Welcome to Espalier Bay — a private gated lake community on Chickamauga Lake, where luxury meets the ease of waterfront living.
Located on a peaceful stretch of the Tennessee River, 1118 Espalier Drive offers the rare combination of year around water, privacy, lake access, and refined lake community living. Known for its spacious estate lots, natural beauty, and relaxed atmosphere — this is a place where neighbors value both connection and tranquility.
Residents enjoy a gated entry, a community clubhouse, boat launch and dock, and easy access to boating, fishing, and sunset cruises on year around water. Whether you're an avid boater or simply love water views, this community is designed for a true lake lifestyle.
This lovely home features three bedrooms, three full baths, and a flexible bonus room that works well as a home office, media room, or additional guest space. The kitchen is thoughtfully designed with custom cabinetry, granite countertops, and stainless-steel appliances, opening seamlessly to the main living areas — perfect for entertaining and everyday living.
The primary suite is a quiet retreat with it's own private view of the water, while the additional bedrooms are spacious and well designed for family or guests. A three-car garage provides plenty of room for vehicles, boats and all of your water toys, as well as additional storage.
Outside, the expansive acreage offers space to relax, entertain, or simply enjoy the setting — whether that means evenings on the back porch after a day on the river or planning future outdoor living enhancements.
The setting feels tucked away, yet you're just a short drive to Decatur, Dayton, and an easy commute to Chattanooga and Knoxville. Homes here are thoughtfully placed to preserve views, privacy, and the natural landscape — making Espalier Bay the dreamiest place to call home.
*2 additional lots, on either side of the home, are available for purchase
For sale
$625,000
1118 Espalier Dr, Decatur, TN 37322
3beds
3,195sqft
Est.:
Single Family Residence
Built in 2021
2.14 Acres Lot
$605,800 Zestimate®
$196/sqft
$83/mo HOA
What's special
Year around waterBack porchBoat launch and dockGated entryFlexible bonus roomThree-car garageExpansive acreage
- 18 days |
- 2,239 |
- 125 |
Zillow last checked: 8 hours ago
Listing updated: January 31, 2026 at 06:13am
Listed by:
Janet Goins 205-447-6239,
simpliHOM 855-856-9466
Source: Greater Chattanooga Realtors,MLS#: 1526750
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Primary bathroom
- Level: Second
Bathroom
- Level: First
Bathroom
- Level: Second
Other
- Level: Second
Bonus room
- Level: First
Kitchen
- Level: Second
Laundry
- Level: First
Living room
- Level: Second
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Dryer, Dishwasher, Exhaust Fan, Free-Standing Gas Oven, Free-Standing Gas Range, Free-Standing Refrigerator, Gas Cooktop, Gas Oven, Stainless Steel Appliance(s), Tankless Water Heater, Vented Exhaust Fan, Washer, Washer/Dryer
- Laundry: Common Area, Electric Dryer Hookup, Inside, Lower Level, Laundry Room, Washer Hookup
Features
- Ceiling Fan(s), Double Vanity, Entrance Foyer, Eat-in Kitchen, Granite Counters, High Ceilings, His and Hers Closets, High Speed Internet, Kitchen Island, Laminate Counters, Open Floorplan, Pantry, Recessed Lighting, Soaking Tub, Storage, Vaulted Ceiling(s), Walk-In Closet(s), Separate Shower, Tub/shower Combo, En Suite, Breakfast Nook, Plumbed
- Flooring: Hardwood, Laminate
- Windows: Vinyl Frames, Window Treatments
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Gas Log, Living Room
Interior area
- Total structure area: 3,195
- Total interior livable area: 3,195 sqft
- Finished area above ground: 3,195
Property
Parking
- Total spaces: 3
- Parking features: Concrete, Driveway, Garage, Garage Door Opener, Garage Faces Front
- Attached garage spaces: 3
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Deck, Rear Porch, Porch - Covered
- Exterior features: Balcony, Fire Pit, Private Yard, Rain Barrel/Cistern(s), Rain Gutters, Storage
- Pool features: None
- Spa features: None
- Fencing: None
- Has view: Yes
- View description: Lake, Mountain(s), River, Water
- Has water view: Yes
- Water view: Lake,River,Water
- Waterfront features: Lake, Lake Front, Lake Privileges, River Access, River Front
Lot
- Size: 2.14 Acres
- Dimensions: 93,218.4 sqft
- Features: Back Yard, Cleared, Landscaped, Lake on Lot, Level, Rectangular Lot, Views, Waterfront
Details
- Additional structures: None
- Parcel number: 032 002.57
- Special conditions: Standard
- Other equipment: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Other
- Property subtype: Single Family Residence
Materials
- Brick, Fiber Cement
- Foundation: Brick/Mortar, Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 2021
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Cable Available, Electricity Connected, Natural Gas Available, Phone Available, Underground Utilities, Water Connected
Green energy
- Energy efficient items: Water Heater
Community & HOA
Community
- Features: Clubhouse, Dock, Fishing, Gated, Lake
- Security: Carbon Monoxide Detector(s), Gated Community, Smoke Detector(s)
- Subdivision: Espalier Bay
HOA
- Has HOA: Yes
- Amenities included: Boating, Boat Dock, Boat Slip, Clubhouse, Gated, Maintenance, Maintenance Grounds, Management, Maintenance Structure, Picnic Area, Powered Boats Allowed, Parking, RV/Boat Storage, Water
- Services included: Maintenance Grounds, Maintenance Structure
- HOA fee: $1,000 annually
Location
- Region: Decatur
Financial & listing details
- Price per square foot: $196/sqft
- Annual tax amount: $2,800
- Date on market: 1/16/2026
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Road surface type: Asphalt
Estimated market value
$605,800
$576,000 - $636,000
$3,123/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/16/2026 | Listed for sale | $625,000+4.3%$196/sqft |
Source: Greater Chattanooga Realtors #1526750 Report a problem | ||
| 11/10/2025 | Listing removed | $599,000$187/sqft |
Source:  East Tennessee Realtors #1300710 Report a problem | ||
| 8/30/2025 | Price change | $599,000-2.6%$187/sqft |
Source: East Tennessee Realtors #1300710 Report a problem | ||
| 7/7/2025 | Price change | $614,900-3.2%$192/sqft |
Source: East Tennessee Realtors #1300710 Report a problem | ||
| 6/14/2025 | Price change | $634,900-0.8%$199/sqft |
Source: East Tennessee Realtors #1300710 Report a problem | ||
Public tax history
Public tax history
Tax history is unavailable.BuyAbility℠ payment
Est. payment
$3,505/mo
Principal & interest
$3000
Home insurance
$219
Other costs
$286
Climate risks
Neighborhood: 37322
Nearby schools
GreatSchools rating
- 4/10Meigs North Elementary SchoolGrades: PK-5Distance: 2.1 mi
- 6/10Meigs Middle SchoolGrades: 6-8Distance: 3 mi
- 6/10Meigs County High SchoolGrades: 9-12Distance: 3.2 mi
Schools provided by the listing agent
- Elementary: Meigs North Elementary
- Middle: Meigs County Middle
- High: Meigs County High
Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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