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For sale
  • Price cut: $100K (10/10)
    $899,000

    10894 SW 185th Ter, Dunnellon, FL 34432

    2beds
    1,006sqft
    : 
    Single Family Residence
    Built in 2023
    0.73 Acres Lot
    $868,200 Zestimate®
    $894/sqft
    $-- HOA

    What's special

    Premium finishesCustom-built dockWeardeck composite deckingProgrammable wifi thermostatEnergy-efficient simonton windowsGourmet kitchenOversized shower
    Stunning Custom-Built Home on the Rainbow River – Dunnellon, Florida Located in the desirable Rio Vista subdivision on the west side of the Rainbow River, this exceptional 2-bedroom, 1.5-bathroom custom-built home offers the perfect combination of luxury, modern comfort, and lasting durability. Completed in 2023, this meticulously crafted home features high-end materials and exceptional design for an unparalleled living experience. The exterior boasts foam-filled split-faced block construction, providing superior durability and energy efficiency. The 26-gauge metal roof is designed to withstand Florida’s elements, while R-30 insulation ensures the home stays comfortable year-round. Energy-efficient Simonton windows allow natural light to fill the interior, and the home is equipped with a Carrier 16 SEER heat pump HVAC system for optimal comfort in all seasons. Inside, the home is thoughtfully designed with premium finishes throughout. The gourmet kitchen features sleek stainless steel appliances, and the open-concept living and dining areas create a spacious, inviting atmosphere, perfect for both relaxing and entertaining. The oversized shower in the primary bathroom adds a touch of luxury, offering a perfect retreat to unwind. Step outside to experience the beauty of this riverfront property. The custom-built dock, completed in 2024 with Weardeck composite decking, provides direct access to the pristine waters of the Rainbow River—ideal for swimming, kayaking, or simply relaxing by the water. The outdoor shower, equipped with hot water, offers a refreshing way to clean off after a day on the river. The porch and exterior ceilings are finished with cement fiberboard, combining sophistication and durability, while LED recessed lighting adds a modern touch throughout. The home also includes a single-car garage and a carport for extra storage, providing plenty of space for all your gear and toys. The programmable WiFi thermostat allows you to easily control the home’s temperature, ensuring comfort year-round. Plus, the porch is equipped with pet screen, making it a pet-friendly space for your furry friends to enjoy the outdoors. As a resident of the Rio Vista community, you'll enjoy exclusive access to a 4-acre park, featuring a boat ramp, picnic pavilions, and restrooms—perfect for outdoor activities and social gatherings with family and friends. This remarkable home offers a rare combination of luxurious living, riverfront access, and a vibrant community setting. Don’t miss the opportunity to own this stunning property in one of Florida’s most desirable locations!
    254 days
    |
    532
    |
    35
    |

    Likely to sell faster than

    Zillow last checked: 8 hours ago

    Listing updated: October 10, 2025 at 11:01am

    Listing Provided by:

    Kathy Schulz 727-698-7663,

    EQUITY REALTY SUNCOAST 727-343-8100

    Source: Stellar MLS,MLS#: TB8365488MLS LogoOriginating MLS: Suncoast Tampa

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 2
    • Bathrooms: 2
    • Full bathrooms: 1
    • 1/2 bathrooms: 1
    Primary bedroom
    • Features: Built-in Closet
    • Level: First
    Bedroom 1
    • Features: Built-in Closet
    • Level: First
    Primary bathroom
    • Level: First
    Bathroom 1
    • Level: First
    Kitchen
    • Level: First
    Living room
    • Level: First
    Heating
    • Central, Electric
    Cooling
    • Central Air
    Appliances
    • Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
    • Laundry: Inside
    Features
    • Cathedral Ceiling(s), Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets
    • Flooring: Bamboo, Ceramic Tile
    • Doors: French Doors, Outdoor Shower
    • Has fireplace: No
    Interior area
    • Total structure area: 1,348
    • Total interior livable area: 1,006 sqft
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    Property

    Parking
    • Total spaces: 2
    • Parking features: Garage, Carport
    • Garage spaces: 1
    • Carport spaces: 1
    • Covered spaces: 2
    Features
    • Levels: One
    • Stories: 1
    • Exterior features: Outdoor Shower
    • Has view: Yes
    • View description: River
    • Has water view: Yes
    • Water view: River
    • Waterfront features: River Front, River Access, No Wake Zone
    • Body of water: RAINBOW RIVER
    Lot
    • Size: 0.73 Acres
    • Dimensions: 180 x 177
    Details
    • Parcel number: 3483001030
    • Zoning: R1
    • Special conditions: None

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Block, Stucco
    • Foundation: Slab
    • Roof: Metal
    Condition
    • New construction: No
    • Year built: 2023

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: Cable Available, Public, Sewer Connected, Water Connected

    Community & HOA

    Community
    • Subdivision: RIO VISTA
    HOA
    • Has HOA: No
    • Pet fee: $0 monthly
    Location
    • Region: Dunnellon

    Financial & listing details

    • Price per square foot: $894/sqft
    • Tax assessed value: $289,126
    • Annual tax amount: $3,848
    • Date on market: 4/1/2025
    • Cumulative days on market: 210 days
    • Listing terms: Cash,Conventional
    • Ownership: Fee Simple
    • Total actual rent: 0
    • Road surface type: Asphalt
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    Estimated market value

    $868,200

    $825,000 - $912,000

    $1,664/mo

    Price history

    Price history
    DateEventPrice
    10/10/2025Price change$899,000-10%$894/sqft
    Source: Stellar MLS #TB8365488 Report a problem
    6/19/2025Price change$999,000-16.8%$993/sqft
    Source: Stellar MLS #TB8365488 Report a problem
    4/1/2025Listed for sale$1,200,000-14.3%$1,193/sqft
    Source: Stellar MLS #TB8365488 Report a problem
    9/2/2023Listing removed--
    Source: Owner Report a problem
    7/4/2023Listed for sale$1,400,000$1,392/sqft
    Source: Owner Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$3,849 +214.4%$184,590 +188.3%
    2023$1,224 -0.5%$64,022
    2022$1,230 +18.2%$64,022 +2.6%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $5,759/mo
    Principal & interest
    $4230
    Property taxes
    $1214
    Home insurance
    $315

      Climate risks

      Neighborhood: 34432

      Nearby schools

      GreatSchools rating

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