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Contingent
  • $725,000

    1123 Cumberland Rd,Ā Chattanooga, TN 37419

    3beds
    2,002sqft
    :Ā 
    Single Family Residence
    Built in 2023
    2.49 Acres Lot
    $712,200 ZestimateĀ®
    $362/sqft
    $95/mo HOA

    What's special

    Introducing 1123 Cumberland Rd located atop Elder Mountain. This community is truly a hidden gem offering amenities, convenience and privacy. Newly constructed in 2023, your new home sits on a wooded 2.49 acre lot with road frontage on both Cumberland Rd and Healing Springs Rd. In the warmer months, the front yard fills in with wildflowers, adding a natural and welcoming first impression. You'll notice the intentional design as soon as you enter. Offering 2,002 square feet of one-level living, with 3 bedrooms, 2 full baths, plus a dedicated office. The main living space is open and bright with a beautifully designed kitchen with high end cabinetry, quartz countertops and Kitchen aide stainless steel appliances. Windows spanning the back wall to let nature and natural light in, while the covered back porch makes the outdoors feel like a true extension of the living area. It is easy to picture quiet mornings with coffee or evenings with the doors open and fresh air moving through the house. What really sets this home apart are the details. Inside you'll find extra touches like West Elm lighting throughout, appliance garage cabinetry, a grocery valet from the attached garage directly into the pantry, and a water filtration system. The layout is practical and comfortable, with no wasted space and a very intentional flow. Neighborhood amenities include the Volunteer Fire Department, community pool (optional membership for the pool), and neighborhood security guard. This location is hard to beat, just minutes from the South Broad Street development and the new Lookouts stadium, downtown Chattanooga, and the Raccoon Mountain Reservoir- offering easy access to dining, entertainment, outdoor activities and ongoing growth while still feeling tucked away. Showings start Saturday, February 7th. Showings on the 7th or later can be booked immediately through BrokerBay.
    36 days
    |
    2,302
    |
    157
    |

    Zillow last checked: 8 hours ago

    Listing updated: February 18, 2026 at 05:54am

    Listed by:

    Rebekah Hughes 423-827-2362,

    Real Estate Partners Chattanooga LLC 423-265-0088

    Source: Greater Chattanooga Realtors,MLS#: 1527275

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 2
    • Full bathrooms: 2
    Primary bedroom
    • Level: First
    Bedroom
    • Level: First
    Bedroom
    • Level: First
    Primary bathroom
    • Level: First
    Bathroom
    • Level: First
    Dining room
    • Level: First
    Kitchen
    • Level: First
    Laundry
    • Level: First
    Living room
    • Level: First
    Office
    • Level: First
    Heating
    • Central, Electric
    Cooling
    • Central Air, Electric
    Appliances
    • Included: Dishwasher, Exhaust Fan, Free-Standing Refrigerator, Free-Standing Range, Microwave, Water Heater, Water Purifier Owned
    • Laundry: Laundry Room
    Features
    • Ceiling Fan(s), Double Vanity, High Ceilings, Pantry, Vaulted Ceiling(s), Walk-In Closet(s), En Suite
    • Has basement: No
    • Number of fireplaces: 1
    Interior area
    • Total structure area: 2,002
    • Total interior livable area: 2,002 sqft
    • Finished area above ground: 2,002

    Property

    Parking
    • Total spaces: 2
    • Parking features: Concrete, Garage, Garage Faces Side
    • Attached garage spaces: 2
    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Deck, Enclosed, Front Porch, Rear Porch, Porch - Covered
    • Exterior features: Rain Gutters
    Lot
    • Size: 2.49 Acres
    • Dimensions: 206 x 375
    • Features: Gentle Sloping, Many Trees
    Details
    • Parcel number: 102o B 023.00

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • HardiPlank Type, Stone
    • Foundation: Block
    • Roof: Asphalt,Shingle
    Condition
    • New construction: No
    • Year built: 2023

    Utilities & green energy

    • Sewer: Septic Tank
    • Water: Public
    • Utilities for property: Electricity Connected, Water Connected

    Community & HOA

    Community
    • Features: Other, Pool
    • Security: Security System
    • Subdivision: Elder Mountain
    HOA
    • Has HOA: Yes
    • Amenities included: Clubhouse, Pool, Security
    • HOA fee: $95 monthly
    Location
    • Region: Chattanooga

    Financial & listing details

    • Price per square foot: $362/sqft
    • Tax assessed value: $483,300
    • Annual tax amount: $2,126
    • Date on market: 2/7/2026
    • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
    • Inclusions: Refrigerator and Simplisafe security system to convey.
    • Road surface type: Asphalt
    Get pre-qualifiedBe ready to make an offer.
    Connect with an agentGet info on this home, tour, and more.
    Calculate monthly paymentSee if you can afford this home.

    Estimated market value

    $712,200

    $677,000 - $748,000

    $2,723/mo

    Price history

    Price history
    DateEventPrice
    2/18/2026Contingent$725,000$362/sqft
    Source: Greater Chattanooga Realtors #1527275 Report a problem
    2/7/2026Listed for sale$725,000$362/sqft
    Source: Greater Chattanooga Realtors #1527275 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2025$2,127 $120,825
    2024$2,127 +1024%$120,825 +1024%
    2023$189 +108.7%$10,750 +108.7%
    2022$91 $5,150
    2021-- $5,150 +3%
    2020$108 $5,000
    2019$108 $5,000
    2018$108 +0.4%$5,000
    2017$108 $5,000
    2016$108 -0.4%$5,000
    2015$108 $5,000
    2014$108 $5,000
    2013$108 -0.1%$5,000
    2012$109 +0.1%$5,000
    2011$108 $5,000
    2010-- $5,000
    2009-- $5,000 -46.6%
    2008$173 $9,355
    2007$173 -1.5%$9,355 +10.7%
    2006$176 $8,451
    2005$176 $8,451
    2004$176 -8.4%$8,451
    2002$192 $8,451
    2001-- $8,451 -68.7%
    2000-- $27,000

    Find assessor info on the county website

    BuyAbilityā„  payment

    Est. payment
    $3,723/mo
    Principal & interest
    $3362
    Property taxes
    $266
    HOA Fees
    $95

      Climate risks

      Neighborhood: 37419

      Getting around

      0Ā /Ā 100
      Car-Dependent
      0Ā /Ā 100
      No Nearby Transit

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: Whitwell Elementary
      • Middle: Whitwell Middle
      • High: Whitwell High School

      Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

      Local experts in 37419

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