This waterfront home offers breathtaking, unobstructed views across the serene Santa Cruz Canal to a designated preserve area, ensuring privacy and tranquility. Abutting sailboat waters, this property provides the ideal setting for waterfront living. Upon arriving, you’re greeted by a pristine white vinyl fence that runs from the front down both sides of the home, leading to the spacious lanai. Step through double doors into a tiled entryway, where natural light pours in through the transom above, illuminating the soaring cathedral ceiling. The expansive open floor plan flows seamlessly between the kitchen, dinette, and great room, creating an inviting and airy space perfect for both everyday living and entertaining. The kitchen-dinette combo features rectangular tile floors, a convenient pantry, breakfast bar, and all essential appliances. The adjacent great room is carpeted and opens up through sliders, inviting in fresh air and sunlight, enhancing the light, bright ambiance of the home. For privacy, two guest bedrooms are tucked away behind a pocket door, creating a quiet retreat. One of these rooms boasts an ensuite bath with a shower stall, single vanity, and serves as the pool bath with convenient access from the lanai. The second guest bath, located in the hallway, features a single vanity and a combo tub/shower unit. The spacious primary bedroom, located on the opposite side of the home, is a private sanctuary with two sets of sliders leading directly to the lanai and pool area. The suite also offers his-and-her walk-in closets and an ensuite bath with a double vanity, separate tub, and shower, all accented with wall to wall carpet. Step outside to discover your own private oasis—an oversized heated pool (approximately 36' x 12') with a cool deck that promises comfort underfoot. The lanai (22' x 11') and pool area are screened, ensuring peaceful enjoyment of the beautiful views and refreshing breezes. At water's edge, a two-tiered dock (26' x 6') with dual boat lifts (40K lbs & 6K lbs) awaits your watercraft, making this home a true boater's dream. The canal waters also flow through the property’s sprinkler system, keeping your landscaping lush and vibrant year-round. Recent upgrades include a new pool pump, irrigation pump, and water heater all replaced in 2025, and a new roof installed in 2022. With several airports in southwest Florida nearby, as well as a wealth of dining, hiking and biking trails, and Gulf Coast beaches, this location provides both convenience and recreation. The area is renowned for world-class tarpon fishing and abundant outdoor activities. This is a great opportunity to own a waterfront property that blends comfort and privacy with nature's beauty. Bring your vision to life and start living the waterfront lifestyle you deserve.
For sale
$750,000
10640 Ayear Rd, Pt Charlotte, FL 33981
3beds
1,806sqft
Est.:
Single Family Residence
Built in 1999
10,000 Square Feet Lot
$-- Zestimate®
$415/sqft
$10/mo HOA
What's special
Two-tiered dockDual boat liftsPrivate oasisBreakfast barGuest bedroomsSpacious lanaiSoaring cathedral ceiling
- 310 days |
- 243 |
- 2 |
Zillow last checked: 8 hours ago
Listing updated: October 14, 2025 at 06:39am
Listing Provided by:
Becky Borci 941-626-7522,
COLDWELL BANKER SUNSTAR REALTY 941-214-3111
Source: Stellar MLS,MLS#: D6141477
Originating MLS: Englewood
Originating MLS: Englewood
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Features: Ceiling Fan(s), Walk-In Closet(s)
- Level: First
- Area: 210 Square Feet
- Dimensions: 15x14
Bedroom 2
- Features: Ceiling Fan(s), En Suite Bathroom, Built-in Closet
- Level: First
- Area: 144 Square Feet
- Dimensions: 12x12
Bedroom 3
- Features: Ceiling Fan(s), Built-in Closet
- Level: First
- Area: 144 Square Feet
- Dimensions: 12x12
Primary bathroom
- Features: Garden Bath, Tub with Separate Shower Stall
- Level: First
- Area: 156 Square Feet
- Dimensions: 13x12
Bathroom 2
- Features: Single Vanity, Tub With Shower, Linen Closet
