Step into a home like no other—where architectural charm meets modern comfort, and lake views greet you from nearly every room. With six bedrooms and five-and-a-half baths, there’s space for everyone to relax in style. The open, light-filled main living area is anchored by a striking fireplace and a window-wrapped dining alcove with serene water views, while a wall of windows frames the gorgeous kitchen at one end. Off the open living/dining/kitchen area, you’ll find a second living space, perfect for intimate gatherings or quiet reading. The sunlit study is a dream, with floor-to-ceiling windows and skylights that bring the outdoors in. The spacious lakeside main-level primary suite features its own fireplace, and charming bath with a walk-in shower and double sink and vanity area, and closet area with built-ins. It is a wing onto itself for optimal privacy. Their is a second primary suite upstairs offers a private retreat with a charming tiled bath, and windowed walk in closet. Every spacious bedroom has its own personality—two have private decks for morning coffee or evening sunsets. Two wonderful baths complete the upstairs. On the lower level, fun is the theme: a huge family room with pool table, game-night or movie area, and a stunning bar with its own TV. A full bath, generous storage area, and a mudroom for coming in from the lake, make it as practical as it is inviting. Outside, the property truly shines. This private 1.13-acre lot boasts a rare 250 feet of level lakefront, an oversized covered dock with two jet ski slips, and a charming lakeside shed. A full-length deck spans the main level, with a built in firepit overlooking the lake and stars at night. While the patio on the lower level includes a hot tub area—perfect for soaking in the views. For your cars there is a two-car attached garage plus a beautiful, separate oversized three-car garage for all your lake toys! Completely remodeled in 2020—including all-new windows—this rare lakefront property is located in the exclusive Pergin Farm area of Deep Creek Lake. This special property is ready to impress from the moment you arrive. Whether you’re hosting friends and family, enjoying quiet moments, or spending sunny days on the water, this home delivers the ultimate blend of style, comfort, and recreation.
Sold for $2,975,000 on 10/03/25
$2,975,000
1087 Pergin Farm Rd, Oakland, MD 21550
6beds
4,481sqft
Single Family Residence
Built in 1984
1.13 Acres Lot
$2,981,400 Zestimate®
$664/sqft
$3,553 Estimated rent
Home value
$2,981,400
$2.39M - $3.73M
$3,553/mo
Zestimate® history
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Owner options
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What's special
Zillow last checked: 8 hours ago
Listing updated: October 03, 2025 at 06:20am
Listed by:
Susan Bell 301-501-9072,
Railey Realty, Inc.
Bought with:
Nick Fratz-Orr, 657206
Railey Realty, Inc.
Source: Bright MLS,MLS#: MDGA2010186
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 6
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Primary bedroom
- Features: Cathedral/Vaulted Ceiling, Flooring - HardWood, Walk-In Closet(s), Window Treatments, Attached Bathroom, Built-in Features
- Level: Upper
- Area: 180 Square Feet
- Dimensions: 15 x 12
Primary bedroom
- Features: Fireplace - Wood Burning, Flooring - HardWood, Primary Bedroom - Sitting Area, Window Treatments
- Level: Main
- Area: 300 Square Feet
- Dimensions: 20 x 15
Bedroom 3
- Features: Flooring - HardWood, Window Treatments
- Level: Upper
- Area: 180 Square Feet
- Dimensions: 15 x 12
Bedroom 4
- Features: Balcony Access, Flooring - HardWood, Window Treatments
- Level: Upper
- Area: 176 Square Feet
- Dimensions: 16 x 11
Bedroom 5
- Features: Flooring - HardWood, Window Treatments
- Level: Upper
- Area: 156 Square Feet
- Dimensions: 13 x 12
Bedroom 6
- Features: Balcony Access, Flooring - HardWood, Built-in Features, Primary Bedroom - Sitting Area, Window Treatments
- Level: Upper
- Area: 304 Square Feet
- Dimensions: 19 x 16
Primary bathroom
- Features: Flooring - Ceramic Tile, Double Sink, Walk-In Closet(s), Window Treatments, Bathroom - Walk-In Shower, Built-in Features
- Level: Main
- Area: 144 Square Feet
- Dimensions: 18 x 8
Primary bathroom
- Features: Double Sink, Window Treatments, Flooring - Ceramic Tile
- Level: Upper
- Area: 66 Square Feet
- Dimensions: 11 x 6
Dining room
- Features: Dining Area, Flooring - HardWood, Living/Dining Room Combo
- Level: Main
Family room
- Features: Flooring - HardWood
- Level: Main
- Area: 247 Square Feet
- Dimensions: 19 x 13
Foyer
- Features: Flooring - HardWood, Cathedral/Vaulted Ceiling
- Level: Main
Other
- Features: Countertop(s) - Solid Surface, Double Sink, Window Treatments, Flooring - Luxury Vinyl Plank
- Level: Upper
- Area: 64 Square Feet
- Dimensions: 8 x 8
Other
- Features: Countertop(s) - Quartz, Bathroom - Walk-In Shower, Flooring - Marble, Window Treatments
- Level: Upper
- Area: 54 Square Feet
- Dimensions: 9 x 6
