Don’t miss your chance to own in this highly sought-after lakefront community—schedule your private tour today!
Active
Price cut: $4.9K (10/26)
$525,000
1144 Lock 4 Rd #F-2, Gallatin, TN 37066
3beds
1,796sqft
Est.:
Horizontal Property Regime - Attached, Residential
Built in 2019
-- sqft lot
$-- Zestimate®
$292/sqft
$200/mo HOA
What's special
Generous islandPeaceful lakefront viewsWalk-in tile showerSteps from gallatin marinaCovered deckGranite countertopsSpacious master suite
- 136 days |
- 63 |
- 0 |
Zillow last checked: 8 hours ago
Listing updated: October 27, 2025 at 05:55am
Listing Provided by:
Talor Franklin 615-374-1412,
RE/MAX West Main Realty 615-444-7100
Source: RealTracs MLS as distributed by MLS GRID,MLS#: 2964995
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Bedroom 1
- Features: Suite
- Level: Suite
- Area: 182 Square Feet
- Dimensions: 14x13
Bedroom 2
- Features: Extra Large Closet
- Level: Extra Large Closet
- Area: 108 Square Feet
- Dimensions: 9x12
Bedroom 3
- Features: Extra Large Closet
- Level: Extra Large Closet
- Area: 120 Square Feet
- Dimensions: 12x10
Primary bathroom
- Features: Double Vanity
- Level: Double Vanity
Kitchen
- Area: 198 Square Feet
- Dimensions: 18x11
Living room
- Features: Combination
- Level: Combination
- Area: 234 Square Feet
- Dimensions: 18x13
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Disposal, Microwave, Refrigerator, Electric Oven, Electric Range
- Laundry: Electric Dryer Hookup, Washer Hookup
Features
- Ceiling Fan(s), Entrance Foyer, Pantry, Walk-In Closet(s), High Speed Internet, Kitchen Island
- Flooring: Carpet, Wood, Tile
- Basement: None,Crawl Space
Interior area
- Total structure area: 1,796
- Total interior livable area: 1,796 sqft
- Finished area above ground: 1,796
Property
Parking
- Total spaces: 1
- Parking features: Garage Door Opener, Garage Faces Front, Concrete
- Attached garage spaces: 1
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Covered
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
Lot
- Features: Cul-De-Sac
- Topography: Cul-De-Sac
Details
- Parcel number: 135 11200C026
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Horizontal Property Regime - Attached, Residential
- Attached to another structure: Yes
Materials
- Fiber Cement, Brick
- Roof: Shingle
Condition
- New construction: No
- Year built: 2019
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Available, Water Available
Community & HOA
Community
- Subdivision: Mariners Cove Condos
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds, Insurance
- HOA fee: $200 monthly
- Second HOA fee: $350 one time
Location
- Region: Gallatin
Financial & listing details
- Price per square foot: $292/sqft
- Tax assessed value: $379,200
- Annual tax amount: $1,922
- Date on market: 8/1/2025
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 10/26/2025 | Price change | $525,000-0.9%$292/sqft |
Source:  RealTracs MLS as distributed by MLS GRID #2964995 Report a problem | ||
| 9/18/2025 | Price change | $529,900-1.7%$295/sqft |
Source: RealTracs MLS as distributed by MLS GRID #2964995 Report a problem | ||
| 8/1/2025 | Listed for sale | $539,000-2%$300/sqft |
Source: RealTracs MLS as distributed by MLS GRID #2964995 Report a problem | ||
| 8/1/2025 | Listing removed | $550,000$306/sqft |
Source: RealTracs MLS as distributed by MLS GRID #2773309 Report a problem | ||
| 1/1/2025 | Listed for sale | $550,000+5%$306/sqft |
Source: RealTracs MLS as distributed by MLS GRID #2773309 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,849 -3.8% | $94,800 +50.5% |
| 2023 | $1,922 -0.3% | $62,975 -75% |
| 2022 | $1,928 | $251,900 -26.5% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$3,145/mo
Principal & interest
$2560
Property taxes
$201
Other costs
$384
Climate risks
Neighborhood: 37066
Nearby schools
GreatSchools rating
- 2/10Guild Elementary SchoolGrades: PK-5Distance: 2.3 mi
- 5/10Rucker Stewart Middle SchoolGrades: 6-8Distance: 1.9 mi
- 5/10Gallatin Senior High SchoolGrades: 9-12Distance: 2.2 mi
Schools provided by the listing agent
- Elementary: Howard Elementary
- Middle: Rucker Stewart Middle
- High: Gallatin Senior High School
Source: RealTracs MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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