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Under contract-show
  • Price cut: $15K (11/5)
    $400,000

    109 Carter Rd, Monroe, NC 28110

    4beds
    1,972sqft
    : 
    Single Family Residence
    Built in 1962
    1.89 Acres Lot
    $395,100 Zestimate®
    $203/sqft
    $-- HOA

    What's special

    Bonus roomDental crown moldingWooded bufferOriginal wood floorsAll brick homeCleared lotCustom backsplash
    Yowza! Welcome home to 109 Carter rd. An all brick home with a wooded buffer on one side, a fenced back yard AND a cleared lot on the other side of the home (perfect for an extra large garage, workshop, shed, kickball- go ahead dream it)! No HOA and almost 2 acres minutes from numerous conveniences. USDA eligible. Indian Trail schools. Enter the home and be greeted by a light filled, expansive family room with dental crown molding, fresh paint and a wood burning stove. This room flows to the kitchen with custom backsplash & an ideal sized dining area again both rooms basking in natural light. The dining room gives access to the backyard (we will get there in a minute) and an extra large pantry/storage/laundry room which conveniently also has access to the fenced backyard. One of the favorite spaces in the home is the bonus room with a gorgeous brick hearth & fireplace. This room has served many purposes: primary bedroom, play room, office, extra den. The walls on either side of the fireplace could be opened up to the current primary bedroom & you have a phenomenal primary suite opportunity. Add the closet & bathroom of your dreams and wow! (you would want to remove the one bathroom in the original primary bathroom to make it compliant with current septic permit or maybe leave it and enlarge your septic-please research if this option is desirable) The 3 bedrooms are nice in size and lend to many uses. One bedroom (the original primary) has it's own bathroom. The other 2 bedrooms share the hall bathroom. Ok, now to the yard and land! Off the dining room you step onto a 20x22 deck with gates. Perfect for privacy, entertaining and gazing over your fenced back yard. To the right of the fenced yard is a ginormous cleared lot with a wood buffer. It could handle a non conventional septic or as stated above, create your dreams! To the left of the enclosed yard is a beautiful wooded area complete with dry bed stream & plenty of spots for your nature, wood loving self/kids/family/friends. Do not miss the storage shed out back AND the detached oversized 1 car garage out front and did you see the front steps? precious! As you can tell from this write up, this home is ready for your loving and living! Please see the seller love letter in attachments. A few items of note: NO HOA, no popcorn (that's for movies)ceilings, original wood floors in many parts of home, large attic, Summer 2025 seller preemptive repairs: Foundation repair work with sistered joints, Support posts added under all drop girders, Replaced main drop girder, Two additional drop girders added, New hvac ductwork replaced, Crawlspace insulation added, 6mil vapor barrier installed, Additional crawlspace door added, New LVP flooring, Popcorn ceilings removed, Fresh paint throughout home, New custom tile backsplash added in kitchen, Freshly painted kitchen cabinetry, New vanities and toilets installed in both bathrooms, New metal roof!! 20 x 22 new deck – Summer 2022 All foundation repair work was signed off on by Post Oak Engineering and Union County inspector HVAC ductwork was also inspected and signed off on by Union County inspector So a better than new home! You have land AND an amazing, well cared for brick ranch. See you soon.
    55 days
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    630
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    39
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    Zillow last checked: 8 hours ago

    Listing updated: November 17, 2025 at 09:06am

    Listing Provided by:

    Robin Mann robin@soldinthecarolinas.com,

    EXP Realty LLC Mooresville

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4312358MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 2
    • Full bathrooms: 2
    • Main level bedrooms: 4
    Primary bedroom
    • Level: Main
    Bedroom s
    • Level: Main
    Bathroom full
    • Level: Main
    Bathroom full
    • Level: Main
    Dining room
    • Level: Main
    Family room
    • Level: Main
    Kitchen
    • Level: Main
    Laundry
    • Level: Main
    Play room
    • Level: Main
    Heating
    • Central
    Cooling
    • Central Air
    Appliances
    • Included: Dishwasher
    • Laundry: Laundry Room, Main Level
    Features
    • Pantry
    • Flooring: Tile, Vinyl, Wood
    • Has basement: No
    • Attic: Pull Down Stairs
    • Fireplace features: Bonus Room, Family Room, Wood Burning, Wood Burning Stove
    Interior area
    • Total structure area: 1,972
    • Total interior livable area: 1,972 sqft
    • Finished area above ground: 1,972
    • Finished area below ground: 0

    Property

    Parking
    • Total spaces: 1
    • Parking features: Driveway, Detached Garage, Parking Space(s), Garage on Main Level
    • Garage spaces: 1
    • Has uncovered spaces: Yes
    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Deck, Front Porch
    • Fencing: Back Yard,Partial
    Lot
    • Size: 1.89 Acres
    • Features: Cleared, Level, Private, Wooded
    Details
    • Parcel number: 09405027
    • Zoning: AG9
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Brick Full
    • Foundation: Crawl Space, Slab
    • Roof: Metal
    Condition
    • New construction: No
    • Year built: 1962

    Utilities & green energy

    • Sewer: Septic Installed
    • Water: Well

    Community & HOA

    Community
    • Subdivision: None
    Location
    • Region: Monroe

    Financial & listing details

    • Price per square foot: $203/sqft
    • Tax assessed value: $320,300
    • Annual tax amount: $1,550
    • Date on market: 10/17/2025
    • Cumulative days on market: 129 days
    • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
    • Road surface type: Gravel, Paved
    Get pre-qualifiedBe ready to make an offer.
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    Estimated market value

    $395,100

    $375,000 - $415,000

    $2,011/mo

    Price history

    Price history
    DateEventPrice
    11/5/2025Price change$400,000-3.6%$203/sqft
    Source: Canopy MLS as distributed by MLS GRID #4312358 Report a problem
    10/24/2025Price change$415,000-2.4%$210/sqft
    Source: Canopy MLS as distributed by MLS GRID #4312358 Report a problem
    10/17/2025Listed for sale$425,000$216/sqft
    Source: Canopy MLS as distributed by MLS GRID #4312358 Report a problem
    10/12/2025Listing removed$425,000$216/sqft
    Source: Canopy MLS as distributed by MLS GRID #4278700 Report a problem
    9/17/2025Price change$425,000-4.5%$216/sqft
    Source: Canopy MLS as distributed by MLS GRID #4278700 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2025$1,550 +11%$320,300 +49.6%
    2024$1,396 +1.8%$214,100
    2023$1,371 +2.9%$214,100

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $2,252/mo
    Principal & interest
    $1925
    Property taxes
    $187
    Home insurance
    $140

      Climate risks

      Neighborhood: 28110

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: Rocky River
      • Middle: Sun Valley
      • High: Sun Valley

      Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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