A classic 3-bedroom home and an epic 40x60 shop complete with a 2-bedroom MIL suite upstairs. Let’s start with the shop building: 2-story, 2-bay space with in-floor radiant heat, car lift, ¾ bath, office, and kitchen. Upstairs you’ll find a well-designed 1,500 sqft. MIL suite featuring a primary bedroom with en-suite bath, a second bedroom, kitchen, fireplace, loft, and A/C. It’s the perfect live/work setup — or rent out the part you don’t need. Steps away from the shop is the historic Girard home, with all its classic character intact: 3 bedrooms, a full bathroom, living and dining rooms, hardwood floors, built-ins and a charming breakfast nook off the kitchen. The mid-sized 0.6-acre lot gives you just enough room to play and enjoy privacy without the hassle of acres of maintenance. You get two RV parking pads with hookups and waste connection, plenty of extra parking, two outdoor spaces for cooking and relaxing, and two gated driveways. Costco, I-5, Ferndale, and Bellingham are just minutes away — but you’ll never want to leave this one-of-a-kind property. See it in person before it’s gone!
Active
Listed by: Windermere RE Whatcom, Inc.
$1,187,000
1082 W Smith, Bellingham, WA 98226
4beds
1,672sqft
Est.:
Single Family Residence
Built in 1926
0.6 Acres Lot
$1,137,500 Zestimate®
$710/sqft
$-- HOA
What's special
Car liftHardwood floorsIn-floor radiant heatTwo gated drivewaysSecond bedroomLiving and dining roomsPlenty of extra parking
- 2 days |
- 843 |
- 19 |
Likely to sell faster than
Zillow last checked: 7 hours ago
Listing updated: April 03, 2026 at 09:00am
Listed by:
Jason Lee,
Windermere RE Whatcom, Inc.
Source: NWMLS as distributed by MLS GRID,MLS#: 2500643
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Primary bedroom
- Level: Second
Bedroom
- Level: Main
Bedroom
- Level: Second
Bedroom
- Level: Second
Bathroom full
- Level: Main
Bathroom three quarter
- Level: Second
Den office
- Level: Main
Dining room
- Level: Main
Kitchen with eating space
- Level: Main
Heating
- Fireplace, 90%+ High Efficiency, Ductless, Forced Air, Radiant, Electric, Geothermal, Natural Gas, See Remarks
Cooling
- Ductless
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Stove(s)/Range(s), Washer, Dishwasher(s), Dryer(s), Garbage Disposal, Microwave(s), Refrigerator(s), Washer(s)
Features
- Bath Off Primary, Ceiling Fan(s), High Tech Cabling, Loft
- Flooring: Ceramic Tile, Engineered Hardwood, Hardwood, Vinyl, Carpet
- Doors: French Doors
- Windows: Dbl Pane/Storm Window, Skylight(s)
- Basement: Unfinished
- Number of fireplaces: 2
- Fireplace features: Gas, Main Level: 1, Upper Level: 1, Fireplace
Interior area
- Total structure area: 1,672
- Total interior livable area: 1,672 sqft
Property
Parking
- Total spaces: 12
- Parking features: Attached Carport, Driveway, Attached Garage, Detached Garage, RV Parking
- Has attached garage: Yes
- Has carport: Yes
- Covered spaces: 2
- Uncovered spaces: 10
Features
- Levels: Two
- Stories: 2
- Patio & porch: Second Kitchen, Bath Off Primary, Ceiling Fan(s), Dbl Pane/Storm Window, Fireplace, French Doors, High Tech Cabling, Loft, Security System, Skylight(s), Vaulted Ceiling(s), Walk-In Closet(s), Wine/Beverage Refrigerator, Wired for Generator
- Has view: Yes
- View description: See Remarks, Territorial
Lot
- Size: 0.6 Acres
- Features: Paved, Cable TV, Fenced-Fully, Gated Entry, High Speed Internet, Outbuildings, Patio, RV Parking, Shop
- Topography: Level
- Residential vegetation: Garden Space, Wooded
