Welcome to the heart of Spruce Creek, a highly sought-after 55+ golf course community! This charming 2-bedroom, 2-bath home at 10689 SE 174th Loop offers the perfect blend of comfort and convenience. Step inside to find a bright, open layout designed for easy living and entertaining. The spacious living room flows seamlessly into the dining area and kitchen, creating a warm and inviting atmosphere. Both bedrooms are generously sized, with the primary suite featuring an en-suite bathroom for added privacy. Enjoy peaceful mornings and evenings from your exceptionally large, enclosed lanai, overlooking the beautifully landscaped yard. Take advantage of the community’s scenic walking trails for daily exercise or leisurely strolls. The home also features a 2-car garage and ample storage space, along with elegant quartz countertops and newly added backsplash in the kitchen! Living in Spruce Creek South means you’ll have access to resort-style amenities, including a championship golf course, community pool, fitness center, pickleball and tennis courts, and a variety of clubs and social activities. Conveniently located just minutes from The Villages, shopping, dining, and medical facilities, this home offers the lifestyle you’ve been searching for. Don’t miss your chance to own a piece of paradise in this vibrant, active 55+ community! THIS IS A DEED RESTRICTED COMMUNITY NOT AN HOA. MAINTENANCE/AMENITIES FEE IS REQUIRED MONTHLY.
For sale
Price cut: $10K (10/25)
$229,000
10689 SE 174th Loop, Summerfield, FL 34491
2beds
1,008sqft
Est.:
Single Family Residence
Built in 1994
10,019 Square Feet Lot
$223,700 Zestimate®
$227/sqft
$175/mo HOA
What's special
En-suite bathroomElegant quartz countertopsExceptionally large enclosed lanaiBright open layoutDining areaNewly added backsplashBeautifully landscaped yard
- 69 days |
- 86 |
- 1 |
Zillow last checked: 8 hours ago
Listing updated: December 10, 2025 at 01:18pm
Listing Provided by:
Seth Bobik 904-325-4272,
CENTRAL CITY REALTY 352-456-1941
Source: Stellar MLS,MLS#: OM710663
Originating MLS: Ocala - Marion
Originating MLS: Ocala - Marion
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Walk-In Closet(s)
- Level: First
Bedroom 2
- Features: Built-in Closet
- Level: First
Primary bathroom
- Features: Linen Closet
- Level: First
Bathroom 2
- Level: First
Dining room
- Level: First
Florida room
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Heating
- Heat Pump
Cooling
- Central Air
Appliances
- Included: Dryer, Range, Range Hood, Refrigerator, Washer
- Laundry: In Garage
Features
- Ceiling Fan(s), Living Room/Dining Room Combo, Thermostat
- Flooring: Laminate, Tile
- Doors: Sliding Doors
- Windows: Skylight(s)
- Has fireplace: No
Interior area
- Total structure area: 2,029
- Total interior livable area: 1,008 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Enclosed, Rear Porch
- Exterior features: Private Mailbox, Rain Gutters
Lot
- Size: 10,019 Square Feet
Details
- Parcel number: 6013002008
- Zoning: PUD
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding, Wood Frame (FSC Certified)
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1994
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Connected, Phone Available, Sewer Connected, Water Connected
Community & HOA
Community
- Features: Deed Restrictions, Gated Community - Guard, Golf Carts OK, Golf, Pool, Tennis Court(s)
- Senior community: Yes
- Subdivision: SPRUCE CRK SOUTH 13
HOA
- Has HOA: No
- Services included: 24-Hour Guard, Maintenance Grounds, Pool Maintenance, Security, Trash
- HOA fee: $175 monthly
- Pet fee: $0 monthly
Location
- Region: Summerfield
Financial & listing details
- Price per square foot: $227/sqft
- Tax assessed value: $184,918
- Annual tax amount: $1,347
- Date on market: 10/3/2025
- Cumulative days on market: 70 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Asphalt
Estimated market value
$223,700
$213,000 - $235,000
$1,532/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 10/25/2025 | Price change | $229,000-4.2%$227/sqft |
Source:  Stellar MLS #OM710663 Report a problem | ||
| 10/3/2025 | Listed for sale | $239,000+4%$237/sqft |
Source: Stellar MLS #OM710663 Report a problem | ||
| 7/3/2025 | Listing removed | $229,900$228/sqft |
Source: Stellar MLS #G5095300 Report a problem | ||
| 5/4/2025 | Listed for sale | $229,900-7.7%$228/sqft |
Source: Stellar MLS #G5095300 Report a problem | ||
| 3/30/2025 | Listing removed | -- |
Source: Owner Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,347 +3% | $106,748 +3% |
| 2023 | $1,307 +3.7% | $103,639 +3% |
| 2022 | $1,261 +0.8% | $100,620 +3% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,707/mo
Principal & interest
$1143
Property taxes
$309
Other costs
$255
Climate risks
Neighborhood: 34491
Nearby schools
GreatSchools rating
- 1/10Stanton-Weirsdale Elementary SchoolGrades: PK-5Distance: 2.9 mi
- 4/10Lake Weir Middle SchoolGrades: 6-8Distance: 2.2 mi
- 3/10Belleview High SchoolGrades: 9-12Distance: 10 mi
Schools provided by the listing agent
- Elementary: Stanton-Weirsdale Elem. School
- Middle: Lake Weir Middle School
- High: Belleview High School
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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