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For sale
  • Price cut: $75K (11/25)
    $1,275,000

    108 20th Ave, Indian Rocks Beach, FL 33785

    6beds
    4baths
    3,000sqft
    : 
    Duplex, Multi Family
    Built in 1995
    -- sqft lot
    $-- Zestimate®
    $425/sqft
    $-- HOA

    What's special

    Duplex on stiltsPrivate balconyParking underneathNew trane ac unitGreat roomCorner lotSteps from the beach
    Priced to Sell: Move in Ready - Corner Lot - 6 Bedroom, 4 Bathroom Duplex on Stilts - Indian Rocks Beach. Escape to one of Florida's most charming beaches, Indian Rocks Beach! This picturesque coastal town offers pristine white sandy shores and endless activities on both land and water. Just a short walk across the road, you’ll find yourself on the beach, ready to soak in the sun, swim, or simply relax in paradise. This income-producing duplex features two separate units, each with 3 bedrooms and 2 bathrooms, perfect for coastal living, or for generating rental income. The property is currently occupied by long-term renters on a month-to-month lease, providing flexibility for new owners. Given current market conditions the potential income for this property could exceed $100,000 annually if the units are rented at prevailing market rates. This property offers significant value both as a residence and as an income-generating investment. The property sits on stilts, providing plenty of space for parking underneath, as well as extra storage options in the storage rooms in carport. Key Features: Each Unit: 3 Bedrooms, 2 Bathrooms Top Floor: Primary bedroom with ensuite bathroom and private balcony First Floor: Great room, dining area, kitchen, and washer/dryer hookups, 2 bedrooms, and 1 bathroom Balconies: Private balcony off primary bedroom + second balcony off dining area Recent Updates: Unit A: New waterproof laminate flooring on the first floor Unit B: New waterproof laminate on stairs, primary bedroom & bathroom New Trane AC unit Utilities: Separate water and electricity meters for each unit Stilted Design: Ample space for parking large vehicles or several smaller ones, plus storage rooms Location: Just steps from the beach in the heart of Indian Rocks Beach! Don't miss your chance to own this beautiful beachside oasis. Schedule your tour today and make it your new address!
    335 days
    |
    341
    |
    19
    |

    Zillow last checked: 8 hours ago

    Listing updated: December 17, 2025 at 05:53am

    Listing Provided by:

    Linda Ruffini 813-767-4659,

    TOWN CHASE PROPERTIES 813-818-0044

    Source: Stellar MLS,MLS#: TB8344329MLS LogoOriginating MLS: Suncoast Tampa

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 6
    • Bathrooms: 4
    Rooms
    • Room types: Great Room, Utility Room, Storage Rooms
    Heating
    • Central
    Cooling
    • Central Air
    Appliances
    • Included: Refrigerator
    • Laundry: In Kitchen, Washer Hookup
    Features
    • Ceiling Fan(s), Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Split Bedroom, Walk-In Closet(s)
    • Doors: Sliding Doors
    • Has fireplace: No
    Interior area
    • Total interior livable area: 3,000 sqft
    Video & virtual tour

    Property

    Parking
    • Total spaces: 6
    • Parking features: Carport
    • Carport spaces: 6
    Features
    • Levels: Two
    • Stories: 2
    • Patio & porch: Deck, Front Porch, Rear Porch
    • Exterior features: Private Mailbox, Rain Gutters, Storage
    Lot
    • Size: 7,575 Square Feet
    • Dimensions: 60 x 120
    • Features: Corner Lot
    Details
    • Parcel number: 013014420300550051
    • Special conditions: None

    Construction

    Type & style
    • Home type: MultiFamily
    • Property subtype: Duplex, Multi Family
    Materials
    • Vinyl Siding
    • Foundation: Raised
    • Roof: Shingle
    Condition
    • New construction: No
    • Year built: 1995

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: BB/HS Internet Available, Electricity Connected, Public, Water - Multiple Meters, Water Connected

    Community & HOA

    Community
    • Subdivision: INDIAN BEACH RE-REVISED
    HOA
    • Has HOA: No
    • Pet fee: $0 monthly
    Location
    • Region: Indian Rocks Beach

    Financial & listing details

    • Price per square foot: $425/sqft
    • Tax assessed value: $1,190,000
    • Annual tax amount: $14,239
    • Date on market: 2/1/2025
    • Cumulative days on market: 336 days
    • Listing terms: Cash,Conventional,FHA
    • Ownership: Fee Simple
    • Total actual rent: 0
    • Tenant pays: Electricity, Water
    • Electric utility on property: Yes
    • Road surface type: Paved
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    Estimated market value

    Not available

    Estimated sales range

    Not available

    $5,030/mo

    Price history

    Price history
    DateEventPrice
    11/25/2025Price change$1,275,000-5.6%$425/sqft
    Source: Stellar MLS #TB8344329 Report a problem
    4/5/2025Price change$1,350,000-3.6%$450/sqft
    Source: Stellar MLS #TB8344329 Report a problem
    2/1/2025Listed for sale$1,399,900-6%$467/sqft
    Source: Stellar MLS #TB8344329 Report a problem
    10/15/2024Listing removed$1,490,000$497/sqft
    Source: Stellar MLS #T3448640 Report a problem
    8/18/2024Price change$1,490,000-3.9%$497/sqft
    Source: Stellar MLS #T3448640 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$14,239 +12.7%$683,650 +10%
    2023$12,633 +34.6%$621,500 +10%
    2022$9,387 -4.6%$565,000 +0.4%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $8,625/mo
    Principal & interest
    $6256
    Property taxes
    $1923
    Home insurance
    $446

      Climate risks

      Neighborhood: 33785

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: Anona Elementary-PN
      • Middle: Seminole Middle-PN
      • High: Largo High-PN

      Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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