Details
- Parcel number: 390227333016
- Special conditions: Standard
- Other equipment: Wired for Generator
Construction
Type & style
- Home type: SingleFamily
- Architectural style: 2 Stories w/Bsmnt
- Property subtype: Single Family Residence
Materials
- Metal/Vinyl, Stucco
- Foundation: Poured Concrete, Slab
- Roof: Composition,Metal
Condition
- Year built: 1926
Utilities & green energy
- Electric: Company: PSE
- Sewer: Septic Tank, Company: Septic
- Water: Private, Company: Ponderosa
- Utilities for property: Xfinity, Xfinity
Community & HOA
Community
- Security: Security System
- Subdivision: Bellingham
Location
- Region: Bellingham
Financial & listing details
- Price per square foot: $710/sqft
- Tax assessed value: $604,996
- Annual tax amount: $5,499
- Date on market: 3/31/2026
- Cumulative days on market: 3 days
- Listing terms: Conventional
- Inclusions: Dishwasher(s), Dryer(s), Garbage Disposal, Microwave(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)
Estimated market value
$1,137,500
$1.08M - $1.19M
$3,139/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 4/1/2026 | Listed for sale | $1,187,000+82.6%$710/sqft |
Source:  NWMLS as distributed by MLS GRID #2500643 Report a problem | ||
| 8/31/2017 | Listing removed | $649,998$389/sqft |
Source: John L Scott Real Estate #1169629 Report a problem | ||
| 8/2/2017 | Listed for sale | $649,998+145.3%$389/sqft |
Source: John L Scott Real Estate #1169629 Report a problem | ||
| 1/16/2009 | Sold | $265,000-11.6%$158/sqft |
Source: NWMLS as distributed by MLS GRID #28198436 Report a problem | ||
| 11/22/2008 | Listed for sale | $299,900$179/sqft |
Source: Postlets #28103437 Report a problem | ||
| 11/8/2008 | Listing removed | $299,900$179/sqft |
Source: Coldwell Banker** #28103437 Report a problem | ||
| 8/31/2008 | Price change | $299,900-14.1%$179/sqft |
Source: Coldwell Banker** #28103437 Report a problem | ||
| 6/20/2008 | Listed for sale | $349,000$209/sqft |
Source: Coldwell Banker** #28103437 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,726 +7.2% | $604,996 -2.3% |
| 2023 | $4,410 -7.7% | $619,162 +8.6% |
| 2022 | $4,780 +10.2% | $569,961 +21% |
| 2021 | $4,339 -0.9% | $471,041 +8% |
| 2020 | $4,380 | $436,161 +14.8% |
| 2019 | $4,380 +3.9% | $379,883 +9.4% |
| 2018 | $4,217 +25.4% | $347,315 +14.1% |
| 2017 | $3,364 -12.7% | $304,369 +14.2% |
| 2016 | $3,854 +29.5% | $266,480 +6.2% |
| 2015 | $2,977 | $250,906 +2.1% |
| 2014 | $2,977 -0.6% | $245,698 +1.4% |
| 2013 | $2,996 | $242,224 |
| 2012 | -- | $242,224 |
| 2011 | -- | $242,224 +2.8% |
| 2010 | -- | $235,684 -6.6% |
| 2009 | $2,354 +35.6% | $252,290 +7.6% |
| 2008 | $1,736 +219.8% | $234,410 |
| 2007 | $543 | $234,410 +77.9% |
| 2005 | -- | $131,740 |
| 2004 | $1,777 -3.5% | $131,740 |
| 2003 | $1,842 +4.2% | $131,740 |
| 2002 | $1,768 +9.3% | $131,740 +10.6% |
| 2001 | $1,618 | $119,065 |
| 2000 | -- | $119,065 |
| 1999 | -- | $119,065 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$6,565/mo
Principal & interest
$5873
Property taxes
$692
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Climate risks
Neighborhood: 98226
Nearby schools
GreatSchools rating
- 6/10Cascadia Elementary SchoolGrades: K-5Distance: 4.2 mi
- 7/10Vista Middle SchoolGrades: 6-8Distance: 3.4 mi
- 5/10Ferndale High SchoolGrades: 9-12Distance: 2.7 mi
Local experts in 98226
- Washington
- Whatcom County
- Bellingham
- 98226
- 1082 W Smith
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