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Pending
  • Price cut: $10K (11/1)
    $430,000

    1109 Terraces Lane, Hampstead, NC 28443

    4beds
    2,062sqft
    : 
    Single Family Residence
    Built in 2022
    8,712 Square Feet Lot
    $424,900 Zestimate®
    $209/sqft
    $90/mo HOA

    What's special

    Fenced-in yardCathedral ceilingWooded privacyRear gas hookupLarge islandGranite countertopsScreened-in porch
    Welcome to the Midland II floorplan, a beautifully designed 4 bedroom, 3 bath home built in 2022, full of natural light, offering the perfect blend of comfort and convenience in the thoughtfully planned out community of The Terraces. Enjoy the convenience of lightning-fast fiber optic internet and natural gas, which provides reliability and is cost effective. The Terraces is located approximately 10 minutes from Surf City, in the highly sought after Pender County school district. A BONUS is that you will be issued two parking passes for FREE beach parking, making coastal living a breeze. Inside the home, you will find a spacious layout featuring the main living area, a split floor plan, including the primary suite, enhanced by a cathedral ceiling, along with two additional bedrooms and an additional full bath. Upstairs, there is a bedroom and full bath, ideal for guests or a home office. LVP extends throughout the main living areas, including the first-floor bedrooms, with tile flooring in all wet areas for added durability. Expansive walk-in closets provide plenty of space for storage and organization. The kitchen boasts stainless steel appliances, including a gas stove, subway tile backsplash, granite countertops, and a large island, overlooking the family room, perfect for everyday living and entertaining. The exterior is accented with stone wainscotting, while the back of the home offers a screened-in porch overlooking a large fenced-in yard, with wooded privacy...offering a peaceful retreat. In addition, there is a rear gas hookup, perfect for BBQs. The Terraces community offers a community pool, cabana, picnic area, sidewalks, and streetlights, perfect for an active, social lifestyle located halfway between Wilmington and Jacksonville. Enjoy the perfect balance of privacy, community, and convenience in this beautiful home. Schedule your showing today and experience it for yourself.
    53 days
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    127
    |
    2
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    Zillow last checked: 8 hours ago

    Listing updated: December 05, 2025 at 12:22pm

    Listed by:

    Pinpoint Properties 910-444-1898,

    REAL Broker LLC,

    Debbie B Cullins 910-262-0101,

    REAL Broker LLC

    Source: Hive MLS,MLS#: 100532554MLS LogoOriginating MLS: Cape Fear Realtors MLS, Inc.

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 3
    • Full bathrooms: 3
    Rooms
    • Room types: Dining Room
    Primary bedroom
    • Level: Primary Living Area
    Dining room
    • Features: Formal
    Heating
    • Electric, Forced Air
    Cooling
    • Central Air, Zoned
    Appliances
    • Included: Gas Oven, Gas Cooktop, Built-In Microwave, Washer, Refrigerator, Dryer, Disposal, Dishwasher
    • Laundry: Laundry Room
    Features
    • Master Downstairs, Walk-in Closet(s), High Ceilings, Pantry, Walk-in Shower, Walk-In Closet(s)
    • Flooring: LVT/LVP, Carpet, Tile
    Interior area
    • Total structure area: 2,062
    • Total interior livable area: 2,062 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Paved
    • Garage spaces: 2
    Features
    • Levels: Two
    • Stories: 2
    • Patio & porch: Covered, Patio, Porch
    • Exterior features: None
    • Fencing: Back Yard,Wood
    • Waterfront features: Water Access Comm
    Lot
    • Size: 8,712 Square Feet
    • Dimensions: 55*140*71*140
    • Features: Water Access Comm
    Details
    • Parcel number: 42158890640000
    • Zoning: RP
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Vinyl Siding
    • Foundation: Slab
    • Roof: Architectural Shingle
    Condition
    • New construction: No
    • Year built: 2022

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: Natural Gas Available, Sewer Available, Water Available

    Community & HOA

    Community
    • Security: Smoke Detector(s)
    • Subdivision: The Terraces
    HOA
    • Has HOA: Yes
    • Amenities included: Cabana, Pool, Maintenance Common Areas, Maintenance Grounds, Maintenance Roads, Picnic Area, Sidewalks, Street Lights, Taxes
    • HOA fee: $1,080 annually
    • HOA name: GoPropertyMgmt
    • HOA phone: 910-509-7281
    Location
    • Region: Hampstead

    Financial & listing details

    • Price per square foot: $209/sqft
    • Tax assessed value: $127,483
    • Annual tax amount: $1,580
    • Date on market: 10/19/2025
    • Cumulative days on market: 53 days
    • Listing agreement: Exclusive Right To Sell
    • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
    Get pre-qualifiedBe ready to make an offer.
    Connect with an agentGet info on this home, tour, and more.
    Calculate monthly paymentSee if you can afford this home.

    Estimated market value

    $424,900

    $404,000 - $446,000

    $2,504/mo

    Price history

    Price history
    DateEventPrice
    11/11/2025Pending sale$430,000$209/sqft
    Source: Hive MLS #100532554 Report a problem
    11/1/2025Price change$430,000-2.3%$209/sqft
    Source: Hive MLS #100532554 Report a problem
    9/25/2025Listed for sale$440,000+7.3%$213/sqft
    Source: Hive MLS #100532554 Report a problem
    4/12/2023Sold$409,900$199/sqft
    Source: Hive MLS #100357958 Report a problem
    2/1/2023Pending sale$409,900$199/sqft
    Source: Hive MLS #100357958 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$1,927 +82.1%$127,483
    2023$1,058 $127,483

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $2,532/mo
    Principal & interest
    $2069
    Property taxes
    $222
    Other costs
    $241

      Climate risks

      Neighborhood: 28443

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: North Topsail
      • Middle: Topsail
      • High: Topsail

      Source: Hive MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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