Looking for that "perfect size" modest and affordable Florida home? Then you won't want to miss this charmer located in Spruce Creek South, one of Central Florida's most desirable and affordable retirement communities. This well maintained 2 br, 2ba, 2 car garage home is situated on a modest lot with a fully fenced, private backyard, this home offers both comfort and privacy. Enjoy relaxing on the bright enclosed lanai with a good book or favorite beverage. Recent upgrades include new carpeting throughout, new coach lights, shutters, fresh interior paint, a new rear entry door with security lock, a water heater replaced in 2023, a roof installed in 2017, and an A/C unit in 2014. Experience the convenience of of worry free public services such as water and sewer! Spruce Creek has lots of clubs and activities to keep you busy, and lets not forget how close it is to the finest entertainment including the Villages and Ocala. Close to shopping, dining, and all types of medical offices. Don't miss the opportunity to make this your new home!
Pending
$214,900
10677 SE 174th Loop, Summerfield, FL 34491
2beds
1,008sqft
Est.:
Single Family Residence
Built in 1994
8,170 Square Feet Lot
$204,600 Zestimate®
$213/sqft
$175/mo HOA
What's special
Fresh interior paintPrivate backyardNew carpetingBright enclosed lanai
- 66 days |
- 134 |
- 2 |
Zillow last checked: 8 hours ago
Listing updated: November 25, 2025 at 05:30am
Listing Provided by:
Brian McCarthy 352-299-8777,
CB/ELLISON RLTY WEST 352-854-9717,
Kristina De Jesus 443-708-6090,
CB/ELLISON RLTY WEST
Source: Stellar MLS,MLS#: OM710900
Originating MLS: Ocala - Marion

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 168 Square Feet
- Dimensions: 14x12
Dining room
- Level: First
- Area: 110 Square Feet
- Dimensions: 11x10
Kitchen
- Level: First
- Area: 96 Square Feet
- Dimensions: 8x12
Living room
- Level: First
- Area: 192 Square Feet
- Dimensions: 12x16
Heating
- Heat Pump
Cooling
- Central Air
Appliances
- Included: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Water Softener
- Laundry: In Garage
Features
- Ceiling Fan(s), Walk-In Closet(s)
- Flooring: Carpet, Porcelain Tile
- Doors: Sliding Doors
- Windows: Window Treatments
- Has fireplace: No
Interior area
- Total structure area: 1,828
- Total interior livable area: 1,008 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Enclosed, Front Porch, Patio
- Fencing: Chain Link
Lot
- Size: 8,170 Square Feet
- Dimensions: 86 x 95
- Features: Cleared
Details
- Parcel number: 6013002010
- Zoning: PUD
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding, Wood Frame
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1994
Details
- Builder model: Pecan II
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected
Community & HOA
Community
- Features: Association Recreation - Owned, Buyer Approval Required, Clubhouse, Deed Restrictions, Fitness Center, Gated Community - Guard, Golf Carts OK, Golf, Pool
- Senior community: Yes
- Subdivision: SPRUCE CREEK SOUTH
HOA
- Has HOA: Yes
- Amenities included: Clubhouse, Gated, Pool, Recreation Facilities
- Services included: 24-Hour Guard, Community Pool, Pool Maintenance, Recreational Facilities, Security
- HOA fee: $175 monthly
- HOA name: Diane Suchy
- HOA phone: 352-347-4000
- Pet fee: $0 monthly
Location
- Region: Summerfield
Financial & listing details
- Price per square foot: $213/sqft
- Tax assessed value: $177,269
- Annual tax amount: $762
- Date on market: 10/6/2025
- Cumulative days on market: 232 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
$204,600
$194,000 - $215,000
$1,542/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/25/2025 | Pending sale | $214,900$213/sqft |
Source: | ||
| 10/6/2025 | Listed for sale | $214,900$213/sqft |
Source: | ||
| 8/28/2025 | Listing removed | $214,900$213/sqft |
Source: | ||
| 6/24/2025 | Price change | $214,900-4.4%$213/sqft |
Source: | ||
| 4/15/2025 | Price change | $224,900-2.2%$223/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $794 +2.8% | $76,373 +3% |
| 2023 | $772 -6.8% | $74,149 +3% |
| 2022 | $828 -0.9% | $71,989 +3% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,613/mo
Principal & interest
$1073
Property taxes
$290
Other costs
$250
Climate risks
Neighborhood: 34491
Nearby schools
GreatSchools rating
- 1/10Stanton-Weirsdale Elementary SchoolGrades: PK-5Distance: 2.9 mi
- 4/10Lake Weir Middle SchoolGrades: 6-8Distance: 2.2 mi
- 3/10Belleview High SchoolGrades: 9-12Distance: 9.9 mi
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