4BR, 4BA lakefront chalet with 124' of remarkably flat waterfront AND western exposure! Nearly one full acre in size, dockslip, big lake views inside and out, lakeside firepit, 3300sf home with over $200k in recent renovations. Impressive stacked stone fireplace. Recent upgrades: roof replaced 2 years ago, new 1400sf trex deck, updated kitchen, bathrooms, custom tile, flooring, updated furnishings and more! Plenty of parking with an oversized, wrap-around driveway and attached garage. Excellent location on coveted Rock Lodge Rd. with deep water and on the main body of Deep Creek Lake. Established vacation rental 'Over the Rainbow'.
Sold for $1,500,000
$1,500,000
1140 Rock Lodge Rd, McHenry, MD 21541
4beds
3,300sqft
Single Family Residence
Built in 1993
0.9 Acres Lot
$1,501,300 Zestimate®
$455/sqft
$2,764 Estimated rent
Home value
$1,501,300
$1.13M - $2.01M
$2,764/mo
Zestimate® history
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Owner options
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What's special
Zillow last checked: 8 hours ago
Listing updated: October 17, 2025 at 06:39am
Listed by:
Jay Ferguson 301-501-0420,
Taylor Made Deep Creek Vacations & Sales
Bought with:
Jon Bell, 576987
Railey Realty, Inc.
Source: Bright MLS,MLS#: MDGA2009838
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
- Main level bathrooms: 2
- Main level bedrooms: 2
Basement
- Area: 0
Heating
- Baseboard, Forced Air, Propane, Electric
Cooling
- Central Air, Ceiling Fan(s), Electric, Other
Appliances
- Included: Electric Water Heater
Features
- Basement: Full,Finished
- Number of fireplaces: 2
- Fireplace features: Glass Doors, Equipment, Other
Interior area
- Total structure area: 3,300
- Total interior livable area: 3,300 sqft
- Finished area above ground: 3,300
Property
Parking
- Total spaces: 2
- Parking features: Inside Entrance, Oversized, Driveway, Attached, Parking Lot
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Three
- Stories: 3
- Pool features: None
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Shared, Lake, Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited hours of Personal Watercraft Operation (PWC)
- Body of water: Deep Creek Lake
- Frontage length: Water Frontage Ft: 124
Lot
- Size: 0.90 Acres
Details
- Additional structures: Above Grade
- Parcel number: 1218057913
- Zoning: LR
- Zoning description: Lake residential
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Chalet
- Property subtype: Single Family Residence
Materials
- Frame
- Foundation: Slab
- Roof: Architectural Shingle
Condition
- Excellent
- New construction: No
- Year built: 1993
- Major remodel year: 2025
Utilities & green energy
- Electric: 200+ Amp Service
- Sewer: Public Sewer
- Water: Private, Well
Community & neighborhood
Location
- Region: Mchenry
- Subdivision: Monte Vista Shores
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $1,500 annually
- Amenities included: Boat Dock/Slip, Common Grounds, Lake, Jogging Path, Pier/Dock, Water/Lake Privileges
- Services included: Pier/Dock Maintenance
- Association name: MONTE VISTA
Other financial information
- Total actual rent: 45000
Other
Other facts
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Price history
| Date | Event | Price |
|---|---|---|
| 10/17/2025 | Sold | $1,500,000-6.2%$455/sqft |
Source:  Bright MLS #MDGA2009838 Report a problem | ||
| 9/5/2025 | Contingent | $1,599,000$485/sqft |
Source: Bright MLS #MDGA2009838 Report a problem | ||
| 6/26/2025 | Listed for sale | $1,599,000-83.8%$485/sqft |
Source: Bright MLS #MDGA2009838 Report a problem | ||
| 8/17/2011 | Listing removed | $9,850,000$2,985/sqft |
Source: Reachoo LLC Report a problem | ||
| 8/2/2011 | Listed for sale | $9,850,000+887%$2,985/sqft |
Source: Reachoo LLC Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $14,114 +14.9% | $1,194,100 +13.6% |
| 2024 | $12,283 +15.7% | $1,051,600 +15.7% |
| 2023 | $10,618 +1.8% | $909,100 +1.8% |
Find assessor info on the county website
Neighborhood: 21541
Nearby schools
GreatSchools rating
- 9/10Accident Elementary SchoolGrades: PK-5Distance: 7.1 mi
- 8/10Northern Middle SchoolGrades: 6-8Distance: 9.7 mi
- 7/10Northern Garrett High SchoolGrades: 9-12Distance: 9.8 mi
Schools provided by the listing agent
- Middle: Northern
- High: Northern Garrett
- District: Garrett County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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