109 13th Street, Watervliet, NY 12189

Well-Maintained 2-Family Home - Ideal for Owner-Occupant or Investment Opportunity This charming and versatile two-family home offers an excellent opportunity for owner-occupants or savvy investors. Each unit features separate utilities for convenience and privacy. The spacious first-floor unit includes 3 bedrooms and 1 full bathroom, Enjoy the updated kitchen complete with sleek granite countertops—perfect for everyday living and entertaining. The second-floor unit offers 2 bedrooms and 1 full bathroom, plus in-unit laundry hookups for added ease. The property is fully fenced from front to back, offering both security and privacy. Whether you're looking to live in one unit and rent the other, or add a reliable income property to your portfolio, this home is a must-see!