Other
- Features: Flooring - Luxury Vinyl Plank
- Level: Lower
- Area: 54 Square Feet
- Dimensions: 9 x 6
Great room
- Features: Flooring - Luxury Vinyl Plank, Wet Bar, Wood Stove
- Level: Lower
- Area: 588 Square Feet
- Dimensions: 42 x 14
Half bath
- Features: Flooring - HardWood
- Level: Main
Kitchen
- Features: Countertop(s) - Quartz, Dining Area, Flooring - HardWood, Kitchen Island, Recessed Lighting, Pantry
- Level: Main
Laundry
- Features: Flooring - HardWood
- Level: Main
- Area: 84 Square Feet
- Dimensions: 12 x 7
Living room
- Features: Built-in Features, Fireplace - Wood Burning, Flooring - HardWood, Recessed Lighting, Living/Dining Room Combo, Window Treatments, Balcony Access
- Level: Main
- Area: 688 Square Feet
- Dimensions: 43 x 16
Mud room
- Features: Flooring - Concrete
- Level: Lower
- Area: 160 Square Feet
- Dimensions: 16 x 10
Storage room
- Features: Flooring - Luxury Vinyl Plank
- Level: Lower
- Area: 63 Square Feet
- Dimensions: 9 x 7
Study
- Features: Flooring - Tile/Brick, Built-in Features, Cathedral/Vaulted Ceiling, Skylight(s)
- Level: Main
- Area: 130 Square Feet
- Dimensions: 13 x 10
Utility room
- Features: Flooring - Concrete
- Level: Lower
- Area: 121 Square Feet
- Dimensions: 11 x 11
Heating
- Forced Air, Propane
Cooling
- Central Air, Gas
Appliances
- Included: Microwave, Dishwasher, Oven/Range - Electric, Refrigerator, Washer, Dryer, Water Treat System, Gas Water Heater
- Laundry: Main Level, Laundry Room, Mud Room
Features
- Bar, Additional Stairway, Breakfast Area, Built-in Features, Combination Dining/Living, Combination Kitchen/Dining, Combination Kitchen/Living, Curved Staircase, Dining Area, Entry Level Bedroom, Exposed Beams, Open Floorplan, Kitchen Island, Pantry, Primary Bath(s), Recessed Lighting, Walk-In Closet(s), Upgraded Countertops
- Flooring: Hardwood, Wood
- Windows: Window Treatments, Skylight(s), Stain/Lead Glass
- Basement: Finished,Walk-Out Access,Connecting Stairway
- Number of fireplaces: 2
- Fireplace features: Wood Burning, Mantel(s), Screen, Wood Burning Stove
Interior area
- Total structure area: 4,584
- Total interior livable area: 4,481 sqft
- Finished area above ground: 2,981
- Finished area below ground: 1,500
Property
Parking
- Total spaces: 5
- Parking features: Garage Faces Side, Garage Faces Front, Driveway, Attached, Detached
- Attached garage spaces: 5
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Three
- Stories: 3
- Patio & porch: Deck, Patio
- Exterior features: Lighting, Balcony
- Pool features: None
- Has spa: Yes
- Spa features: Bath, Hot Tub
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Private Dock Site, Exclusive Easement, Lake, Boat - Length Limit, Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited hours of Personal Watercraft Operation (PWC), Private Access, Sail, Swimming Allowed, Waterski/Wakeboard
- Body of water: Deep Creek Lake
- Frontage type: Road Frontage
- Frontage length: Water Frontage Ft: 250
Lot
- Size: 1.13 Acres
- Features: Fishing Available, Wooded, Private
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 1218000695
- Zoning: R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subtype: Single Family Residence
Materials
- Combination, Frame, Brick, Shake Siding, Block
- Foundation: Block
- Roof: Copper
Condition
- Very Good
- New construction: No
- Year built: 1984
- Major remodel year: 2021
Details
- Builder name: Devlin
Utilities & green energy
- Sewer: On Site Septic
- Water: Well
- Utilities for property: Cable Connected, Propane, Cable
Community & neighborhood
Location
- Region: Oakland
- Subdivision: Pergin Farm
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $1,214 annually
- Services included: Road Maintenance, Snow Removal
- Association name: PERGIN FARM HOA
Other
Other facts
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 10/3/2025 | Sold | $2,975,000-7%$664/sqft |
Source:  Bright MLS #MDGA2010186 Report a problem | ||
| 9/5/2025 | Contingent | $3,200,000$714/sqft |
Source: Bright MLS #MDGA2010186 Report a problem | ||
| 8/20/2025 | Listed for sale | $3,200,000+170%$714/sqft |
Source: Bright MLS #MDGA2010186 Report a problem | ||
| 10/29/2020 | Sold | $1,185,000-18.8%$264/sqft |
Source: Public Record Report a problem | ||
| 9/29/2020 | Pending sale | $1,459,900$326/sqft |
Source: Railey Realty #MDGA133150 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $22,688 +9% | $2,001,600 +12.3% |
| 2024 | $20,810 +14.1% | $1,781,700 +14.1% |
| 2023 | $18,242 +16.4% | $1,561,800 +16.4% |
Find assessor info on the county website
Neighborhood: 21550
Nearby schools
GreatSchools rating
- 4/10Broad Ford Elementary SchoolGrades: PK-5Distance: 4.9 mi
- 5/10Southern Middle SchoolGrades: 6-8Distance: 4.9 mi
- 5/10Southern Garrett High SchoolGrades: 9-12Distance: 5.8 mi
Schools provided by the listing agent
- Elementary: Broadford
- Middle: Southern Middle
- High: Southern Garrett High
- District: Garrett County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.