Welcome to this beautifully updated 3-bedroom, 2.1-bath townhome in highly sought-after Cobblers Crossing-perfectly situated on a serene pond with peaceful views year-round. Step inside to an inviting family room with soaring vaulted ceilings, a cozy fireplace, and updated vinyl flooring that flows throughout the main level. The bright and modern kitchen features stainless steel appliances, quartz countertops, a tile backsplash, a breakfast bar, and a spacious pantry. Enjoy your morning coffee or unwind in the evening on the private patio just off the kitchen, overlooking the tranquil pond. Convenience is key with a main-level laundry room located right off the garage. Upstairs, the primary suite offers dual sinks, a stand-up shower, and a separate soaking tub-ideal for relaxing after a long day. Two additional bedrooms and a full hall bath complete the second floor. Peace of mind comes with major components already updated: water heater (less than 1 month old), furnace and A/C (1 year old), and roof (8 years old). The attached 2-car garage provides ample storage and parking. The HOA covers exterior maintenance, landscaping, and snow removal, allowing you to enjoy low-maintenance living. Located close to shopping, dining, and conveniences, this home blends comfort, style, and an unbeatable setting. Don't miss this opportunity to own a stunning pond-side townhome in Cobblers Crossing!
Contingent
$339,900
1102 Coldspring Rd, Elgin, IL 60120
3beds
1,565sqft
Est.:
Townhouse, Single Family Residence
Built in 1990
-- sqft lot
$-- Zestimate®
$217/sqft
$270/mo HOA
What's special
Cozy fireplaceSpacious pantryBright and modern kitchenQuartz countertopsBreakfast barStainless steel appliancesTile backsplash
- 30 days |
- 541 |
- 23 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: November 26, 2025 at 12:24pm
Listing courtesy of:
Kealan O'Neil 630-381-4995,
O'Neil Property Group, LLC
Source: MRED as distributed by MLS GRID,MLS#: 12497689
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Sitting Room
Primary bedroom
- Features: Flooring (Carpet), Bathroom (Full)
- Level: Second
- Area: 225 Square Feet
- Dimensions: 15X15
Bedroom 2
- Features: Flooring (Carpet)
- Level: Second
- Area: 120 Square Feet
- Dimensions: 10X12
Bedroom 3
- Features: Flooring (Carpet)
- Level: Second
- Area: 100 Square Feet
- Dimensions: 10X10
Dining room
- Features: Flooring (Wood Laminate)
- Level: Main
- Area: 110 Square Feet
- Dimensions: 10X11
Family room
- Features: Flooring (Wood Laminate)
Kitchen
- Features: Kitchen (Pantry-Closet, SolidSurfaceCounter, Updated Kitchen), Flooring (Wood Laminate)
- Level: Main
- Area: 156 Square Feet
- Dimensions: 12X13
Laundry
- Features: Flooring (Wood Laminate)
- Level: Main
- Area: 63 Square Feet
- Dimensions: 7X9
Living room
- Level: Main
- Area: 266 Square Feet
- Dimensions: 14X19
Sitting room
- Features: Flooring (Wood Laminate)
- Level: Main
- Area: 90 Square Feet
- Dimensions: 9X10
Heating
- Natural Gas
Cooling
- Central Air
Appliances
- Included: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
- Laundry: Washer Hookup, Gas Dryer Hookup, In Unit
Features
- Vaulted Ceiling(s), Open Floorplan
- Flooring: Laminate
- Windows: Skylight(s)
- Basement: None
- Number of fireplaces: 1
- Fireplace features: Gas Log, Gas Starter, Family Room
Interior area
- Total structure area: 0
- Total interior livable area: 1,565 sqft
Property
Parking
- Total spaces: 2
- Parking features: Asphalt, Garage Door Opener, Garage Owned, Attached, Garage
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: No Disability Access
Features
- Patio & porch: Patio
- Has view: Yes
- View description: Water, Back of Property
- Water view: Water,Back of Property
- Waterfront features: Pond, Waterfront
Lot
- Features: Landscaped, Mature Trees
Details
- Parcel number: 06074050420000
- Special conditions: None
Construction
Type & style
- Home type: Townhouse
- Property subtype: Townhouse, Single Family Residence
Materials
- Vinyl Siding, Brick
- Foundation: Concrete Perimeter
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1990
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Public Sewer
- Water: Lake Michigan
Community & HOA
Community
- Features: Sidewalks, Street Lights
- Subdivision: Cobblers Crossing
HOA
- Has HOA: Yes
- Services included: Insurance, Exterior Maintenance, Lawn Care, Snow Removal
- HOA fee: $270 monthly
Location
- Region: Elgin
Financial & listing details
- Price per square foot: $217/sqft
- Tax assessed value: $224,990
- Annual tax amount: $5,746
- Date on market: 11/21/2025
- Ownership: Condo
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/26/2025 | Contingent | $339,900$217/sqft |
Source:  MRED as distributed by MLS GRID #12497689 Report a problem | ||
| 11/21/2025 | Listed for sale | $339,900$217/sqft |
Source: MRED as distributed by MLS GRID #12497689 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2023 | $5,522 +3.5% | $22,499 |
| 2022 | $5,337 +29.6% | $22,499 +47.3% |
| 2021 | $4,117 -21.3% | $15,277 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,570/mo
Principal & interest
$1648
Property taxes
$533
Other costs
$389
Climate risks
Neighborhood: Cobblers Crossing
Nearby schools
GreatSchools rating
- 7/10Lincoln Elementary SchoolGrades: PK-6Distance: 0.4 mi
- 2/10Larsen Middle SchoolGrades: 7-8Distance: 1.2 mi
- 2/10Elgin High SchoolGrades: 9-12Distance: 1.7 mi
Schools provided by the listing agent
- District: 46
Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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