Nestled on a private 15 acre setting, 109 Saddletree Road is a true retreat showcasing timeless craftsmanship and modern luxury. The main level offers herringbone hardwoods, flagstone floors, reclaimed architectural beams, soaring cathedral ceilings, and impressive chandeliers that set an elegant tone. The chef’s kitchen is fully outfitted with premium appliances, designer lighting, a wet bar, and abundant storage, while multiple living and entertaining spaces feature striking stone fireplaces and custom details throughout. Upstairs, the oversized owner’s suite includes a study, spa-like bath with heated tile floors, Jacuzzi tub, custom cabinetry, and a generous walk-in closet, complemented by four additional bedrooms and a versatile recreation room. The lower level serves as the perfect guest or teen retreat with its own bedroom, bath, and kitchenette. Outdoors, the property offers resort-style living with a saltwater pool, tennis court, gazebo, firepit, maintained trails, and a flowing creek. An exceptional outdoor kitchen and pool house complete the experience, featuring professional-grade appliances, cabinetry, and thoughtful amenities — ideal for entertaining year-round.
Under contract-show
Price cut: $50K (10/17)
$1,395,000
109 Saddletree Rd, Lincolnton, NC 28092
7beds
6,958sqft
Est.:
Single Family Residence
Built in 1976
15.6 Acres Lot
$-- Zestimate®
$200/sqft
$-- HOA
What's special
Striking stone fireplacesPool houseModern luxuryTimeless craftsmanshipSoaring cathedral ceilingsHerringbone hardwoodsVersatile recreation room
- 98 days |
- 493 |
- 38 |
Zillow last checked: 8 hours ago
Listing updated: November 17, 2025 at 09:49am
Listing Provided by:
Wayne Brooks waynebrooks.realestate@gmail.com,
RE/MAX Crossroads
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4295903
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 7
- Bathrooms: 8
- Full bathrooms: 5
- 1/2 bathrooms: 3
- Main level bedrooms: 1
Primary bedroom
- Features: Ceiling Fan(s), En Suite Bathroom
- Level: Upper
Bedroom s
- Level: Upper
Bedroom s
- Level: Upper
Bedroom s
- Level: Upper
Bedroom s
- Level: Upper
Bedroom s
- Level: Main
Bathroom full
- Features: Walk-In Closet(s)
- Level: Upper
Bathroom full
- Level: Upper
Bathroom full
- Level: Upper
Bathroom half
- Level: Main
Bathroom half
- Level: Main
Bathroom full
- Level: Main
Bathroom full
- Level: Lower
Bathroom half
- Level: 2nd Living Quarters
Other
- Features: Breakfast Bar, En Suite Bathroom
- Level: Lower
Other
- Level: Upper
Breakfast
- Level: Main
Dining room
- Level: Main
Family room
- Level: Main
Other
- Level: Main
Kitchen
- Features: Kitchen Island, Open Floorplan, Wet Bar
- Level: Main
Laundry
- Level: Upper
Loft
- Level: Upper
Office
- Level: Main
Office
- Level: Main
Heating
- Heat Pump
Cooling
- Heat Pump
Appliances
- Included: Bar Fridge, Dishwasher, Disposal, Double Oven, Exhaust Hood, Gas Cooktop, Microwave, Refrigerator, Warming Drawer, Wine Refrigerator
- Laundry: Electric Dryer Hookup, Sink, Washer Hookup
Features
- Flooring: Stone, Tile, Wood
- Doors: French Doors, Sliding Doors
- Windows: Skylight(s)
- Basement: Partially Finished,Storage Space
- Attic: Pull Down Stairs
- Fireplace features: Den, Family Room, Fire Pit, Great Room, Primary Bedroom
Interior area
- Total structure area: 6,958
- Total interior livable area: 6,958 sqft
- Finished area above ground: 6,958
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 5
- Parking features: Attached Garage, Garage Door Opener, Garage Faces Side, Parking Space(s), Garage on Main Level
- Attached garage spaces: 2
- Uncovered spaces: 3
- Details: 2 car attached garage with 3 dedicated parking spaces on the side. Ample parking in driveway and on tennis court
Features
- Levels: One and One Half
- Stories: 1.5
- Patio & porch: Deck, Front Porch, Patio, Side Porch
- Exterior features: Fire Pit, In-Ground Irrigation, Outdoor Kitchen, Outdoor Shower, Tennis Court(s)
- Pool features: In Ground
- Waterfront features: Creek/Stream
Lot
- Size: 15.6 Acres
- Features: Private, Rolling Slope, Wooded
Details
- Additional structures: Gazebo, Other
- Parcel number: 22669
- Zoning: R-15
- Special conditions: Standard
- Other equipment: Fuel Tank(s)
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Stone, Wood
- Foundation: Crawl Space, Slab
- Roof: Flat
Condition
- New construction: No
- Year built: 1976
Utilities & green energy
- Sewer: Public Sewer
- Water: City
- Utilities for property: Cable Connected, Electricity Connected, Propane, Wired Internet Available
Community & HOA
Community
- Subdivision: Oak Forest
Location
- Region: Lincolnton
Financial & listing details
- Price per square foot: $200/sqft
- Tax assessed value: $1,559,889
- Annual tax amount: $1,293
- Date on market: 9/4/2025
- Cumulative days on market: 98 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Exclusions: Speakers mounted on formal living/media room
- Electric utility on property: Yes
- Road surface type: Asphalt, Paved
Estimated market value
Not available
Estimated sales range
Not available
$1,384/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 10/17/2025 | Price change | $1,395,000-3.5%$200/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4295903 Report a problem | ||
| 9/30/2025 | Price change | $1,445,000-3.3%$208/sqft |
Source: Canopy MLS as distributed by MLS GRID #4295903 Report a problem | ||
| 9/4/2025 | Listed for sale | $1,495,000+49.5%$215/sqft |
Source: Canopy MLS as distributed by MLS GRID #4295903 Report a problem | ||
| 4/7/2021 | Sold | $999,999$144/sqft |
Source: Canopy MLS as distributed by MLS GRID #3704959 Report a problem | ||
| 2/18/2021 | Contingent | $999,999$144/sqft |
Source: Canopy MLS as distributed by MLS GRID #3704959 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2021 | $1,293 +1.7% | $109,677 |
| 2020 | $1,271 +2% | $109,677 |
| 2019 | $1,246 -1% | $109,677 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$8,060/mo
Principal & interest
$6944
Property taxes
$628
Home insurance
$488
Climate risks
Neighborhood: 28092
Nearby schools
GreatSchools rating
- 6/10S Ray Lowder ElementaryGrades: PK-5Distance: 0.5 mi
- 3/10Lincolnton MiddleGrades: 6-8Distance: 4.3 mi
- 4/10Lincolnton HighGrades: 9-12Distance: 1.8 mi
Schools provided by the listing agent
- Elementary: S. Ray Lowder
- Middle: Lincolnton
- High: Lincolnton
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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