- Level: First
- Area: 54 Square Feet
- Dimensions: 9x6
Bathroom 3
- Features: Shower No Tub, Single Vanity
- Level: First
Balcony porch lanai
- Features: Ceiling Fan(s)
- Level: First
- Area: 242 Square Feet
- Dimensions: 22x11
Dinette
- Level: First
- Area: 110 Square Feet
- Dimensions: 11x10
Great room
- Features: Ceiling Fan(s)
- Level: First
- Area: 408 Square Feet
- Dimensions: 17x24
Kitchen
- Features: Breakfast Bar, Ceiling Fan(s), Pantry
- Level: First
- Area: 169 Square Feet
- Dimensions: 13x13
Laundry
- Level: First
- Area: 48 Square Feet
- Dimensions: 8x6
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Laundry: Inside, Laundry Room
Features
- Cathedral Ceiling(s), Ceiling Fan(s), Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Vaulted Ceiling(s)
- Flooring: Carpet, Ceramic Tile, Linoleum, Tile
- Doors: Sliding Doors
- Windows: Window Treatments
- Has fireplace: No
Interior area
- Total structure area: 2,567
- Total interior livable area: 1,806 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Garage Door Opener, Ground Level
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Enclosed
- Exterior features: Irrigation System, Rain Gutters
- Has private pool: Yes
- Pool features: Gunite, Heated, In Ground, Outside Bath Access, Screen Enclosure
- Fencing: Vinyl
- Has view: Yes
- View description: Trees/Woods, Water, Canal
- Has water view: Yes
- Water view: Water,Canal
- Waterfront features: Canal - Saltwater, Bay/Harbor Access, Brackish Water Access, Brackish Canal Access, Saltwater Canal Access, Gulf/Ocean Access, Gulf/Ocean to Bay Access, Intracoastal Waterway Access, Lagoon Access, River Access, Lift, Lock, Sailboat Water, Seawall
- Body of water: SANTA CRUZ WATERWAY
Lot
- Size: 10,000 Square Feet
- Features: In County
Details
- Parcel number: 412127376023
- Zoning: RSF3.5
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Block, Concrete, Stucco
- Foundation: Slab, Stem Wall
- Roof: Shingle
Condition
- New construction: No
- Year built: 1999
Details
- Warranty included: Yes
Utilities & green energy
- Sewer: Public Sewer
- Water: Canal/Lake For Irrigation, Public
- Utilities for property: BB/HS Internet Available, Cable Available, Electricity Connected, Mini Sewer, Public, Sewer Connected, Water Connected
Community & HOA
Community
- Features: Community Boat Ramp, Public Boat Ramp, Water Access, Clubhouse, Deed Restrictions, Park
- Subdivision: PORT CHARLOTTE SEC 082
HOA
- Has HOA: Yes
- Amenities included: Park
- Services included: Common Area Taxes
- HOA fee: $10 monthly
- HOA name: Steve Cormier
- HOA phone: 941-404-8080
- Pet fee: $0 monthly
Location
- Region: Pt Charlotte
Financial & listing details
- Price per square foot: $415/sqft
- Tax assessed value: $456,581
- Annual tax amount: $7,023
- Date on market: 3/25/2025
- Cumulative days on market: 269 days
- Listing terms: Cash,Conventional
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
$3,525/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/26/2025 | Listed for sale | $750,000+2627.3%$415/sqft |
Source:  Stellar MLS #D6141477 Report a problem | ||
| 5/2/1998 | Sold | $27,500+19.6%$15/sqft |
Source: Public Record Report a problem | ||
| 6/27/1995 | Sold | $23,000$13/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,469 +6.3% | $418,171 +10% |
| 2024 | $7,024 +2.2% | $380,155 +10% |
| 2023 | $6,874 +10.2% | $345,595 +10% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$4,796/mo
Principal & interest
$3535
Property taxes
$988
Other costs
$273
Climate risks
Neighborhood: 33981
Nearby schools
GreatSchools rating
- 6/10Myakka River Elementary SchoolGrades: PK-5Distance: 5.2 mi
- 6/10L. A. Ainger Middle SchoolGrades: 6-8Distance: 6 mi
- 4/10Lemon Bay High SchoolGrades: 9-12Distance: 8.8 mi
Schools provided by the listing agent
- Elementary: Myakka River Elementary
- Middle: L.A. Ainger Middle
- High: Lemon Bay High
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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