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For sale
  • $1,199,999

    10801 SW 185th Ter, Dunnellon, FL 34432

    1beds
    520sqft
    : 
    Single Family Residence
    Built in 2008
    0.32 Acres Lot
    $1,139,700 Zestimate®
    $2,308/sqft
    $-- HOA

    What's special

    Private dockVersatile loftPrivate river frontageGleaming granite countertopsOversized granite-topped vanitySpa-inspired master bathProfessional-grade viking stove
    Escape to your own slice of paradise with this exquisite luxury cottage, nestled along the crystal-clear waters of the Rainbow River in the serene Rio Vista subdivision. Built in 2008, this charming retreat is perfect as a romantic hideaway, a lucrative short-term rental, or the foundation for your dream home on a spacious .32-acre lot with nearly 80 feet of private river frontage. Step inside to discover a gourmet kitchen that’s a chef’s delight, featuring a professional-grade Viking stove and range, premium appliances, elegant shaker cabinetry, gleaming granite countertops, and a custom brick backsplash. The open-concept living and dining area exudes warmth with soaring vaulted wood ceilings, plush seagrass carpeting, and rich brick flooring, creating an inviting ambiance for relaxation or entertaining. The airy Main Suite area, seamlessly connected to the living space, offers serene comfort with luxurious seagrass carpet, while the spa-inspired Master Bath boasts an oversized granite-topped vanity, a tiled shower, brick floors, and a convenient stackable washer/dryer. Need extra space? A versatile loft with pull-down stairs provides additional sleeping quarters or ample storage. The cottage is crafted with durability and style in mind, featuring Hardie board siding, energy-efficient Anderson windows and doors, a sleek galvanized metal roof, and a tankless water heater for modern convenience. Outside, the expansive screened porch with brick flooring offers breathtaking river views, perfect for morning coffee or evening sunsets. The meticulously landscaped yard, complete with a matching storage shed, leads to your private dock and swimming area, inviting you to dive into the pristine waters of the Rainbow River. Currently a sought-after VRBO/Airbnb rental generating $350 a night, this cottage is both a tranquil retreat and a proven investment opportunity. As part of the exclusive Rio Vista community, you’ll enjoy access to a private 4-acre park with a boat ramp, picnic pavilions, and restrooms. Located in the vibrant small town of Dunnellon, you’re just minutes from charming shops, the World Equestrian Center, Historic Downtown Ocala Square, and the natural wonders of Florida’s Nature Coast. Don’t miss this rare opportunity to own a piece of Rainbow River paradise—schedule your private tour today!
    116 days
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    498
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    15
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    Zillow last checked: 8 hours ago

    Listing updated: September 03, 2025 at 06:38pm

    Listing Provided by:

    Kathy Schulz 727-698-7663,

    EQUITY REALTY SUNCOAST 727-343-8100

    Source: Stellar MLS,MLS#: TB8418268MLS LogoOriginating MLS: Suncoast Tampa

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 1
    • Bathrooms: 1
    • Full bathrooms: 1
    Primary bedroom
    • Features: Storage Closet
    • Level: First
    Bathroom 1
    • Level: First
    Dining room
    • Level: First
    Kitchen
    • Level: First
    Laundry
    • Level: First
    Living room
    • Level: First
    Heating
    • Central, Electric
    Cooling
    • Central Air
    Appliances
    • Included: Oven, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Ice Maker, Indoor Grill, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
    • Laundry: Inside, Laundry Room
    Features
    • Cathedral Ceiling(s), Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Thermostat
    • Flooring: Brick/Stone, Carpet
    • Doors: French Doors, Outdoor Shower
    • Windows: Window Treatments
    • Has fireplace: No
    Interior area
    • Total structure area: 760
    • Total interior livable area: 520 sqft
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    Property

    Features
    • Levels: One
    • Stories: 1
    • Exterior features: Outdoor Shower
    • Has view: Yes
    • View description: River
    • Has water view: Yes
    • Water view: River
    • Waterfront features: River Front, River Access, Fishing Pier, Minimum Wake Zone, No Wake Zone
    • Body of water: RAINBOW RIVER
    Lot
    • Size: 0.32 Acres
    Details
    • Parcel number: 3483001010
    • Zoning: R1
    • Special conditions: None

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • HardiPlank Type, Wood Frame
    • Foundation: Slab
    • Roof: Metal
    Condition
    • New construction: No
    • Year built: 2008

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: Public

    Community & HOA

    Community
    • Subdivision: RIO VISTA
    HOA
    • Has HOA: Yes
    • HOA name: Bill Schulz
    • HOA phone: 727-421-7337
    • Pet fee: $0 monthly
    Location
    • Region: Dunnellon

    Financial & listing details

    • Price per square foot: $2,308/sqft
    • Tax assessed value: $395,429
    • Annual tax amount: $4,593
    • Date on market: 8/17/2025
    • Cumulative days on market: 400 days
    • Listing terms: Cash,Conventional
    • Ownership: Fee Simple
    • Total actual rent: 0
    • Road surface type: Asphalt
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    Estimated market value

    $1,139,700

    $1.08M - $1.20M

    $1,307/mo

    Price history

    Price history
    DateEventPrice
    8/17/2025Listed for sale$1,199,999$2,308/sqft
    Source: Stellar MLS #TB8418268 Report a problem
    8/14/2025Listing removed$1,199,999$2,308/sqft
    Source: Stellar MLS #U8253382 Report a problem
    8/12/2024Listed for sale$1,199,999$2,308/sqft
    Source: Stellar MLS #U8253382 Report a problem
    2/9/2024Listing removed--
    Source: Stellar MLS #U8209797 Report a problem
    8/10/2023Listed for sale$1,199,999-14.2%$2,308/sqft
    Source: Stellar MLS #U8209797 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$5,425 +18.1%$281,743 +10%
    2023$4,593 +9.2%$256,130 +10%
    2022$4,206 +9.9%$232,845 +10%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $7,993/mo
    Principal & interest
    $5953
    Property taxes
    $1620
    Home insurance
    $420

      Climate risks

      Neighborhood: 34432

      Nearby schools

      GreatSchools rating
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