Tucked within the tranquil mountain enclave of River Ridge in Flat Rock, this partially finished residence presents a rare and compelling opportunity to create something truly personal. Priced to sell as is and rich with possibility, it invites an investor or visionary buyer to complete a home that reflects their own taste and aspirations—set against the enduring beauty of Western North Carolina and it is being sold AS IS. Simple selections and work to complete this home.
The site-built home rests on a wooded, gently sloping 1.27-acre lot that offers privacy, serenity, and the quiet pleasure of driving by the river each day. Front and side decks extend the living space outdoors, inviting moments of rest amid the trees and mountain air. Once finished, the intended floor plan provides two bedrooms, two bathrooms, and a lofted upper level, lending itself comfortably to full-time living, a mountain retreat, or a thoughtfully designed getaway.
A basement with both interior and exterior access offers additional flexibility for future living space, storage, or recreation, while a two-car garage provides ample room for vehicles and all the necessities of mountain life. The layout allows for creativity and customization, making this home as functional as it is distinctive once completed.
Despite its peaceful setting, the property remains conveniently located just minutes from Hendersonville, I-26, and Upward Road—offering easy access to dining, shopping, and daily necessities.
This is not simply a home—it is a foundation, a setting, and a vision waiting to be realized. Finish it to your own exacting standards and create a mountain residence of lasting character and value. Home being sold AS IS .
Active
$335,000
109 Tumblebug Trail Rd, Flat Rock, NC 28731
2beds
2,256sqft
Est.:
Single Family Residence
Built in 2009
1.27 Acres Lot
$-- Zestimate®
$148/sqft
$-- HOA
What's special
Lofted upper levelTwo bathroomsTwo bedrooms
- 8 days |
- 1,502 |
- 83 |
Zillow last checked: 8 hours ago
Listing updated: January 20, 2026 at 11:02am
Listing Provided by:
Marilyn Wright 828-279-3980,
Premier Sotheby’s International Realty
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4335386
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 2
Primary bedroom
- Level: Main
Bedroom s
- Level: Main
Bathroom full
- Level: Basement
Bathroom full
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Main
Living room
- Level: Main
Loft
- Level: Upper
Recreation room
- Level: Basement
Utility room
- Level: Basement
Heating
- Heat Pump
Cooling
- Heat Pump
Appliances
- Included: Dishwasher, Electric Oven, Microwave, Refrigerator
- Laundry: Main Level
Features
- Doors: Insulated Door(s)
- Windows: Insulated Windows
- Basement: Exterior Entry,Interior Entry,Walk-Out Access,Walk-Up Access
Interior area
- Total structure area: 1,751
- Total interior livable area: 2,256 sqft
- Finished area above ground: 1,751
- Finished area below ground: 505
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Attached Garage
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
Lot
- Size: 1.27 Acres
- Features: Sloped, Wooded
Details
- Parcel number: 9930889
- Zoning: R3
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl
- Roof: Fiberglass
Condition
- New construction: No
- Year built: 2009
Utilities & green energy
- Sewer: Septic Installed
- Water: Well
Community & HOA
Community
- Subdivision: River Ridge
Location
- Region: Flat Rock
Financial & listing details
- Price per square foot: $148/sqft
- Tax assessed value: $409,400
- Annual tax amount: $1,474
- Date on market: 1/19/2026
- Cumulative days on market: 162 days
- Listing terms: Cash,Conventional
- Road surface type: Gravel
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/19/2026 | Listed for sale | $335,000$148/sqft |
Source: | ||
| 1/1/2026 | Listing removed | $335,000$148/sqft |
Source: | ||
| 10/29/2025 | Price change | $335,000-0.7%$148/sqft |
Source: | ||
| 10/15/2025 | Price change | $337,500-0.7%$150/sqft |
Source: | ||
| 9/18/2025 | Price change | $340,000-2.8%$151/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,474 +13.2% | $258,100 +13.2% |
| 2023 | $1,302 +33.7% | $228,100 +64.1% |
| 2022 | $974 | $139,000 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,868/mo
Principal & interest
$1603
Property taxes
$148
Home insurance
$117
Climate risks
Neighborhood: 28731
Nearby schools
GreatSchools rating
- 2/10Dana ElementaryGrades: PK-5Distance: 2.3 mi
- 6/10Flat Rock MiddleGrades: 6-8Distance: 5.6 mi
- 9/10Henderson Co Early College HighGrades: 9-12Distance: 4.2 mi
Schools provided by the listing agent
- Elementary: Dana
- Middle: Flat Rock
- High: East
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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