You will find this home in the Maritime Forest where Beautiful and Historic Live Oaks surround this wonderful family Beach Home in the highly sought after soundside community of Island Oaks. Island Oaks offers beach access and a community boat ramp with water access that enables you to enjoy all the water adventures that Topsail Island offers.
This Home is a reverse floor plan and features the master bedroom with private bath and 2 additional bedrooms, plus another full bath, laundry area and huge storage closet on the 2nd story. There is a large screened porch on this floor as well. The top floor offers the living/family room area, half bath, dining room and nicely designed kitchen that includes disposal, dishwasher, self cleaning oven, solid surface counter tops and large pantry. This floor also offers an expansive deck with ocean view perfect for an afternoon of enjoying the sun and the cool ocean breeze. Finish a busy day of beach enjoyment in the hot tub awaiting you on the patio.
The first floor area has a huge garage which is perfect for beach toy storage. There is also a fourth bedroom / efficiency apartment complete with it's own kitchenette, living room area and sleeping area, plus a half bath with attached outdoor shower. This space could serve as the fourth bedroom, home office, in-law suite, or rental for extra income. Current owner utilizes it as a vacation rental and has income around $20,000 yearly. Rental information will be provided upon request.
Efficiency apartment was added in 2008, new metal roof 2021, new gutters 2021, new upgraded windows 2022, all heating and cooling 2024, kitchen cabinets newly painted 2024.
Perfect water access community with access to the Ocean and the Sound. Beautiful home in perfect water access community!
For sale
$874,900
109 Sea Urchin Court, Surf City, NC 28445
4beds
1,964sqft
Est.:
Single Family Residence
Built in 1995
8,712 Square Feet Lot
$850,900 Zestimate®
$445/sqft
$25/mo HOA
What's special
In-law suiteBeach accessHot tubHuge garageCommunity boat rampMaritime forestLarge screened porch
- 33 days
- on Zillow |
- 780 |
- 39 |
Zillow last checked: 7 hours ago
Listing updated: March 31, 2025 at 09:01am
Listed by:
Phil R Adams 919-796-2583,
NC Land Pros LLC
Source: Hive MLS,MLS#: 100496696

Travel times
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
Primary bedroom
- Level: Second
- Area: 143
- Dimensions: 11.00 x 13.00
Bedroom 1
- Level: Second
- Area: 120
- Dimensions: 10.00 x 12.00
Bedroom 2
- Level: Second
- Area: 120
- Dimensions: 10.00 x 12.00
Bedroom 3
- Description: Efficiency Apartment
- Level: First
- Area: 378
- Dimensions: 14.00 x 27.00
Dining room
- Description: combo
- Level: Third
- Area: 130
- Dimensions: 10.00 x 13.00
Kitchen
- Description: l- shaped
- Level: Third
- Area: 156
- Dimensions: 12.00 x 13.00
Living room
- Level: Third
- Area: 351
- Dimensions: 13.00 x 27.00
Heating
- Other, Heat Pump, Electric, Forced Air
Cooling
- Central Air, See Remarks
Appliances
- Included: Vent Hood, Self Cleaning Oven, Refrigerator, Range, Disposal, Dishwasher
- Laundry: In Hall
Features
- Entrance Foyer, Apt/Suite, Ceiling Fan(s), Pantry, Reverse Floor Plan
- Flooring: Carpet, Concrete, Tile, Wood
- Windows: Thermal Windows
- Has fireplace: No
- Fireplace features: None
Interior area
- Total structure area: 1,964
- Total interior livable area: 1,964 sqft
Property
Parking
- Total spaces: 2
- Parking features: Concrete
- Uncovered spaces: 2
Features
- Levels: Three Or More
- Stories: 2
- Patio & porch: Deck, Screened
- Exterior features: Outdoor Shower
- Fencing: None
- Has view: Yes
- View description: Ocean
- Has water view: Yes
- Water view: Ocean
- Waterfront features: Deeded Water Access, Sound Side, Third Row, Water Access Comm
Lot
- Size: 8,712 Square Feet
- Dimensions: 29 x 117 x 117 x 156
- Features: Cul-De-Sac, Wooded
Details
- Parcel number: 42249138290000
- Zoning: R5
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Fiber Cement, Wood Frame
- Foundation: Other
- Roof: Metal
Condition
- New construction: No
- Year built: 1995
Utilities & green energy
- Sewer: Municipal Sewer
- Water: Public
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: Island Oaks
HOA
- Has HOA: Yes
- Amenities included: Beach Access, Beach Rights, Boat Dock, Cabana, Cable TV, Maint - Comm Areas, Maint - Roads, Ramp
- HOA fee: $300 annually
- HOA name: Island Oaks HOA
- HOA phone: 757-617-9758
Location
- Region: Holly Ridge
Financial & listing details
- Price per square foot: $445/sqft
- Tax assessed value: $367,636
- Annual tax amount: $4,558
- Date on market: 3/25/2025
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Paved
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