Property is located in unincorporated Pinellas County, current zoning allows certain business uses. Historical property right near the heart of downtown Palm Harbor. This home is on a 1 acre MOL lot. The 3,196 sqft residence offers a perfect setting for both residential and commercial use. As you arrive you will see a wrap-around porch in the front, there are hooks ready for porch swings to be placed. When you step inside you will notice the layout has optimal use for however you chose to use the space - office, play rooms, living room, gym etc. The primary bedroom on the first floor has french doors to enter, through those doors is a large space aside from the bedroom that can be used as an extra space for an office, storage, etc. With a full private bathroom attached. The kitchen has recent updates and offers seamless access to the large deck in the backyard that is perfect for any outdoor activities such as relaxation, gatherings, bon fires, gardening etc. Attached to the kitchen is the laundry room leading into bathroom for easy access from the backyard and kitchen. Spacious formal dining area between the kitchen and living room. Upstairs, you’ll find three spacious bedrooms, each providing lots of comfort for family and guests. Whether you envision it as your forever home or a unique commercial space, this property stands out with its versatile layout and prime location. Large 1 acre lot offers plenty of room for expansion and growth. Plenty of room for parking, a pool, multi-car garage, etc. Roof was replaced 7/2016 with peel & stick underlayment.
For sale
$894,900
1109 Belcher Rd, Palm Harbor, FL 34683
5beds
3,196sqft
Est.:
Single Family Residence
Built in 1905
1.02 Acres Lot
$-- Zestimate®
$280/sqft
$-- HOA
What's special
Wrap-around porchThree spacious bedroomsFrench doorsLayout has optimal useSpacious formal dining area
- 437 days |
- 1,440 |
- 43 |
Zillow last checked: 8 hours ago
Listing updated: December 01, 2025 at 03:23pm
Listing Provided by:
Darleen DePoalo 727-417-7396,
ABI ROAD REALTY LLC 727-710-8689
Source: Stellar MLS,MLS#: T3551452
Originating MLS: Pinellas Suncoast

Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary bedroom
- Features: Shower No Tub, Built-in Closet
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- Laundry: Inside, Laundry Room
Features
- Ceiling Fan(s), Crown Molding, Primary Bedroom Main Floor
- Flooring: Tile, Hardwood
- Doors: French Doors
- Has fireplace: No
Interior area
- Total structure area: 3,947
- Total interior livable area: 3,196 sqft
Video & virtual tour
Property
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Front Porch, Patio, Porch, Wrap Around
- Exterior features: Private Mailbox, Sidewalk
Lot
- Size: 1.02 Acres
Details
- Parcel number: 012815885600760004
- Zoning: A-E
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Wood Frame
- Foundation: Crawlspace
- Roof: Shingle
Condition
- New construction: No
- Year built: 1905
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Public
Community & HOA
Community
- Subdivision: SUTHERLAND TOWN OF
HOA
- Has HOA: No
- Pet fee: $0 monthly
Location
- Region: Palm Harbor
Financial & listing details
- Price per square foot: $280/sqft
- Tax assessed value: $501,841
- Annual tax amount: $8,474
- Date on market: 8/25/2024
- Cumulative days on market: 442 days
- Listing terms: Cash,Conventional
- Ownership: Fee Simple
- Total actual rent: 0
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
$4,636/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/1/2025 | Listed for sale | $894,900$280/sqft |
Source: | ||
| 11/20/2025 | Listing removed | $4,600$1/sqft |
Source: Stellar MLS #TB8378948 Report a problem | ||
| 11/20/2025 | Pending sale | $894,900$280/sqft |
Source: | ||
| 5/20/2025 | Price change | $894,900-10.1%$280/sqft |
Source: | ||
| 4/25/2025 | Listed for rent | $4,600$1/sqft |
Source: Stellar MLS #TB8378948 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $8,090 -4.5% | $426,408 +10.6% |
| 2023 | $8,474 +28.1% | $385,408 +10% |
| 2022 | $6,614 +7.5% | $350,371 +10% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$5,961/mo
Principal & interest
$4298
Property taxes
$1350
Home insurance
$313
Climate risks
Neighborhood: 34683
Nearby schools
GreatSchools rating
- 4/10Highland Lakes Elementary SchoolGrades: PK-5Distance: 1.9 mi
- 5/10Palm Harbor Middle SchoolGrades: 6-8Distance: 0.9 mi
- 7/10Palm Harbor University High SchoolGrades: 9-12Distance: 1.1 mi
Schools provided by the listing agent
- Elementary: Highland Lakes Elementary-PN
- Middle: Palm Harbor Middle-PN
- High: Palm Harbor Univ High-PN
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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