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  • $279,000

    109 Afton Lake Rd, Afton, NY 13730

    3beds
    1,176sqft
    Single Family Residence
    Built in 1972
    0.83 Acres Lot
    $-- Zestimate®
    $237/sqft
    $-- HOA

    What's special

    Cozy fireplacePeaceful water viewsNatural light pouring inBright open living spacesBuilt in barWarm wood accentsClassic cabinetry
    Wake up steps from the golf course! Welcome to your next chapter in Afton, NY—where everyday living feels like a getaway. This well-maintained 3-bedroom, 1.5-bath home sits directly across from the lake, offering peaceful water views without the waterfront price tag, and just steps from the local golf course for easy, spontaneous rounds all season long. Step inside to find bright, open living spaces with warm wood accents and updated flooring that create an inviting, comfortable feel throughout. The spacious living room centers around a cozy fireplace—perfect for relaxing after a day on the course or enjoying quiet evenings at home. The kitchen and dining area offer plenty of room to gather, with classic cabinetry and natural light pouring in. The walkout lower level significantly expands your living space featuring a large recreation area, built in bar, and flexible layout ideal for a rec room, home office, or dedicated guest area—plus plenty of storage. A dedicated root cellar adds additional functionality- perfect for storage, homesteading or hobby use. Outside, enjoy a generously sized lot with mature apple trees- ideal for seasonal harvests and making your own cider- adding to the charm of this country setting. The backyard patio offers room to unwind, entertain, or simply take in the surrounding scenery. Whether you’re looking for a full-time residence or a weekend escape, this property delivers location, lifestyle, and value in one of Afton’s most scenic settings. Two parcels are included with the second parcel a buildable lot, offering future potential for expansion, investment or resale. A third parcel with large workshop coming to the market soon. Choose your heating source with Wood and Electric available throughout the home. The home is equipped with generator wiring providing added convenience and peace of mind. Live across from the lake. Walk to the course. Love where you live.
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    Zillow last checked: 7 hours ago

    Listing updated: March 31, 2026 at 08:21am

    Listing by:

    Benson Agency Real Estate LLC 607-432-4391,

    Michele L. Frazier 607-435-8879

    Source: NYSAMLSs,MLS#: R1669297MLS LogoOriginating MLS: Otsego-Delaware

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      • Main level bedrooms: 3
      Heating
      • Electric, Wood, Baseboard, Forced Air
      Appliances
      • Included: Dryer, Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Refrigerator, Washer
      • Laundry: In Basement
      Features
      • Wet Bar, Breakfast Bar, Dining Area, Separate/Formal Living Room, Bar, Bedroom on Main Level, Main Level Primary
      • Flooring: Laminate, Varies
      • Basement: Finished
      • Number of fireplaces: 1
      Interior area
      • Total structure area: 1,176
      • Total interior livable area: 1,176 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 1
      • Parking features: Attached, Garage
      • Attached garage spaces: 1
      Features
      • Levels: One
      • Stories: 1
      • Exterior features: Concrete Driveway
      Lot
      • Size: 0.83 Acres
      • Dimensions: 107 x 200
      • Features: Corner Lot, Rectangular, Rectangular Lot
      Details
      • Parcel number: 284.214.2
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Block
      Condition
      • Resale
      • Year built: 1972

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well
      • Utilities for property: High Speed Internet Available

      Community & HOA

      Location
      • Region: Afton

      Financial & listing details

      • Price per square foot: $237/sqft
      • Tax assessed value: $202,357
      • Annual tax amount: $4,164
      • Date on market: 3/30/2026
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        Price history
        DateEventPrice
        3/30/2026Listed for sale$279,000$237/sqft
        Source: NYSAMLSs #R1669297 Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2024-- $81,000
        2023-- $81,000
        2022-- $81,000
        2021-- $81,000
        2020-- $81,000
        2019-- $81,000
        2018-- $81,000
        2017$1,221 $81,000
        2016-- $81,000
        2015-- $81,000
        2014-- $81,000
        2013-- $81,000
        2012-- $81,000
        2011-- $81,000
        2010-- $81,000
        2009-- $81,000
        2008-- $81,000
        2007-- $81,000
        2006-- $81,000
        2005-- $81,000
        2004-- $81,000
        2003-- $81,000
        2002-- $81,000
        2001-- $81,000

        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 13730

        Getting around

        10 / 100
        Car-Dependent
        5 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Afton

        Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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