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For sale
  • Price cut: $19.1K (10/3)
    $499,900

    1099 Red Cloud Rd, Ten Mile, TN 37880

    3beds
    2,146sqft
    : 
    Single Family Residence
    Built in 1972
    0.3 Acres Lot
    $-- Zestimate®
    $233/sqft
    $-- HOA

    What's special

    Lakefront livingFully finished basementEntertainment areaGently sloping lawnMetal roofRustic charmBright and functional kitchen
    Lakefront Living with Income Potential ! Discover the perfect blend of peaceful lake life and profitable potential at this fully furnished, turn-key home on beautiful Watts Bar Lake. Nestled in the Red Cloud Subdivision, this spacious 3-bedroom, 2-bath home sits on a mostly level lot with easy lake access, a dock, and stunning water views from nearly every angle. Step into the inviting main level where you'll find: An open-concept living/dining area with abundant natural light Sliding doors that lead to a massive covered deck, perfect for enjoying quiet mornings or entertaining lakeside A bright and functional kitchen with stainless appliances and rustic charm Two guest bedrooms and a full bath, offering comfortable accommodations for family or guests The fully finished basement doubles as a second living space or income suite, featuring: A spacious bedroom and large full bathroom A cozy den with wood-burning stove and entertainment area A bar-style kitchenette with full-size appliances and custom wood slab counter A game area with room for ping pong or foosball Laundry room, utility space, and walkout access to the backyard and lake Outside, the covered back deck spans the entire length of the home and overlooks the gently sloping lawn down to the dock—ideal for playing, relaxing, or launching your next boat ride. Whether hosting gatherings, relaxing with a book, or listing it as a high-performing Airbnb/VRBO, this property is ready to meet all your goals. ✅ Newer HVAC system ✅ Fully furnished option available ✅ Lakefront views from both levels ✅ Low-maintenance vinyl siding and metal roof Located just a short drive from local marinas and dining, and with no HOA restrictions, this is the ultimate escape for weekenders, retirees, or savvy investors. Live the lake life or let it pay for itself—either way, you win!
    155 days
    |
    890
    |
    43
    |

    Zillow last checked: 8 hours ago

    Listing updated: October 03, 2025 at 01:02pm

    Listed by:

    Ozzie Webb 423-462-1027,

    East Tennessee Properties, LLC 423-453-5722

    Source: Greater Chattanooga Realtors,MLS#: 1516262

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 2
    • Full bathrooms: 2
    Heating
    • Central, Electric
    Cooling
    • Central Air
    Appliances
    • Included: Washer, Microwave, Electric Water Heater, Electric Oven, Electric Cooktop, Dryer, Dishwasher
    • Laundry: Laundry Room
    Features
    • Bar, Eat-in Kitchen, High Speed Internet
    • Flooring: Laminate
    • Basement: Finished,Full
    • Has fireplace: Yes
    • Fireplace features: Wood Burning Stove
    Interior area
    • Total structure area: 2,146
    • Total interior livable area: 2,146 sqft
    • Finished area above ground: 925
    • Finished area below ground: 1,221

    Property

    Parking
    • Total spaces: 2
    • Parking features: Asphalt
    • Carport spaces: 2
    Features
    • Levels: Two
    • Patio & porch: Front Porch, Porch - Covered, Rear Porch, Side Porch
    • Exterior features: Fire Pit
    • Pool features: None
    • Spa features: None
    • Fencing: None
    • Has view: Yes
    • View description: Lake, Water
    • Has water view: Yes
    • Water view: Lake,Water
    • Waterfront features: Lake, Lake Front
    Lot
    • Size: 0.3 Acres
    • Dimensions: 148 x 65MIRR
    • Features: Cleared, Level
    Details
    • Additional structures: None
    • Parcel number: 006c A 024.00
    • Special conditions: Standard
    • Other equipment: None

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Ranch
    • Property subtype: Single Family Residence
    Materials
    • Block, Vinyl Siding
    • Foundation: Block
    • Roof: Metal
    Condition
    • Updated/Remodeled
    • New construction: No
    • Year built: 1972

    Utilities & green energy

    • Sewer: Septic Tank
    • Water: Public
    • Utilities for property: Electricity Connected, Water Connected

    Community & HOA

    Community
    • Features: None
    • Subdivision: Red Cloud Shores # 2
    HOA
    • Has HOA: No
    Location
    • Region: Ten Mile

    Financial & listing details

    • Price per square foot: $233/sqft
    • Tax assessed value: $311,200
    • Annual tax amount: $1,313
    • Date on market: 9/10/2025
    • Listing terms: Cash,Conventional,FHA,VA Loan
    • Road surface type: Asphalt
    Get pre-qualifiedBe ready to make an offer.
    Connect with an agentGet info on this home, tour, and more.
    Calculate monthly paymentSee if you can afford this home.

    Estimated market value

    Not available

    Estimated sales range

    Not available

    $1,716/mo

    Price history

    Price history
    DateEventPrice
    10/3/2025Price change$499,900-3.7%$233/sqft
    Source: RCAR #20253010 Report a problem
    9/10/2025Listed for sale$519,000$242/sqft
    Source: RCAR #20253010 Report a problem
    8/29/2025Contingent$519,000$242/sqft
    Source: Greater Chattanooga Realtors #1516262 Report a problem
    8/29/2025Pending sale$519,000$242/sqft
    Source: East Tennessee Realtors #1307578 Report a problem
    7/3/2025Listed for sale$519,000-1%$242/sqft
    Source: RCAR #20253010 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$1,314 +18%$77,800 +18%
    2023$1,113 $65,925
    2022$1,113 $65,925

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $2,773/mo
    Principal & interest
    $2436
    Home insurance
    $175
    Property taxes
    $162

      Climate risks

      Neighborhood: 37880

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: Meigs North Elementary
      • Middle: Meigs County Middle
      • High: Meigs County High

      Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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