This is a must-see home on one of the most scenic stretches of the Saint Joseph River. While you sit above the river’s edge on your covered deck, you look down on and are entertained by boaters, skiers, tubers, jet skiers and fishermen; not to mention white swans, hawks diving for fish, and the occasional bald eagle in your tree. From your private dock you can board your own boat for a sunset ride. This 3-bedroom, 2-full-bathroom home is completely remodeled and has it all. 17ft vaulted and beamed ceiling. A master loft-style bedroom with private full bathroom and abundant storage looking out over the living space and then beyond through the large windows providing a beautiful water-front view. A new modern staircase with coffered wall and tiled risers. A new and modern kitchen with ample storage and lighting, granite counter tops, cherry cabinets, soft close doors n drawers, island style eating area and 3-year old, or newer, kitchen appliances throughout. Unique porcelain flooring in eating areas. All bathrooms have been remodeled from the studs out with solid surface counters and modern fixtures. In the living room, you’ll find new carpet, a very unique electric fireplace with heatilator, giving you visual and physical warmth. The mile-long panoramic river view is easily seen through the 2 patio doors and a large picture window or going outside on the 24’ x 12’ covered deck high above the water. Two bedrooms are on the main floor including laundry. Going to the basement you’ll find bamboo flooring, architectural ceiling, a kitchenette, with ample storage cabinets and a surround-sound system. Also, a carpeted, 4 foot deep 24 x 17 accessible crawl space area for all your stuff! Going out the walk-out basement door, you’ll find a 6-person hot tub under roof and secluded from neighbors, that overlooks a 6-foot long fire table and a million dollar water view. All surrounded by a hard-scape patio. Down to the river level, you will find yet another hardscape area for expanded entertaining and access to the water for boating or fishing. Finally, on your way in and out, don’t miss the modern columns, the new driveway, the exquisite landscaping, and the unique 2-car tandem garage. The property also has available for negotiation, a 22 foot 200HP Luxury Tri-toon pontoon, an electric pontoon lift, and a 30 foot aluminum and composite dock.
Active
$499,900
11408 Jefferson Rd, Osceola, IN 46561
3beds
2,155sqft
Est.:
Single Family Residence
Built in 1977
8,276.4 Square Feet Lot
$486,700 Zestimate®
$--/sqft
$-- HOA
What's special
Private dockExquisite landscapingNew drivewayModern columnsGranite counter topsIsland style eating area
- 2 days |
- 1,819 |
- 50 |
Zillow last checked: 8 hours ago
Listing updated: February 06, 2026 at 08:09am
Listed by:
Jill Brenay Cell:574-315-3902,
RE/MAX 100
Source: IRMLS,MLS#: 202603633
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 2
Bedroom 1
- Level: Upper
Bedroom 2
- Level: Main
Dining room
- Level: Main
Family room
- Level: Lower
Kitchen
- Level: Main
Living room
- Level: Main
Heating
- Natural Gas, Forced Air
Cooling
- Central Air
Features
- Basement: Crawl Space,Partial,Walk-Out Access,Unfinished
- Has fireplace: No
Interior area
- Total structure area: 2,635
- Total interior livable area: 2,155 sqft
- Finished area above ground: 1,675
- Finished area below ground: 480
Property
Parking
- Total spaces: 2
- Parking features: Detached
- Garage spaces: 2
Features
- Levels: One and One Half
- Stories: 1.5
- Has view: Yes
- On waterfront: Yes
- Waterfront features: Waterfront-High Bank, Frontage Lot, River
- Body of water: Saint Joseph River
- Frontage length: Water Frontage(40)
Lot
- Size: 8,276.4 Square Feet
- Dimensions: 40X210
- Features: Sloped, 0-2.9999
Details
- Parcel number: 711008206005.000031
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Wood Siding
Condition
- New construction: No
- Year built: 1977
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
Community & HOA
Community
- Subdivision: None
Location
- Region: Osceola
Financial & listing details
- Tax assessed value: $206,700
- Annual tax amount: $1,741
- Date on market: 2/5/2026
Estimated market value
$486,700
$462,000 - $511,000
$1,527/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/5/2026 | Listed for sale | $499,900 |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,706 -31.1% | $206,700 -4.8% |
| 2023 | $2,477 +15% | $217,100 -19.4% |
| 2022 | $2,153 +1.6% | $269,200 +19.1% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,935/mo
Principal & interest
$2377
Property taxes
$383
Home insurance
$175
Climate risks
Neighborhood: 46561
Nearby schools
GreatSchools rating
- 7/10Bittersweet Elementary SchoolGrades: PK-5Distance: 1 mi
- 8/10Schmucker Middle SchoolGrades: 6-8Distance: 1.2 mi
- 10/10Penn High SchoolGrades: 9-12Distance: 0.9 mi
Schools provided by the listing agent
- Elementary: Bittersweet
- Middle: Schmucker
- High: Penn
- District: Penn-Harris-Madison School Corp.
Source: IRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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