ASSUMABLE MORTGAGE RATE FOR THIS LAKE PROPERTY. Super nice 4 bedroom home, completely updated with new roof, gutters and gutter covers added May 2025. Added kitchen cabinets, new granite countertops, new microwave, induction range, new dishwasher and LG fridge! Added pantry and relocated new back door. New floors throughout, freshly painted. Main bathroom renovated with new shower, heated floor and heated towel rack. Main closet built-ins. Laundry room renovated. Outside there's an entertainer's backyard! Two patios, one concrete and one stone. Seating area with pergola, 8x12 covered grill kitchen (smoker not included) and 8x12 shed. Inground sprinkler system front and back yards. New landscaping. New water heater, whole house surge protector, and LED lighting throughout. Fiber-Optic internet! Installed new garage door opener and painted garage. All this PLUS a 2.5% assumable loan is possible!!!
For sale
Price cut: $14.1K (10/13)
$319,900
10787 Southern Trace Cir, Flint, TX 75762
4beds
1,776sqft
Est.:
Single Family Residence
Built in 1998
-- sqft lot
$311,500 Zestimate®
$180/sqft
$-- HOA
What's special
Two patiosNew dishwasherCovered grill kitchenNew microwaveNew granite countertopsHeated towel rackHeated floor
- 110 days |
- 99 |
- 11 |
Zillow last checked: 8 hours ago
Listing updated: October 13, 2025 at 01:01pm
Listed by:
Jerry Moomaw 903-702-8511,
Lake Homes Realty, LLC
Source: GTARMLS,MLS#: 25013061
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Separate Formal Living, Utility Room
Primary bedroom
- Features: Master Bedroom Split
Bedroom
- Features: Walk-In Closet(s)
Bathroom
- Features: Shower Only, Shower and Tub, Double Lavatory, Walk-In Closet(s), Ceramic Tile, Bidet
Dining room
- Features: Separate Formal Dining
Heating
- Central/Gas
Cooling
- Central Electric, Attic Fan, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Disposal, Microwave, Refrigerator, Drop-in Range, Electric Oven, Gas Water Heater
Features
- Ceiling Fan(s), Vaulted Ceiling(s), Pantry
- Flooring: Laminate, Tile
- Windows: Blinds, Double Pane Windows
- Number of fireplaces: 1
- Fireplace features: One Wood Burning, Glass Doors, Gas Log
Interior area
- Total structure area: 1,776
- Total interior livable area: 1,776 sqft
Property
Parking
- Total spaces: 2
- Parking features: Door w/Opener w/Controls, Garage Faces Front
- Garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio Open
- Exterior features: Barbecue, Sprinkler System, Gutter(s)
- Pool features: None
- Fencing: Wood
Details
- Additional structures: Other, Storage
- Parcel number: 173730000200011000
- Special conditions: Owner-Agent,As-Is Condition @ Closing
- Other equipment: Satellite Dish
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Brick Veneer
- Foundation: Slab
- Roof: Composition
Condition
- Year built: 1998
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Underground Utilities, Cable Available
Green energy
- Energy efficient items: Thermostat
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: Southern Trace
HOA
- Has HOA: No
Location
- Region: Flint
Financial & listing details
- Price per square foot: $180/sqft
- Tax assessed value: $230,200
- Annual tax amount: $1,768
- Date on market: 8/29/2025
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Paved
Estimated market value
$311,500
$296,000 - $327,000
$2,016/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 10/13/2025 | Price change | $319,900-4.2%$180/sqft |
Source:  GTARMLS #25013061 Report a problem | ||
| 9/24/2025 | Price change | $334,000-0.3%$188/sqft |
Source: NTREIS #21068459 Report a problem | ||
| 8/29/2025 | Listed for sale | $334,900+48.8%$189/sqft |
Source: GTARMLS #25013061 Report a problem | ||
| 2/4/2021 | Sold | -- |
Source: GTARMLS #10128761 Report a problem | ||
| 12/21/2020 | Pending sale | $225,000$127/sqft |
Source: RE/MAX Tyler #10128761 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,761 -2.5% | $230,200 -9% |
| 2023 | $1,806 -39.1% | $253,085 +10.9% |
| 2022 | $2,965 -16.1% | $228,119 +22.1% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,944/mo
Principal & interest
$1549
Property taxes
$283
Home insurance
$112
Climate risks
Neighborhood: 75762
Nearby schools
GreatSchools rating
- 7/10Owens Elementary SchoolGrades: PK-5Distance: 3 mi
- 7/10Three Lakes Middle SchoolGrades: 6-8Distance: 5.5 mi
- 6/10Tyler Legacy High SchoolGrades: 9-12Distance: 8.1 mi
Schools provided by the listing agent
- Elementary: Owens
- Middle: Three Lakes
- High: Tyler Legacy
Source: GTARMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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