There are homes you tour, and then there are homes you experience. Enter 107 Cool Creek Trail - thoughtfully named Coldwater Ridge. From the moment you arrive, the world slows down. A paved drive opens quietly into a private clearing, surrounded by forested land, where reclaimed wood, steel, glass, and stone rise naturally from the landscape. Every element feels considered, grounded, and entirely at home in its surroundings. Set on 4.37 acres within an intimate enclave of impeccably built luxury homes, Coldwater Ridge is defined by its relationship to nature. Just beyond the living spaces, approximately 440 feet of frontage along Fighting Town Creek unfolds below - wide, rushing, and constant. More river than creek, its movement becomes a steady, grounding presence. Built in 2024 and spanning approximately 3,000 square feet, the home was designed with intention at every turn. Reclaimed barnwood siding anchors the exterior in warmth and texture, while clean architectural lines, soaring rooflines, and expansive glass introduce light, openness, and modern clarity. Inside, Anderson sliding glass doors dissolve the boundary between indoors and out, opening living spaces to covered porches, forest views, and the soft glow of evening light filtering through the trees. The main living area feels expansive and intimate - soaring ceilings above, natural materials underfoot, and carefully curated lighting that shifts effortlessly from day to night. A fireplace anchors the space, while automated, remote-controlled shades quietly adjust the atmosphere, allowing the home to respond to light, privacy, and mood with ease. Technology here is seamless, and nearly invisible - enhancing the experience without ever distracting from it. Every bedroom is en-suite, offering privacy and comfort for owners and guests alike. The terrace level reveals a beautifully designed bunk room with three custom built-in bunk beds. Outdoor living is woven throughout the property. Two covered porches invite year-round enjoyment, including an outdoor fireplace that turns cool mountain evenings into long, memorable nights. Below, extensive hardscaping leads to a fire pit setting that feels cinematic in both placement and atmosphere. Evening fires surrounded by forest, stars overhead, and the sound of moving water just beyond. An expansive paved drive and parking area provide ample space without disturbing the sense of seclusion. Despite its remarkable privacy, Coldwater Ridge is located just minutes from downtown Blue Ridge, as well as the charm of McCaysville and Epworth. Acclaimed wineries, dining, hiking, and outdoor adventure are close at hand, yet comfortably out of sight. Coldwater Ridge is offered in a manner that allows for a seamless, turnkey transition, inviting its next owner to step directly into the life it was designed to support. This is a home that photographs beautifully - but photographs only tell part of the story. The stillness. The sound of the creek. The way the house settles into the land. Coldwater Ridge isn't just a destination, a home, or a place to stay. It's a feeling that must be experienced to be fully understood.
Active
$1,600,000
107 Cool Creek Trl, Blue Ridge, GA 30513
4beds
3,000sqft
Est.:
Single Family Residence, Cabin
Built in 2024
4.37 Acres Lot
$1,540,400 Zestimate®
$533/sqft
$33/mo HOA
What's special
Fireplace anchors the spaceSoaring ceilings aboveClean architectural linesForest viewsCovered porchesSoaring rooflinesNatural materials underfoot
- 10 days |
- 1,715 |
- 79 |
Zillow last checked: 8 hours ago
Listing updated: January 20, 2026 at 08:20am
Listed by:
Zach Payne 917-769-9828,
Payne Real Estate
Source: GAMLS,MLS#: 10673177
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 3
- 1/2 bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Rooms
- Room types: Foyer, Great Room, Laundry, Media Room
Dining room
- Features: Dining Rm/Living Rm Combo
Kitchen
- Features: Kitchen Island, Pantry, Solid Surface Counters, Walk-in Pantry
Heating
- Central, Forced Air, Heat Pump, Natural Gas
Cooling
- Ceiling Fan(s), Central Air, Electric, Zoned
Appliances
- Included: Dishwasher, Dryer, Gas Water Heater, Microwave, Oven/Range (Combo), Refrigerator, Stainless Steel Appliance(s), Tankless Water Heater, Washer
- Laundry: In Basement, Mud Room
Features
- Beamed Ceilings, Double Vanity, High Ceilings, Master On Main Level, Tile Bath, Entrance Foyer, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
- Flooring: Hardwood
- Windows: Double Pane Windows, Window Treatments
- Basement: Bath Finished,Daylight,Exterior Entry,Finished,Full
- Number of fireplaces: 2
- Fireplace features: Gas Log, Gas Starter, Living Room, Outside
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 3,000
- Total interior livable area: 3,000 sqft
- Finished area above ground: 1,500
- Finished area below ground: 1,500
Property
Parking
- Total spaces: 6
- Parking features: Kitchen Level, Parking Pad
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: Accessible Approach with Ramp, Accessible Doors
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Porch
- Exterior features: Balcony, Other
- On waterfront: Yes
- Waterfront features: Creek, No Dock Or Boathouse
- Body of water: Fightingtown Creek
- Frontage type: River,Waterfront
- Frontage length: Waterfront Footage: 440
Lot
- Size: 4.37 Acres
- Features: Private
- Residential vegetation: Partially Wooded
Details
- Parcel number: 0025 D 0351C
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Adirondack,Contemporary,Country/Rustic,Other
- Property subtype: Single Family Residence, Cabin
Materials
- Stone, Wood Siding
- Roof: Metal
Condition
- Resale
- New construction: No
- Year built: 2024
Utilities & green energy
- Electric: 220 Volts
- Sewer: Septic Tank
- Water: Private, Well
- Utilities for property: Electricity Available, High Speed Internet, Propane, Underground Utilities, Water Available
Green energy
- Energy efficient items: Appliances, Thermostat, Water Heater, Windows
Community & HOA
Community
- Features: None
- Security: Gated Community, Security System, Smoke Detector(s)
- Subdivision: Fightingtown Cottages
HOA
- Has HOA: Yes
- Services included: Private Roads
- HOA fee: $400 annually
Location
- Region: Blue Ridge
Financial & listing details
- Price per square foot: $533/sqft
- Annual tax amount: $3,153
- Date on market: 1/15/2026
- Cumulative days on market: 10 days
- Listing agreement: Exclusive Agency
- Listing terms: 1031 Exchange,Cash,Conventional
- Electric utility on property: Yes
Estimated market value
$1,540,400
$1.46M - $1.62M
$5,171/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/15/2026 | Listed for sale | $1,600,000+0.6%$533/sqft |
Source: | ||
| 12/25/2025 | Listing removed | $1,590,000$530/sqft |
Source: NGBOR #419191 Report a problem | ||
| 11/20/2025 | Listed for sale | $1,590,000$530/sqft |
Source: NGBOR #419191 Report a problem | ||
| 10/25/2025 | Pending sale | $1,590,000$530/sqft |
Source: NGBOR #419191 Report a problem | ||
| 9/30/2025 | Listed for sale | $1,590,000+11.9%$530/sqft |
Source: NGBOR #419191 Report a problem | ||
Public tax history
Public tax history
Tax history is unavailable.BuyAbility℠ payment
Est. payment
$7,264/mo
Principal & interest
$6204
Home insurance
$560
Other costs
$500
Climate risks
Neighborhood: 30513
Nearby schools
GreatSchools rating
- 4/10Blue Ridge Elementary SchoolGrades: PK-5Distance: 0.8 mi
- 7/10Fannin County Middle SchoolGrades: 6-8Distance: 1.9 mi
- 4/10Fannin County High SchoolGrades: 9-12Distance: 0.5 mi
Schools provided by the listing agent
- Elementary: Blue Ridge
- Middle: Fannin County
- High: Fannin County
Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.








