NO BOND | Turn-Key Courtyard Villa in the Heart of The Villages Welcome to 1104 San Bernardo Rd, a beautifully maintained 2-bedroom, 2-bath San Lucas Courtyard Villa located in the highly desirable Villa of San Leandro within the Village of Santiago, one of the most central and convenient locations in The Villages. This block and stucco home offers the privacy and low-maintenance lifestyle Courtyard Villas are known for, paired with a smart, spacious layout ideal for both full-time living and seasonal enjoyment. Offered turn-key, this residence is move-in ready and designed for effortless living. Inside, you’ll find laminate flooring throughout the main living areas and primary suite, creating a clean, cohesive feel. The kitchen features newer appliances, providing both functionality and efficiency. The guest bedroom is thoughtfully designed with a Murphy bed, allowing it to easily function as a second suite or flexible space for guests and hobbies. The roof was replaced in 2017, offering added peace of mind. Enjoy Florida living year-round in the screen-enclosed lanai, perfect for morning coffee, evening relaxation, or entertaining. The private courtyard enhances the indoor-outdoor flow, offering a peaceful retreat with minimal upkeep. Located just minutes from Spanish Springs Town Square, you’ll have easy access to nightly entertainment, dining, shopping, medical facilities, and a wide range of community activities. Golf courses, recreation centers, and pools are all nearby, many just a short golf cart ride away. If you’ve been searching for a NO BOND Courtyard Villa in a prime location, with updates already in place and a true turn-key opportunity, this home delivers the perfect blend of comfort, convenience, and lifestyle.
For sale
$275,000
1104 San Bernardo Rd, The Villages, FL 32162
2beds
1,146sqft
Est.:
Villa
Built in 1999
4,042 Square Feet Lot
$-- Zestimate®
$240/sqft
$204/mo HOA
What's special
Block and stucco homeSmart spacious layoutKitchen features newer appliances
- 2 days |
- 1,102 |
- 26 |
Likely to sell faster than
Zillow last checked: 7 hours ago
Listing updated: March 26, 2026 at 05:54am
Listing Provided by:
Tasha Osbourne 352-613-6613,
GOLDEN OCALA REAL ESTATE INC 352-369-6969
Source: Stellar MLS,MLS#: OM721250
Originating MLS: Sarasota - Manatee

Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Walk-In Closet(s)
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Heating
- Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Laundry: In Garage
Features
- Ceiling Fan(s), Living Room/Dining Room Combo, Solid Wood Cabinets, Split Bedroom, Thermostat, Walk-In Closet(s)
- Flooring: Luxury Vinyl, Tile
- Doors: Sliding Doors
- Windows: Window Treatments
- Has fireplace: No
- Furnished: Yes
Interior area
- Total structure area: 4,042
- Total interior livable area: 1,146 sqft
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Driveway, Garage Door Opener, Garage Faces Side
- Attached garage spaces: 1
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Rear Porch, Screened
- Exterior features: Courtyard, Dog Run, Irrigation System, Sidewalk
- Fencing: Masonry,Wood
Lot
- Size: 4,042 Square Feet
- Dimensions: 43 x 94
- Features: Level, Near Golf Course, Private
- Residential vegetation: Mature Landscaping, Trees/Landscaped
Details
- Parcel number: D10B101
- Zoning: R
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Bungalow,Patio
- Property subtype: Villa
Materials
- Block, Concrete
- Foundation: Slab
- Roof: Shingle
Condition
- Completed
- New construction: No
- Year built: 1999
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Available
Community & HOA
Community
- Features: Clubhouse, Community Mailbox, Deed Restrictions, Dog Park, Fitness Center, Gated Community - Guard, Gated Community - No Guard, Golf Carts OK, Golf, Park, Playground, Pool, Racquetball, Restaurant, Sidewalks, Tennis Court(s)
- Pet fee: $0 monthly
- Senior community: Yes
- Subdivision: VILLAGES OF SUMTER VILLA SAN LEANDRO
HOA
- Has HOA: No
- Amenities included: Clubhouse, Gated, Golf Course, Park, Pickleball Court(s), Playground, Pool, Racquetball, Recreation Facilities, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Trail(s)
- Services included: Community Pool, Maintenance Grounds, Private Road, Recreational Facilities
- HOA fee: $204 monthly
Location
- Region: The Villages
Financial & listing details
- Price per square foot: $240/sqft
- Tax assessed value: $255,710
- Annual tax amount: $2,669
- Date on market: 3/24/2026
- Cumulative days on market: 3 days
- Listing terms: Cash,Conventional
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/24/2026 | Listed for sale | $275,000+51.5%$240/sqft |
Source: | ||
| 11/22/2017 | Sold | $181,500+17.9%$158/sqft |
Source: Public Record Report a problem | ||
| 10/13/2011 | Sold | $154,000+71.5%$134/sqft |
Source: Public Record Report a problem | ||
| 1/15/1999 | Sold | $89,800$78/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,035 +10.8% | $236,940 +10% |
| 2023 | $2,740 +10.3% | $215,400 +10% |
| 2022 | $2,484 +4.7% | $195,820 +10% |
| 2021 | $2,372 -3.8% | $178,020 -0.9% |
| 2020 | $2,465 | $179,580 -6.5% |
| 2019 | $2,465 -0.8% | $192,140 +29.2% |
| 2018 | $2,485 +15.2% | $148,710 -0.8% |
| 2017 | $2,157 -2.4% | $149,920 -0.8% |
| 2016 | $2,210 +0.1% | $151,130 -0.5% |
| 2015 | $2,208 -1.8% | $151,900 +1.8% |
| 2014 | $2,249 +1.5% | $149,260 +15.5% |
| 2013 | $2,215 | $129,240 -6.3% |
| 2012 | -- | $137,920 -0.8% |
| 2011 | -- | $139,027 -0.7% |
| 2010 | -- | $140,027 -6.4% |
| 2009 | -- | $149,527 -1.8% |
| 2008 | -- | $152,238 -0.8% |
| 2007 | -- | $153,438 +8.4% |
| 2006 | -- | $141,538 +14.3% |
| 2005 | -- | $123,837 +15.3% |
| 2004 | -- | $107,437 +3.1% |
| 2003 | -- | $104,176 +11.3% |
| 2002 | -- | $93,576 +10% |
| 2001 | -- | $85,066 +6.6% |
| 2000 | -- | $79,766 +1096.6% |
| 1999 | -- | $6,666 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,848/mo
Principal & interest
$1387
Property taxes
$257
HOA Fees
$204
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Climate risks
Neighborhood: 32162
Nearby schools
GreatSchools rating
- 8/10Wildwood Elementary SchoolGrades: PK-5Distance: 6.4 mi
- 3/10Wildwood Middle/ High SchoolGrades: 6-12Distance: 6.2 mi
Local experts in 32162
- Florida
- Sumter County
- The Villages
- 32162
- 1104 San Bernardo Rd




