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Active
  • $335,000

    109 Tumblebug Trail Rd, Flat Rock, NC 28731

    2beds
    2,256sqft
    : 
    Single Family Residence
    Built in 2009
    1.27 Acres Lot
    $-- Zestimate®
    $148/sqft
    $-- HOA

    What's special

    Lofted upper levelTwo bathroomsTwo bedrooms
    Tucked within the tranquil mountain enclave of River Ridge in Flat Rock, this partially finished residence presents a rare and compelling opportunity to create something truly personal. Priced to sell as is and rich with possibility, it invites an investor or visionary buyer to complete a home that reflects their own taste and aspirations—set against the enduring beauty of Western North Carolina and it is being sold AS IS. Simple selections and work to complete this home. The site-built home rests on a wooded, gently sloping 1.27-acre lot that offers privacy, serenity, and the quiet pleasure of driving by the river each day. Front and side decks extend the living space outdoors, inviting moments of rest amid the trees and mountain air. Once finished, the intended floor plan provides two bedrooms, two bathrooms, and a lofted upper level, lending itself comfortably to full-time living, a mountain retreat, or a thoughtfully designed getaway. A basement with both interior and exterior access offers additional flexibility for future living space, storage, or recreation, while a two-car garage provides ample room for vehicles and all the necessities of mountain life. The layout allows for creativity and customization, making this home as functional as it is distinctive once completed. Despite its peaceful setting, the property remains conveniently located just minutes from Hendersonville, I-26, and Upward Road—offering easy access to dining, shopping, and daily necessities. This is not simply a home—it is a foundation, a setting, and a vision waiting to be realized. Finish it to your own exacting standards and create a mountain residence of lasting character and value. Home being sold AS IS .
    8 days
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    Zillow last checked: 8 hours ago

    Listing updated: January 20, 2026 at 11:02am

    Listing Provided by:

    Marilyn Wright 828-279-3980,

    Premier Sotheby’s International Realty

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4335386MLS Logo

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 2
    • Bathrooms: 2
    • Full bathrooms: 2
    • Main level bedrooms: 2
    Primary bedroom
    • Level: Main
    Bedroom s
    • Level: Main
    Bathroom full
    • Level: Basement
    Bathroom full
    • Level: Main
    Kitchen
    • Level: Main
    Laundry
    • Level: Main
    Living room
    • Level: Main
    Loft
    • Level: Upper
    Recreation room
    • Level: Basement
    Utility room
    • Level: Basement
    Heating
    • Heat Pump
    Cooling
    • Heat Pump
    Appliances
    • Included: Dishwasher, Electric Oven, Microwave, Refrigerator
    • Laundry: Main Level
    Features
    • Doors: Insulated Door(s)
    • Windows: Insulated Windows
    • Basement: Exterior Entry,Interior Entry,Walk-Out Access,Walk-Up Access
    Interior area
    • Total structure area: 1,751
    • Total interior livable area: 2,256 sqft
    • Finished area above ground: 1,751
    • Finished area below ground: 505

    Property

    Parking
    • Total spaces: 2
    • Parking features: Driveway, Attached Garage
    • Attached garage spaces: 2
    • Has uncovered spaces: Yes
    Features
    • Levels: Two
    • Stories: 2
    • Patio & porch: Deck
    Lot
    • Size: 1.27 Acres
    • Features: Sloped, Wooded
    Details
    • Parcel number: 9930889
    • Zoning: R3
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Vinyl
    • Roof: Fiberglass
    Condition
    • New construction: No
    • Year built: 2009

    Utilities & green energy

    • Sewer: Septic Installed
    • Water: Well

    Community & HOA

    Community
    • Subdivision: River Ridge
    Location
    • Region: Flat Rock

    Financial & listing details

    • Price per square foot: $148/sqft
    • Tax assessed value: $409,400
    • Annual tax amount: $1,474
    • Date on market: 1/19/2026
    • Cumulative days on market: 162 days
    • Listing terms: Cash,Conventional
    • Road surface type: Gravel
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    Estimated market value

    Not available

    Estimated sales range

    Not available

    Not available

    Price history

    Price history
    DateEventPrice
    1/19/2026Listed for sale$335,000$148/sqft
    Source: Canopy MLS as distributed by MLS GRID #4335386 Report a problem
    1/1/2026Listing removed$335,000$148/sqft
    Source: Canopy MLS as distributed by MLS GRID #4266640 Report a problem
    10/29/2025Price change$335,000-0.7%$148/sqft
    Source: Canopy MLS as distributed by MLS GRID #4266640 Report a problem
    10/15/2025Price change$337,500-0.7%$150/sqft
    Source: Canopy MLS as distributed by MLS GRID #4266640 Report a problem
    9/18/2025Price change$340,000-2.8%$151/sqft
    Source: Canopy MLS as distributed by MLS GRID #4266640 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$1,474 +13.2%$258,100 +13.2%
    2023$1,302 +33.7%$228,100 +64.1%
    2022$974 $139,000

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $1,868/mo
    Principal & interest
    $1603
    Property taxes
    $148
    Home insurance
    $117

      Climate risks

      Neighborhood: 28731

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: Dana
      • Middle: Flat Rock
      • High: East

      Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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