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For sale
  • Price cut: $21K (12/8)
    $198,900

    10797 SE 178th St, Summerfield, FL 34491

    2beds
    1,158sqft
    : 
    Single Family Residence
    Built in 1993
    7,841 Square Feet Lot
    $193,200 Zestimate®
    $172/sqft
    $176/mo HOA

    What's special

    Front porchVaulted ceilingsAcrylic-enclosed bonus lanaiSecond enclosed florida roomEn-suite private bathroomWalk-in closet
    Well Maintained “Pecan” Model in Spruce Creek South – 55+ Gated Golf Community! *HOUSE LOCATED IN THE PROTECTED ELECTRIC GRID SAME AS VILLAGES HOSPITAL, TO AVOID LONG-TERM ELECTRICAL INTERRUPTION* Easy access in an out, situated near residential gate which leads to THE TERRACE PLAZA! Welcome to this beautifully maintained 2-bedroom, 2-bath home with a 2-car front-facing garage additional privacy screen garage door, located on a nice size 0.18-acre lot in the sought-after Spruce Creek South, a 55+ gated golf cart community in Central Florida. This home features vaulted ceilings, in the main living room and dining area tile in all the right places, and comes with most of the furniture you see, THE BIG RECLINER IN THE LIVING ROOM DOES NOT CONVEY!. The kitchen is just the right size for low Maintenace with plenty of space for your storage needs and opens to both a formal dining space and a comfortable living room. Enjoy the Florida lifestyle from your acrylic-enclosed bonus Lanai with vertical blinds, which match the vertical blinds in the living room, and you also have a second enclosed Florida room for your enjoyment to relax or entertain which leads to the concrete patio area, perfect for grilling ... Let's also take notice of the front porch where you can also sit and relax. Key Features: 2 Bedrooms | 2 Bathrooms | 2-Car Attached Garage Primary Bedroom has en-suite private bathroom and walk-in closet. ***2023 ROOF*** and 2012 H.V.A.C with 2015 Hot Water Heater. *** BROWARD HOME WARRANTY WILL BE OFFERED AT CLOSING AND PAID BY THE SELLER FOR ONE YEAR *** All appliances, washer & dryer included! Ceiling fans throughout. Public sewar and water. Community Highlights: Enjoy the best of the golf cart lifestyle with direct legal access by Golfcart if you prefer across US-441 to shopping, dining, and medical services. Just minutes from The Villages, Spruce Creek South offers a peaceful, active lifestyle with resort-style amenities: Clubhouse w/ fitness center, card rooms, billiards, and entertainment stage Outdoor heated pool & jacuzzi Softball field, racquetball courts, and 18-hole golf course with Pro Shop & restaurant Gated RV & vehicle storage available at low cost Dozens of clubs and year-round activities Dog park, walking trails, and more Additional Home Features: Foundation: Slab Construction: Vinyl siding, wood frame Interior: Cathedral/vaulted ceilings, walk-in closets, L-shaped dining, combo living/dining Lot: Cleared, landscaped with irrigation system Cooling/Heating: Central electric Prime Location. Peaceful Lifestyle. Whether you're relaxing in the lanai, entertaining guests on the patio, or exploring all the community amenities, this home is perfect for enjoying everything Spruce Creek South has to offer. Contact your agent today to schedule a private showing — don't miss your opportunity to own a piece of Florida paradise in this highly desirable 55+ gated golf community!
    96 days
    |
    417
    |
    10
    |

    Likely to sell faster than

    Zillow last checked: 8 hours ago

    Listing updated: December 08, 2025 at 10:54am

    Listing Provided by:

    Gerrie Cosme Matias 352-205-3262,

    RE/MAX PREMIER REALTY LADY LK 352-753-2029

    Source: Stellar MLS,MLS#: G5101655MLS LogoOriginating MLS: Lake and Sumter

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 2
    • Bathrooms: 2
    • Full bathrooms: 2
    Primary bedroom
    • Features: Ceiling Fan(s), En Suite Bathroom, Walk-In Closet(s)
    • Level: First
    • Area: 154 Square Feet
    • Dimensions: 14x11
    Bedroom 2
    • Features: Ceiling Fan(s), Built-in Closet
    • Level: First
    • Area: 110 Square Feet
    • Dimensions: 11x10
    Bonus room
    • Features: No Closet
    • Level: First
    • Area: 150 Square Feet
    • Dimensions: 15x10
    Dining room
    • Level: First
    • Area: 99 Square Feet
    • Dimensions: 11x9
    Florida room
    • Level: First
    • Area: 150 Square Feet
    • Dimensions: 15x10
    Kitchen
    • Level: First
    • Area: 120 Square Feet
    • Dimensions: 12x10
    Living room
    • Features: Ceiling Fan(s)
    • Level: First
    • Area: 238 Square Feet
    • Dimensions: 17x14
    Heating
    • Central
    Cooling
    • Central Air
    Appliances
    • Included: Oven, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Washer
    • Laundry: In Garage
    Features
    • Ceiling Fan(s), L Dining, Living Room/Dining Room Combo, Vaulted Ceiling(s), Walk-In Closet(s)
    • Flooring: Carpet, Ceramic Tile
    • Has fireplace: No
    • Furnished: Yes
    Interior area
    • Total structure area: 1,912
    • Total interior livable area: 1,158 sqft
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    Property

    Parking
    • Total spaces: 2
    • Parking features: Garage - Attached
    • Attached garage spaces: 2
    Features
    • Levels: One
    • Stories: 1
    • Exterior features: Balcony, Lighting, Private Mailbox, Rain Gutters
    Lot
    • Size: 7,841 Square Feet
    • Dimensions: 85 x 90
    • Features: Cleared
    Details
    • Parcel number: 6007207005
    • Zoning: PUD
    • Special conditions: None

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Vinyl Siding, Wood Frame
    • Foundation: Slab
    • Roof: Roof Over,Shingle
    Condition
    • New construction: No
    • Year built: 1993
    Details
    • Builder name: PECAN
    • Warranty included: Yes

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Phone Available, Sewer Available, Sprinkler Meter, Water Available, Water Connected

    Community & HOA

    Community
    • Features: Buyer Approval Required, Clubhouse, Deed Restrictions, Dog Park, Fitness Center, Gated Community - Guard, Golf Carts OK, Golf, Pool, Racquetball, Restaurant
    • Senior community: Yes
    • Subdivision: SPRUCE CREEK SOUTH
    HOA
    • Has HOA: Yes
    • Amenities included: Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Optional Additional Fees, Pickleball Court(s), Pool, Racquetball, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
    • Services included: Community Pool, Manager, Pool Maintenance, Recreational Facilities, Security, Trash
    • HOA fee: $176 monthly
    • HOA name: TRACY BROWN WITH HERITAGE MANAGEMENTG
    • HOA phone: 352-347-3700
    • Pet fee: $0 monthly
    Location
    • Region: Summerfield

    Financial & listing details

    • Price per square foot: $172/sqft
    • Tax assessed value: $188,617
    • Annual tax amount: $1,105
    • Date on market: 9/9/2025
    • Cumulative days on market: 96 days
    • Listing terms: Cash,Conventional
    • Ownership: Fee Simple
    • Total actual rent: 0
    • Electric utility on property: Yes
    • Road surface type: Asphalt, Paved
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    Estimated market value

    $193,200

    $184,000 - $203,000

    $1,868/mo

    Price history

    Price history
    DateEventPrice
    12/8/2025Price change$198,900-9.5%$172/sqft
    Source: Stellar MLS #G5101655 Report a problem
    9/9/2025Listed for sale$219,900+96.3%$190/sqft
    Source: Stellar MLS #G5101655 Report a problem
    6/30/2014Sold$112,000-5%$97/sqft
    Source: Stellar MLS #G4706807 Report a problem
    5/11/2014Listed for sale$117,900-15.8%$102/sqft
    Source: Keller Williams Cornerstone Realty - FL #407555 Report a problem
    11/29/2005Sold$140,000+83%$121/sqft
    Source: Public Record Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$1,105 +3.6%$101,317 +3%
    2023$1,067 -9%$98,366 +3%
    2022$1,172 +0.9%$95,501 +3%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $1,499/mo
    Principal & interest
    $984
    Property taxes
    $269
    Other costs
    $246

      Climate risks

      Neighborhood: 34491

      Nearby schools

      GreatSchools rating

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