108 Ryder Ln, Panama City, FL 32404

Pondside Perfection in Bridge Harbor!Tucked sweetly at the end of a peaceful cul-de-sac and overlooking a pond, this Cali floor plan offers four spacious bedrooms, two baths, and that warm, welcome-home feeling from the moment you walk in.Located in the highly sought-after Bridge Harbor community, you're just minutes from Tyndall Air Force Base, with quick access to shopping, dining, and all the everyday conveniences Panama City and the blossoming town of Callaway have to offer. For those who love the water, you'll be thrilled to find several nearby boat ramps and bay access points--perfect for weekends spent at Shell Island or adventures out on the Gulf.Back at home, you can cool off at the neighborhood community pool, stroll the quiet streets, or simply relax and take in the peaceful pond views from your backyard.This home has been lovingly maintained and is move-in ready. Plus, it comes with a 4.75% assumable VA loan available to qualified buyers with VA entitlement--making this beauty as smart as it is charming.Whether you're pond gazing, pool dipping, or island hopping, this Bridge Harbor gem has everything you've been looking for!Come see it for yourself--your next chapter starts here!