Well Maintained “Pecan” Model in Spruce Creek South – 55+ Gated Golf Community! *HOUSE LOCATED IN THE PROTECTED ELECTRIC GRID SAME AS VILLAGES HOSPITAL, TO AVOID LONG-TERM ELECTRICAL INTERRUPTION* Easy access in an out, situated near residential gate which leads to THE TERRACE PLAZA! Welcome to this beautifully maintained 2-bedroom, 2-bath home with a 2-car front-facing garage additional privacy screen garage door, located on a nice size 0.18-acre lot in the sought-after Spruce Creek South, a 55+ gated golf cart community in Central Florida. This home features vaulted ceilings, in the main living room and dining area tile in all the right places, and comes with most of the furniture you see, THE BIG RECLINER IN THE LIVING ROOM DOES NOT CONVEY!. The kitchen is just the right size for low Maintenace with plenty of space for your storage needs and opens to both a formal dining space and a comfortable living room. Enjoy the Florida lifestyle from your acrylic-enclosed bonus Lanai with vertical blinds, which match the vertical blinds in the living room, and you also have a second enclosed Florida room for your enjoyment to relax or entertain which leads to the concrete patio area, perfect for grilling ... Let's also take notice of the front porch where you can also sit and relax. Key Features: 2 Bedrooms | 2 Bathrooms | 2-Car Attached Garage Primary Bedroom has en-suite private bathroom and walk-in closet. ***2023 ROOF*** and 2012 H.V.A.C with 2015 Hot Water Heater. *** BROWARD HOME WARRANTY WILL BE OFFERED AT CLOSING AND PAID BY THE SELLER FOR ONE YEAR *** All appliances, washer & dryer included! Ceiling fans throughout. Public sewar and water. Community Highlights: Enjoy the best of the golf cart lifestyle with direct legal access by Golfcart if you prefer across US-441 to shopping, dining, and medical services. Just minutes from The Villages, Spruce Creek South offers a peaceful, active lifestyle with resort-style amenities: Clubhouse w/ fitness center, card rooms, billiards, and entertainment stage Outdoor heated pool & jacuzzi Softball field, racquetball courts, and 18-hole golf course with Pro Shop & restaurant Gated RV & vehicle storage available at low cost Dozens of clubs and year-round activities Dog park, walking trails, and more Additional Home Features: Foundation: Slab Construction: Vinyl siding, wood frame Interior: Cathedral/vaulted ceilings, walk-in closets, L-shaped dining, combo living/dining Lot: Cleared, landscaped with irrigation system Cooling/Heating: Central electric Prime Location. Peaceful Lifestyle. Whether you're relaxing in the lanai, entertaining guests on the patio, or exploring all the community amenities, this home is perfect for enjoying everything Spruce Creek South has to offer. Contact your agent today to schedule a private showing — don't miss your opportunity to own a piece of Florida paradise in this highly desirable 55+ gated golf community!
