Priced to Sell: Move in Ready - Corner Lot - 6 Bedroom, 4 Bathroom Duplex on Stilts - Indian Rocks Beach. Escape to one of Florida's most charming beaches, Indian Rocks Beach! This picturesque coastal town offers pristine white sandy shores and endless activities on both land and water. Just a short walk across the road, you’ll find yourself on the beach, ready to soak in the sun, swim, or simply relax in paradise. This income-producing duplex features two separate units, each with 3 bedrooms and 2 bathrooms, perfect for coastal living, or for generating rental income. The property is currently occupied by long-term renters on a month-to-month lease, providing flexibility for new owners. Given current market conditions the potential income for this property could exceed $100,000 annually if the units are rented at prevailing market rates. This property offers significant value both as a residence and as an income-generating investment. The property sits on stilts, providing plenty of space for parking underneath, as well as extra storage options in the storage rooms in carport. Key Features: Each Unit: 3 Bedrooms, 2 Bathrooms Top Floor: Primary bedroom with ensuite bathroom and private balcony First Floor: Great room, dining area, kitchen, and washer/dryer hookups, 2 bedrooms, and 1 bathroom Balconies: Private balcony off primary bedroom + second balcony off dining area Recent Updates: Unit A: New waterproof laminate flooring on the first floor Unit B: New waterproof laminate on stairs, primary bedroom & bathroom New Trane AC unit Utilities: Separate water and electricity meters for each unit Stilted Design: Ample space for parking large vehicles or several smaller ones, plus storage rooms Location: Just steps from the beach in the heart of Indian Rocks Beach! Don't miss your chance to own this beautiful beachside oasis. Schedule your tour today and make it your new address!
For sale
Price cut: $75K (11/25)
$1,275,000
108 20th Ave, Indian Rocks Beach, FL 33785
6beds
4baths
3,000sqft
Est.:
Duplex, Multi Family
Built in 1995
-- sqft lot
$-- Zestimate®
$425/sqft
$-- HOA
What's special
Duplex on stiltsPrivate balconyParking underneathNew trane ac unitGreat roomCorner lotSteps from the beach
- 335 days |
- 341 |
- 19 |
Zillow last checked: 8 hours ago
Listing updated: December 17, 2025 at 05:53am
Listing Provided by:
Linda Ruffini 813-767-4659,
TOWN CHASE PROPERTIES 813-818-0044
Source: Stellar MLS,MLS#: TB8344329
Originating MLS: Suncoast Tampa

Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 6
- Bathrooms: 4
Rooms
- Room types: Great Room, Utility Room, Storage Rooms
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Refrigerator
- Laundry: In Kitchen, Washer Hookup
Features
- Ceiling Fan(s), Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Split Bedroom, Walk-In Closet(s)
- Doors: Sliding Doors
- Has fireplace: No
Interior area
- Total interior livable area: 3,000 sqft
Video & virtual tour
Property
Parking
- Total spaces: 6
- Parking features: Carport
- Carport spaces: 6
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Front Porch, Rear Porch
- Exterior features: Private Mailbox, Rain Gutters, Storage
Lot
- Size: 7,575 Square Feet
- Dimensions: 60 x 120
- Features: Corner Lot
Details
- Parcel number: 013014420300550051
- Special conditions: None
Construction
Type & style
- Home type: MultiFamily
- Property subtype: Duplex, Multi Family
Materials
- Vinyl Siding
- Foundation: Raised
- Roof: Shingle
Condition
- New construction: No
- Year built: 1995
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: BB/HS Internet Available, Electricity Connected, Public, Water - Multiple Meters, Water Connected
Community & HOA
Community
- Subdivision: INDIAN BEACH RE-REVISED
HOA
- Has HOA: No
- Pet fee: $0 monthly
Location
- Region: Indian Rocks Beach
Financial & listing details
- Price per square foot: $425/sqft
- Tax assessed value: $1,190,000
- Annual tax amount: $14,239
- Date on market: 2/1/2025
- Cumulative days on market: 336 days
- Listing terms: Cash,Conventional,FHA
- Ownership: Fee Simple
- Total actual rent: 0
- Tenant pays: Electricity, Water
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
$5,030/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/25/2025 | Price change | $1,275,000-5.6%$425/sqft |
Source: | ||
| 4/5/2025 | Price change | $1,350,000-3.6%$450/sqft |
Source: | ||
| 2/1/2025 | Listed for sale | $1,399,900-6%$467/sqft |
Source: | ||
| 10/15/2024 | Listing removed | $1,490,000$497/sqft |
Source: | ||
| 8/18/2024 | Price change | $1,490,000-3.9%$497/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $14,239 +12.7% | $683,650 +10% |
| 2023 | $12,633 +34.6% | $621,500 +10% |
| 2022 | $9,387 -4.6% | $565,000 +0.4% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$8,625/mo
Principal & interest
$6256
Property taxes
$1923
Home insurance
$446
Climate risks
Neighborhood: 33785
Nearby schools
GreatSchools rating
- 9/10Anona Elementary SchoolGrades: PK-5Distance: 1.5 mi
- 6/10Seminole Middle SchoolGrades: 6-8Distance: 3.9 mi
- 5/10Largo High SchoolGrades: PK,9-12Distance: 4 mi
Schools provided by the listing agent
- Elementary: Anona Elementary-PN
- Middle: Seminole Middle-PN
- High: Largo High-PN
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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