Along the protected canals of Destin Harbor, this fully renovated waterfront townhome captures the essence of elevated coastal living with the rare advantage of a deeded 40-foot boat slip complete with a lift. Set on Holiday Isle, moments from private beach access, the residence pairs boating convenience with refined interiors designed for effortless days on the water. Spanning 1,576 square feet across two thoughtfully designed levels, this three-bedroom, three-bath custom townhouse has been meticulously updated from top to bottom. The main living area welcomes with vaulted ceilings and exposed beam detailing, creating an airy architectural statement that frames the open-concept design. Hardwood and tile flooring run throughout, complemented by curated coastal décor and custom furnishings that convey polish without pretense. The renovated kitchen is both stylish and functional, outfitted with stainless steel appliances, ample cabinetry, a generous breakfast bar, and modern lighting that enhances the clean lines of the space. It flows seamlessly into the dining and living areas, making everyday living and entertaining feel equally inviting. Outdoor living unfolds on two distinct levels. At water level, a covered patio offers a shaded retreat just steps from your private slip, ideal for morning coffee before a cruise through the harbor. Above, an expansive upper deck with a built-in grill station creates a natural gathering place for sunset dinners and relaxed evenings carried by harbor breezes. The first-floor primary suite serves as a tranquil escape with direct access to the outdoor living space. A custom closet system maximizes organization, while the beautifully updated bath features a soaking tub, glass-enclosed shower, and designer tile work that lends a spa-inspired feel. A split-bedroom floor plan ensures privacy for family and guests, with two additional bedrooms and two full baths offering comfort and flexibility. With direct water access, a deeded boat slip, refined finishes, and proximity to Holiday Isle beach access, this turnkey residence presents an exceptional opportunity for full-time waterfront living or a sophisticated harbor retreat designed around life on the water.
For sale
$845,000
109 Durango Rd, Destin, FL 32541
3beds
1,576sqft
Est.:
Townhouse
Built in 1982
-- sqft lot
$-- Zestimate®
$536/sqft
$37/mo HOA
What's special
Modern lightingRefined finishesSpa-inspired feelRenovated kitchenPrivate slipVaulted ceilingsCustom furnishings
- 8 days |
- 418 |
- 22 |
Zillow last checked: 8 hours ago
Listing updated: March 03, 2026 at 05:05pm
Listed by:
Corey C Ledbetter corey@scenicsir.com,
Scenic Sotheby's International Realty
Source: ECAOR,MLS#: 996465
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Level: First
- Area: 169 Square Feet
- Dimensions: 13 x 13
Bedroom
- Level: First
- Area: 132 Square Feet
- Dimensions: 12 x 11
Bedroom
- Level: Second
- Area: 156 Square Feet
- Dimensions: 13 x 12
Kitchen
- Level: Second
- Area: 99 Square Feet
- Dimensions: 11 x 9
Living room
- Level: Second
- Area: 330 Square Feet
- Dimensions: 22 x 15
Heating
- Central
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Disposal, Electric Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Breakfast Bar, Cathedral Ceiling(s), Vaulted Ceiling(s)
- Flooring: Tile, Vinyl
- Windows: Double Pane Windows
- Attic: Pull Down Stairs
Interior area
- Total structure area: 1,576
- Total interior livable area: 1,576 sqft
Property
Features
- Stories: 2
- Patio & porch: Deck, Covered
- Exterior features: Outdoor Grill, Balcony, Boat Slip, Outdoor Shower
- Has view: Yes
- View description: Canal, Harbor
- Has water view: Yes
- Water view: Canal,Harbor
- Waterfront features: Canal Access, Seawall
Lot
- Dimensions: 16 x
- Features: Dead End, Flood Insurance Req, Interior Lot, Within 1/2 Mile to Water
Details
- Parcel number: 002S242186000F1211
- Zoning description: Resid Multi-Family
Construction
Type & style
- Home type: Townhouse
- Property subtype: Townhouse
Materials
- Frame, Siding Brick Some, Siding CmntFbrHrdBrd
- Roof: Metal
Condition
- Construction Complete
- New construction: No
- Year built: 1982
Utilities & green energy
- Water: Public
Community & HOA
Community
- Subdivision: HOLIDAY ISLE
HOA
- Has HOA: Yes
- HOA fee: $445 annually
Location
- Region: Destin
Financial & listing details
- Price per square foot: $536/sqft
- Tax assessed value: $545,355
- Annual tax amount: $6,292
- Date on market: 2/27/2026
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/27/2026 | Listed for sale | $845,000$536/sqft |
Source: | ||
| 12/9/2023 | Listing removed | -- |
Source: Zillow Rentals Report a problem | ||
| 11/8/2023 | Listed for rent | $4,500-9.9%$3/sqft |
Source: Zillow Rentals Report a problem | ||
| 9/23/2022 | Listing removed | -- |
Source: Zillow Rental Network_1 Report a problem | ||
| 8/19/2022 | Price change | $4,995-7.5%$3/sqft |
Source: Zillow Rental Network Premium Report a problem | ||
| 7/29/2022 | Listed for rent | $5,400$3/sqft |
Source: Zillow Rental Network_1 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $6,461 +1.1% | $545,355 +2% |
| 2023 | $6,388 +161.8% | $534,742 +122% |
| 2022 | $2,440 +0.3% | $240,890 +3% |
| 2021 | $2,432 +0.9% | $233,874 +1.4% |
| 2020 | $2,411 +1.3% | $230,645 +2.3% |
| 2019 | $2,381 +1% | $225,459 +1.9% |
| 2018 | $2,358 | $221,255 +2.1% |
| 2017 | -- | $216,704 +2.1% |
| 2016 | $2,343 +2.8% | $212,247 +2.2% |
| 2015 | $2,280 -2% | $207,721 +0.8% |
| 2014 | $2,326 | $206,072 +1.5% |
| 2013 | -- | $203,027 -0.2% |
| 2012 | -- | $203,409 -7.5% |
| 2011 | -- | $219,795 -12.5% |
| 2010 | -- | $251,169 -11.5% |
| 2009 | -- | $283,803 -2.2% |
| 2008 | -- | $290,274 -21.9% |
| 2007 | -- | $371,856 -0.2% |
| 2006 | -- | $372,506 +64.3% |
| 2005 | -- | $226,675 +21.8% |
| 2004 | -- | $186,104 +9.3% |
| 2003 | -- | $170,341 +3.4% |
| 2002 | -- | $164,758 +1.7% |
| 2001 | -- | $161,967 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$4,916/mo
Principal & interest
$4013
Property taxes
$866
HOA Fees
$37
Climate risks
Neighborhood: 32541
Nearby schools
GreatSchools rating
- 10/10Destin Elementary SchoolGrades: PK-4Distance: 1.2 mi
- 8/10Destin Middle SchoolGrades: 5-8Distance: 4.5 mi
- 5/10Fort Walton Beach High SchoolGrades: 9-12Distance: 8.5 mi
Schools provided by the listing agent
- Elementary: Destin
- Middle: Destin
- High: Fort Walton Beach
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.






