This home has been renovated with thought and high-end materials, and now all it needs is the next owner to finish the attached mother-in-law apartment. The renovation showcases the breathtaking views of the St. Joseph River from the bright and airy kitchen, complete with custom cabinetry, quartz countertops, a coffee bar, a kitchen island, and a working wood-burning fireplace. The living room, with built-in aquarium, has plenty of gathering space, including a built-in seating area, and it leads to the screened-in porch and deck on the waterfront. The primary suite with vaulted ceiling truly feels like an escape with a large ensuite bathroom with dual vanities and a spacious walk-in shower, as well as a sitting room, large bedroom, and walk-in closet. Step from the primary bedroom to the enclosed sunroom for even better views of the river with all new windows. The upstairs bedrooms can be used as a separate income apartment or as guest quarters, with two bedrooms, a living room, a full bathroom, a kitchenette, and finished storage space. For the unfinished attached mother-in-law suite or income property, almost all materials have been purchased and will convey with the sale. You can take on this project yourself, building sweat equity while living in finished luxury, or hire it out to a contractor — plans attached in MLS docs for easy bidding. The boat lift, 3 jet ski lifts, and shed are included in the sale, as well. HVAC is 2021, roof is 2023, and water filtration system installed in 2024. Parking extends to the end of the fencing, in line with the two sheds; there is room for 10 cars.
Active
Price cut: $25K (4/25)
$450,000
10636 Jefferson Rd, Osceola, IN 46561
3beds
2,956sqft
Est.:
Single Family Residence
Built in 1951
6,534 Square Feet Lot
$463,100 Zestimate®
$--/sqft
$-- HOA
What's special
Built-in aquariumWorking wood-burning fireplaceEnclosed sunroomQuartz countertopsScreened-in porchSitting roomCoffee bar
- 14 days
- on Zillow |
- 1,752 |
- 151 |
Zillow last checked: 7 hours ago
Listing updated: April 25, 2025 at 10:44am
Listed by:
Mariah L Cressy Cell:574-339-4941,
Cressy & Everett - South Bend
Source: IRMLS,MLS#: 202512490

Travel times
Tour with a buyer’s agent
Tour with a buyer’s agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 1
Bedroom 1
- Level: Main
Bedroom 2
- Level: Upper
Heating
- Natural Gas, Forced Air
Cooling
- Central Air
Appliances
- Included: Disposal, Range/Oven Hook Up Gas, Dishwasher, Microwave, Refrigerator, Washer, Dryer-Electric, Gas Oven, Gas Range, Water Filtration System, Gas Water Heater
- Laundry: Electric Dryer Hookup, Washer Hookup
Features
- 1st Bdrm En Suite, Breakfast Bar, Ceiling Fan(s), Beamed Ceilings, Vaulted Ceiling(s), Walk-In Closet(s), Stone Counters, Entrance Foyer, Guest Quarters, Kitchen Island, Rough-In Bath, Split Br Floor Plan, Double Vanity, Kitchenette, Stand Up Shower, Tub/Shower Combination, Formal Dining Room, Custom Cabinetry
- Flooring: Laminate, Tile
- Windows: Skylight(s), Window Treatments
- Basement: Full,Walk-Out Access,Finished
- Number of fireplaces: 1
- Fireplace features: Kitchen, Wood Burning, One
Interior area
- Total structure area: 3,408
- Total interior livable area: 2,956 sqft
- Finished area above ground: 1,908
- Finished area below ground: 1,048
Video & virtual tour
Property
Parking
- Parking features: Concrete
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Enclosed, Screened
- Exterior features: Boat Lift-Permanent
- Fencing: Chain Link,Wood
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Waterfront, Waterfront-Medium Bank, Deck on Waterfront, Pier/Dock, River Front, River
- Body of water: Saint Joseph River
- Frontage length: Water Frontage(102)
Lot
- Size: 6,534 Square Feet
- Dimensions: 100x64
- Features: Sloped, 0-2.9999, City/Town/Suburb
Details
- Additional structures: Shed
- Parcel number: 711009127010.000031
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, Cedar
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1951
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
Community & HOA
Community
- Subdivision: None
Location
- Region: Osceola
Financial & listing details
- Tax assessed value: $303,300
- Annual tax amount: $2,793
- Date on market: 4/12/2025
- Listing terms: Cash,Conventional
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