Welcome to this charming 3-bedroom, 2-bathroom rancher, offering the perfect blend of comfort and convenience with one-level living in the desirable Chester Harbor community. Set on a spacious .76-acre lot on the Queen Anne's side of the Chester River, this home is ideally situated in a water-oriented neighborhood, perfect for boating enthusiasts and nature lovers alike. The home boasts a large primary bedroom with its own private bath and an impressive walk-in closet, which includes a cedar section for added storage and warmth. The kitchen and dining area, featuring newer flooring (installed just two years ago), create a modern, inviting space for meals and family gatherings. The kitchen is equipped with updated appliances, ensuring a functional and stylish area for cooking. Outside, the fenced yard—perfect for both kids (two- or four-legged)—provides a safe and spacious environment to play and explore. The fence, installed just four years ago, adds a secure touch to the property. Additionally, the detached two-car garage offers ample storage for vehicles, tools, or water toys.
For sale
Price cut: $5K (11/10)
$344,900
109 Wilton Rd, Chestertown, MD 21620
3beds
1,392sqft
Est.:
Single Family Residence
Built in 1976
0.76 Acres Lot
$-- Zestimate®
$248/sqft
$-- HOA
What's special
- 341 days |
- 1,313 |
- 47 |
Zillow last checked: 8 hours ago
Listing updated: November 15, 2025 at 02:49pm
Listed by:
Amy Larrauri 443-480-2936,
Chesapeake Real Estate Associates, LLC 443-215-4663
Source: Bright MLS,MLS#: MDQA2011782
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 3, Kitchen, Laundry, Bathroom 2, Primary Bathroom
Primary bedroom
- Features: Flooring - Carpet, Ceiling Fan(s)
- Level: Main
- Area: 253 Square Feet
- Dimensions: 23 x 11
Bedroom 3
- Features: Flooring - Carpet
- Level: Main
- Area: 121 Square Feet
- Dimensions: 11 x 11
Primary bathroom
- Level: Main
- Area: 88 Square Feet
- Dimensions: 11 x 8
Bathroom 2
- Level: Main
Dining room
- Features: Flooring - Vinyl
- Level: Main
- Area: 64 Square Feet
- Dimensions: 8 x 8
Kitchen
- Features: Flooring - Vinyl, Kitchen - Gas Cooking
- Level: Main
- Area: 77 Square Feet
- Dimensions: 11 x 7
Laundry
- Features: Flooring - Vinyl, Built-in Features
- Level: Main
Living room
- Features: Flooring - Carpet, Wood Stove
- Level: Main
- Area: 280 Square Feet
- Dimensions: 20 x 14
Heating
- Baseboard, Wood Stove, Electric, Wood
Cooling
- Window Unit(s), Electric
Appliances
- Included: Microwave, Exhaust Fan, Oven/Range - Electric, Refrigerator, Electric Water Heater
- Laundry: Main Level, Hookup, Laundry Room
Features
- Cedar Closet(s), Ceiling Fan(s), Bathroom - Stall Shower, Bathroom - Tub Shower, Combination Kitchen/Dining, Floor Plan - Traditional, Kitchen - Galley, Walk-In Closet(s)
- Flooring: Carpet, Tile/Brick, Luxury Vinyl
- Has basement: No
- Has fireplace: No
- Fireplace features: Wood Burning Stove
Interior area
- Total structure area: 1,392
- Total interior livable area: 1,392 sqft
- Finished area above ground: 1,392
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage Faces Front, Driveway, Detached
- Garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Pool features: None
- Fencing: Privacy,Back Yard
- Has view: Yes
- View description: Garden
Lot
- Size: 0.76 Acres
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 02004747
- Zoning: NC-20
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subtype: Single Family Residence
Materials
- Frame
- Foundation: Crawl Space
- Roof: Shingle
Condition
- Very Good
- New construction: No
- Year built: 1976
Utilities & green energy
- Sewer: Nitrogen Removal System
- Water: Well
Community & HOA
Community
- Security: Security System
- Subdivision: Chester Harbor
HOA
- Has HOA: No
Location
- Region: Chestertown
Financial & listing details
- Price per square foot: $248/sqft
- Tax assessed value: $205,933
- Annual tax amount: $1,940
- Date on market: 1/20/2025
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,Rural Development,USDA Loan,VA Loan
- Exclusions: Outbuilding For Business.
- Ownership: Fee Simple
Estimated market value
Not available
Estimated sales range
Not available
$2,760/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/10/2025 | Price change | $344,900-1.4%$248/sqft |
Source:  Bright MLS #MDQA2011782 Report a problem | ||
| 1/20/2025 | Listed for sale | $349,900+61.2%$251/sqft |
Source: Bright MLS #MDQA2011782 Report a problem | ||
| 10/18/2019 | Sold | $217,000+0.9%$156/sqft |
Source: Public Record Report a problem | ||
| 9/4/2019 | Pending sale | $215,000$154/sqft |
Source: Doug Ashley Realtors, LLC #MDQA140940 Report a problem | ||
| 8/29/2019 | Price change | $215,000-2.3%$154/sqft |
Source: Doug Ashley Realtors, LLC #MDQA140940 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,177 +12.2% | $224,700 +9.1% |
| 2024 | $1,940 +10% | $205,933 +10% |
| 2023 | $1,763 +11.1% | $187,167 +11.1% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,008/mo
Principal & interest
$1660
Property taxes
$227
Home insurance
$121
Climate risks
Neighborhood: 21620
Nearby schools
GreatSchools rating
- 4/10Church Hill Elementary SchoolGrades: PK-4Distance: 5.1 mi
- 5/10Sudlersville Middle SchoolGrades: 5-8Distance: 9.4 mi
- 4/10Queen Anne's County High SchoolGrades: 9-12Distance: 11.9 mi
Schools provided by the listing agent
- District: Queen Anne's County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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