For sale
Price cut: $21K (12/8)
$198,900
10797 SE 178th St, Summerfield, FL 34491
2beds
1,158sqft
Est.:
Single Family Residence
Built in 1993
7,841 Square Feet Lot
$193,200 Zestimate®
$172/sqft
$176/mo HOA
What's special
Front porchVaulted ceilingsAcrylic-enclosed bonus lanaiSecond enclosed florida roomEn-suite private bathroomWalk-in closet
- 96 days |
- 417 |
- 10 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: December 08, 2025 at 10:54am
Listing Provided by:
Gerrie Cosme Matias 352-205-3262,
RE/MAX PREMIER REALTY LADY LK 352-753-2029
Source: Stellar MLS,MLS#: G5101655
Originating MLS: Lake and Sumter

Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Ceiling Fan(s), En Suite Bathroom, Walk-In Closet(s)
- Level: First
- Area: 154 Square Feet
- Dimensions: 14x11
Bedroom 2
- Features: Ceiling Fan(s), Built-in Closet
- Level: First
- Area: 110 Square Feet
- Dimensions: 11x10
Bonus room
- Features: No Closet
- Level: First
- Area: 150 Square Feet
- Dimensions: 15x10
Dining room
- Level: First
- Area: 99 Square Feet
- Dimensions: 11x9
Florida room
- Level: First
- Area: 150 Square Feet
- Dimensions: 15x10
Kitchen
- Level: First
- Area: 120 Square Feet
- Dimensions: 12x10
Living room
- Features: Ceiling Fan(s)
- Level: First
- Area: 238 Square Feet
- Dimensions: 17x14
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Oven, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Washer
- Laundry: In Garage
Features
- Ceiling Fan(s), L Dining, Living Room/Dining Room Combo, Vaulted Ceiling(s), Walk-In Closet(s)
- Flooring: Carpet, Ceramic Tile
- Has fireplace: No
- Furnished: Yes
Interior area
- Total structure area: 1,912
- Total interior livable area: 1,158 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Exterior features: Balcony, Lighting, Private Mailbox, Rain Gutters
Lot
- Size: 7,841 Square Feet
- Dimensions: 85 x 90
- Features: Cleared
Details
- Parcel number: 6007207005
- Zoning: PUD
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding, Wood Frame
- Foundation: Slab
- Roof: Roof Over,Shingle
Condition
- New construction: No
- Year built: 1993
Details
- Builder name: PECAN
- Warranty included: Yes
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Phone Available, Sewer Available, Sprinkler Meter, Water Available, Water Connected
Community & HOA
Community
- Features: Buyer Approval Required, Clubhouse, Deed Restrictions, Dog Park, Fitness Center, Gated Community - Guard, Golf Carts OK, Golf, Pool, Racquetball, Restaurant
- Senior community: Yes
- Subdivision: SPRUCE CREEK SOUTH
HOA
- Has HOA: Yes
- Amenities included: Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Optional Additional Fees, Pickleball Court(s), Pool, Racquetball, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
- Services included: Community Pool, Manager, Pool Maintenance, Recreational Facilities, Security, Trash
- HOA fee: $176 monthly
- HOA name: TRACY BROWN WITH HERITAGE MANAGEMENTG
- HOA phone: 352-347-3700
- Pet fee: $0 monthly
Location
- Region: Summerfield
Financial & listing details
- Price per square foot: $172/sqft
- Tax assessed value: $188,617
- Annual tax amount: $1,105
- Date on market: 9/9/2025
- Cumulative days on market: 96 days
- Listing terms: Cash,Conventional
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Asphalt, Paved
Estimated market value
$193,200
$184,000 - $203,000
$1,868/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/8/2025 | Price change | $198,900-9.5%$172/sqft |
Source: | ||
| 9/9/2025 | Listed for sale | $219,900+96.3%$190/sqft |
Source: | ||
| 6/30/2014 | Sold | $112,000-5%$97/sqft |
Source: Stellar MLS #G4706807 Report a problem | ||
| 5/11/2014 | Listed for sale | $117,900-15.8%$102/sqft |
Source: Keller Williams Cornerstone Realty - FL #407555 Report a problem | ||
| 11/29/2005 | Sold | $140,000+83%$121/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,105 +3.6% | $101,317 +3% |
| 2023 | $1,067 -9% | $98,366 +3% |
| 2022 | $1,172 +0.9% | $95,501 +3% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,499/mo
Principal & interest
$984
Property taxes
$269
Other costs
$246
Climate risks
Neighborhood: 34491
Nearby schools
GreatSchools rating
- 1/10Stanton-Weirsdale Elementary SchoolGrades: PK-5Distance: 2.7 mi
- 4/10Lake Weir Middle SchoolGrades: 6-8Distance: 2.6 mi
- 3/10Belleview High SchoolGrades: 9-12Distance: 10.4 mi
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