Introducing 1123 Cumberland Rd located atop Elder Mountain. This community is truly a hidden gem offering amenities, convenience and privacy.
Newly constructed in 2023, your new home sits on a wooded 2.49 acre lot with road frontage on both Cumberland Rd and Healing Springs Rd. In the warmer months, the front yard fills in with wildflowers, adding a natural and welcoming first impression.
You'll notice the intentional design as soon as you enter. Offering 2,002 square feet of one-level living, with 3 bedrooms, 2 full baths, plus a dedicated office. The main living space is open and bright with a beautifully designed kitchen with high end cabinetry, quartz countertops and Kitchen aide stainless steel appliances. Windows spanning the back wall to let nature and natural light in, while the covered back porch makes the outdoors feel like a true extension of the living area. It is easy to picture quiet mornings with coffee or evenings with the doors open and fresh air moving through the house.
What really sets this home apart are the details. Inside you'll find extra touches like West Elm lighting throughout, appliance garage cabinetry, a grocery valet from the attached garage directly into the pantry, and a water filtration system. The layout is practical and comfortable, with no wasted space and a very intentional flow.
Neighborhood amenities include the Volunteer Fire Department, community pool (optional membership for the pool), and neighborhood security guard.
This location is hard to beat, just minutes from the South Broad Street development and the new Lookouts stadium, downtown Chattanooga, and the Raccoon Mountain Reservoir- offering easy access to dining, entertainment, outdoor activities and ongoing growth while still feeling tucked away.
Showings start Saturday, February 7th. Showings on the 7th or later can be booked immediately through BrokerBay.
Contingent
$725,000
1123 Cumberland Rd,Ā Chattanooga, TN 37419
3beds
2,002sqft
Est.:Ā
Single Family Residence
Built in 2023
2.49 Acres Lot
$712,200 ZestimateĀ®
$362/sqft
$95/mo HOA
What's special
- 36 days |
- 2,302 |
- 157 |
Zillow last checked: 8 hours ago
Listing updated: February 18, 2026 at 05:54am
Listed by:
Rebekah Hughes 423-827-2362,
Real Estate Partners Chattanooga LLC 423-265-0088
Source: Greater Chattanooga Realtors,MLS#: 1527275
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: First
Primary bathroom
- Level: First
Bathroom
- Level: First
Dining room
- Level: First
Kitchen
- Level: First
Laundry
- Level: First
Living room
- Level: First
Office
- Level: First
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Exhaust Fan, Free-Standing Refrigerator, Free-Standing Range, Microwave, Water Heater, Water Purifier Owned
- Laundry: Laundry Room
Features
- Ceiling Fan(s), Double Vanity, High Ceilings, Pantry, Vaulted Ceiling(s), Walk-In Closet(s), En Suite
- Has basement: No
- Number of fireplaces: 1
Interior area
- Total structure area: 2,002
- Total interior livable area: 2,002 sqft
- Finished area above ground: 2,002
Property
Parking
- Total spaces: 2
- Parking features: Concrete, Garage, Garage Faces Side
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Enclosed, Front Porch, Rear Porch, Porch - Covered
- Exterior features: Rain Gutters
Lot
- Size: 2.49 Acres
- Dimensions: 206 x 375
- Features: Gentle Sloping, Many Trees
Details
- Parcel number: 102o B 023.00
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- HardiPlank Type, Stone
- Foundation: Block
- Roof: Asphalt,Shingle
Condition
- New construction: No
- Year built: 2023
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Electricity Connected, Water Connected
Community & HOA
Community
- Features: Other, Pool
- Security: Security System
- Subdivision: Elder Mountain
HOA
- Has HOA: Yes
- Amenities included: Clubhouse, Pool, Security
- HOA fee: $95 monthly
Location
- Region: Chattanooga
Financial & listing details
- Price per square foot: $362/sqft
- Tax assessed value: $483,300
- Annual tax amount: $2,126
- Date on market: 2/7/2026
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Inclusions: Refrigerator and Simplisafe security system to convey.
- Road surface type: Asphalt
Estimated market value
$712,200
$677,000 - $748,000
$2,723/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/18/2026 | Contingent | $725,000$362/sqft |
Source: Greater Chattanooga Realtors #1527275 Report a problem | ||
| 2/7/2026 | Listed for sale | $725,000$362/sqft |
Source: Greater Chattanooga Realtors #1527275 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,127 | $120,825 |
| 2024 | $2,127 +1024% | $120,825 +1024% |
| 2023 | $189 +108.7% | $10,750 +108.7% |
| 2022 | $91 | $5,150 |
| 2021 | -- | $5,150 +3% |
| 2020 | $108 | $5,000 |
| 2019 | $108 | $5,000 |
| 2018 | $108 +0.4% | $5,000 |
| 2017 | $108 | $5,000 |
| 2016 | $108 -0.4% | $5,000 |
| 2015 | $108 | $5,000 |
| 2014 | $108 | $5,000 |
| 2013 | $108 -0.1% | $5,000 |
| 2012 | $109 +0.1% | $5,000 |
| 2011 | $108 | $5,000 |
| 2010 | -- | $5,000 |
| 2009 | -- | $5,000 -46.6% |
| 2008 | $173 | $9,355 |
| 2007 | $173 -1.5% | $9,355 +10.7% |
| 2006 | $176 | $8,451 |
| 2005 | $176 | $8,451 |
| 2004 | $176 -8.4% | $8,451 |
| 2002 | $192 | $8,451 |
| 2001 | -- | $8,451 -68.7% |
| 2000 | -- | $27,000 |
Find assessor info on the county website
BuyAbilityā payment
Est. payment
$3,723/mo
Principal & interest
$3362
Property taxes
$266
HOA Fees
$95
Climate risks
Neighborhood: 37419
Nearby schools
GreatSchools rating
- 5/10Whitwell Elementary SchoolGrades: PK-4Distance: 11.9 mi
- 7/10Whitwell Middle SchoolGrades: 5-8Distance: 12 mi
- 6/10Whitwell High SchoolGrades: 9-12Distance: 11.8 mi
Schools provided by the listing agent
- Elementary: Whitwell Elementary
- Middle: Whitwell Middle
- High: Whitwell High School
Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.



