ASSUMABLE 3.375% VA LOAN!!!
Situated on a desirable almost half acre lot with no HOA, this custom-built four-bedroom, two expansive bathroom residence offers 2,236 square feet under air. Thoughtfully updated inside and out, this home showcases quality craftsmanship and extensive modern upgrades. Exterior improvements completed in 2022 include a new roof, new AC system, fresh exterior paint, enhanced landscaping, a full-lot perimeter fence, irrigation system, and an electrically powered sliding gate for added privacy and security.
Interior updates feature luxury vinyl plank flooring throughout, five-inch baseboards, updated fans, designer light fixtures, recessed lighting, and fresh interior paint. The chef's kitchen boasts newer appliances, 42-inch cabinetry with under- and over-cabinet lighting, bright white quartz countertops, a large island with sink, and classic 3x12 subway tile backsplash. Both bathrooms have been fully renovated with new tile, vanities, fixtures, faucets, and farmhouse-style mirrors.
Outdoor living is elevated with a 15x30 pool, composite decking, and a seven-person hot tub. Additional upgrades include in-wall speakers, a tankless water heater, whole-home water softener and filtration system, under-sink reverse osmosis, a new AC handler and condenser installed August 2025, a 190-square-foot covered screened porch, and an oversized 420-square-foot garage. Schedule your private showing today.
For sale
$499,900
1126 Ruby St SE, Palm Bay, FL 32909
4beds
2,236sqft
Est.:
Single Family Residence
Built in 2004
0.46 Acres Lot
$490,000 Zestimate®
$224/sqft
$-- HOA
What's special
Updated fansComposite deckingNew roofLarge island with sinkFresh interior paintNewer appliancesSeven-person hot tub
- 7 days |
- 1,137 |
- 60 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: January 14, 2026 at 07:52am
Listed by:
Ryan Malone 321-514-1660,
Endless Summer Real Estate
Source: Space Coast AOR,MLS#: 1066418
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Electric Range, Microwave, Refrigerator
- Laundry: Electric Dryer Hookup, In Unit, Washer Hookup
Features
- Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s)
- Flooring: Laminate, Tile
- Has fireplace: No
Interior area
- Total interior livable area: 2,236 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Patio, Rear Porch, Screened
- Has private pool: Yes
- Pool features: Above Ground, Fenced
- Has spa: Yes
- Spa features: Above Ground, Heated
- Fencing: Wrought Iron
- Has view: Yes
- View description: Other
Lot
- Size: 0.46 Acres
- Features: Cleared
Details
- Additional parcels included: 2935866
- Parcel number: 293717Gq00810.00004.00
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, Concrete, Stucco
- Roof: Shingle
Condition
- New construction: No
- Year built: 2004
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
- Utilities for property: Electricity Connected
Community & HOA
Community
- Subdivision: Port Malabar Unit 17
HOA
- Has HOA: No
Location
- Region: Palm Bay
Financial & listing details
- Price per square foot: $224/sqft
- Tax assessed value: $306,770
- Annual tax amount: $97
- Date on market: 1/14/2026
- Listing terms: Assumable,Cash,Conventional,FHA,VA Loan
- Road surface type: Asphalt
Estimated market value
$490,000
$466,000 - $515,000
$2,195/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/14/2026 | Listed for sale | $499,900+25%$224/sqft |
Source: Space Coast AOR #1066418 Report a problem | ||
| 4/24/2025 | Listing removed | $2,950$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 4/5/2025 | Price change | $2,950-1.7%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 4/3/2025 | Price change | $3,000-6.3%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 3/31/2025 | Listed for rent | $3,200$1/sqft |
Source: Zillow Rentals Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $95 +3.6% | $306,770 +1.4% |
| 2023 | $91 -98.3% | $302,560 +9.6% |
| 2022 | $5,241 +352.3% | $276,100 +185.4% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$3,217/mo
Principal & interest
$2430
Property taxes
$612
Home insurance
$175
Climate risks
Neighborhood: 32909
Nearby schools
GreatSchools rating
- 6/10Columbia Elementary SchoolGrades: PK-6Distance: 0.9 mi
- 3/10Southwest Middle SchoolGrades: 7-8Distance: 2.7 mi
- 3/10Bayside High SchoolGrades: 9-12Distance: 2.1 mi
Schools provided by the listing agent
- Elementary: Columbia
- Middle: Southwest
- High: Bayside
Source: Space Coast AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
