Renovated and Expanded! Located in the coveted Oak Forest subdivision, this beautiful 4BR, 3BA custom-built home has received meticulous attention from its owners and is turn-key ready. The expanded open floor plan features a cosy living room with built-in brick fireplace, gourmet kitchen, formal master bedroom with ensuite bath, three guest rooms, and a finished basement with interior/exterior access, perfect for a man-cave or potential in-law suite. With an extensive renovation in 2022, owners redesigned and remodeled the main living area and kitchen, relocated and revamped the utility room, and added a 550SF addition which included a new dining room, a 4th bedroom, and a roomy screened-in porch. Nestled on a 1.08 acre wooded lot, this immaculate home features: new custom cabinetry and built-ins, new hardwood floors and crown molding throughout, a 9FTx 4FT island with single slab countertop, built-in microwave and cabinetry, new stainless steel appliances, farmhouse sink, subway tile backsplash and new lighting and plumbing fixtures. This wooded, landscaped lot offers privacy and location value with close proximity to downtown, area schools and major highways. Roof 2018.
Closed
$547,500
106 Saddle Tree Rd, Lincolnton, NC 28092
4beds
2,936sqft
Single Family Residence
Built in 1977
1.08 Acres Lot
$547,300 Zestimate®
$186/sqft
$2,442 Estimated rent
Home value
$547,300
$520,000 - $575,000
$2,442/mo
Zestimate® history
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What's special
Zillow last checked: 8 hours ago
Listing updated: December 04, 2025 at 11:56am
Listing Provided by:
Elizabeth Cloninger ec@cloninger-realty.com,
Cloninger Realty LLC,
Caroline Mode,
Cloninger Realty LLC
Bought with:
Anna Wiseman
RE/MAX Lifestyle
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4304871
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 4
Primary bedroom
- Level: Main
Bedroom s
- Level: Main
Bedroom s
- Level: Main
Bedroom s
- Level: Main
Basement
- Level: Basement
Dining room
- Level: Main
Laundry
- Level: Main
Living room
- Level: Main
Heating
- Electric, Heat Pump
Cooling
- Electric, Zoned
Appliances
- Included: Dishwasher, Disposal, Exhaust Hood, Gas Range, Microwave, Refrigerator with Ice Maker, Washer/Dryer
- Laundry: Electric Dryer Hookup, Utility Room, Sink, Washer Hookup
Features
- Built-in Features, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)
- Flooring: Hardwood, Tile, Vinyl
- Doors: French Doors, Pocket Doors
- Basement: Full,Interior Entry,Walk-Out Access
- Fireplace features: Family Room, Gas Log
Interior area
- Total structure area: 2,290
- Total interior livable area: 2,936 sqft
- Finished area above ground: 2,290
- Finished area below ground: 646
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Garage on Main Level
- Garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Enclosed, Rear Porch, Screened
Lot
- Size: 1.08 Acres
- Features: Wooded
Details
- Parcel number: 21250
- Zoning: R-15
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Brick Partial, Vinyl
- Foundation: Crawl Space
Condition
- New construction: No
- Year built: 1977
Utilities & green energy
- Sewer: Public Sewer
- Water: City
- Utilities for property: Cable Available, Electricity Connected
Community & neighborhood
Security
- Security features: Smoke Detector(s)
Location
- Region: Lincolnton
- Subdivision: Oak Forest
Other
Other facts
- Listing terms: Cash,Conventional
- Road surface type: Concrete, Paved
Price history
| Date | Event | Price |
|---|---|---|
| 11/24/2025 | Sold | $547,500-3.8%$186/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4304871 | ||
| 11/18/2025 | Pending sale | $569,000$194/sqft |
Source: Canopy MLS as distributed by MLS GRID #4304871 | ||
| 10/14/2025 | Listed for sale | $569,000$194/sqft |
Source: Canopy MLS as distributed by MLS GRID #4304871 | ||
| 10/13/2025 | Pending sale | $569,000$194/sqft |
Source: Canopy MLS as distributed by MLS GRID #4304871 | ||
| 9/23/2025 | Listed for sale | $569,000+142.1%$194/sqft |
Source: Canopy MLS as distributed by MLS GRID #4304871 | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,293 +0.5% | $415,734 |
| 2024 | $4,273 +0.6% | $415,734 +0.6% |
| 2023 | $4,249 +53.8% | $413,316 +84.1% |
Find assessor info on the county website
Neighborhood: 28092
Nearby schools
GreatSchools rating
- 6/10S Ray Lowder ElementaryGrades: PK-5Distance: 0.6 mi
- 3/10Lincolnton MiddleGrades: 6-8Distance: 4.5 mi
- 4/10Lincolnton HighGrades: 9-12Distance: 2 mi
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Estimated market value
$547,300
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$547,300