Welcome to this charming 3-bedroom, 1-bath move-in ready rancher located in the highly desirable, amenity-rich Lake of the Woods community. Tucked away on a quiet and peaceful lot, this home is an ideal opportunity for first-time buyers or anyone seeking an affordable, low-maintenance retreat with resort-style amenities.
Inside, you’ll find a bright, refreshed interior featuring new carpet and new paint in one of the bedrooms, laminate flooring throughout the main living areas, and a cozy living room accented by a brick fireplace. The kitchen offers ample cabinet space along with kitchen appliances that are only about a year old—including the stove, dishwasher, and refrigerator—and provides easy access to the outdoor deck for grilling or relaxing.
This home has also received extensive updates and care. The HVAC system has been professionally cleaned, the entire crawlspace has been completely redone with mold preventative treatment, a new moisture barrier, and all-new insulation. Exterior improvements include a repainted back porch, fixed deck boards, and removal of the old, deteriorating shed. Additionally, the small bridge over the creek has been replaced, giving the outdoor space a clean, well-maintained, and functional feel.
Residents of Lake of the Woods enjoy an impressive list of amenities, including lakes, beaches, a golf course, clubhouse, pools, walking trails, playgrounds, sports courts, security, and more—all just moments from your front door. With public water, community sewer, electric HVAC, and Comcast internet, this home offers convenience paired with comfort.
If you're looking for an affordable, turnkey home in a gated community that truly has it all, you won’t want to miss this one!
For sale
$285,000
106 Monroe St, Locust Grove, VA 22508
3beds
992sqft
Est.:
Single Family Residence
Built in 1971
0.37 Acres Lot
$282,500 Zestimate®
$287/sqft
$191/mo HOA
What's special
- 5 days |
- 397 |
- 18 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: December 07, 2025 at 01:09pm
Listed by:
Daniel Keeton 804-567-7905,
Keeton & Co Real Estate,
Sarah Graves 804-229-8305,
Keeton & Co Real Estate
Source: CVRMLS,MLS#: 2531935
Originating MLS: Central Virginia Regional MLS
Originating MLS: Central Virginia Regional MLSTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Other
- Description: Tub & Shower
- Level: First
Heating
- Electric
Cooling
- Central Air
Appliances
- Included: Dryer, Washer/Dryer Stacked, Dishwasher, Microwave, Refrigerator, Stove
- Laundry: Washer Hookup, Dryer Hookup, Stacked
Features
- Beamed Ceilings, Ceiling Fan(s), High Speed Internet, Laminate Counters, Cable TV, Wired for Data, Paneling/Wainscoting
- Flooring: Laminate, Partially Carpeted, Tile, Wood
- Basement: Crawl Space
- Attic: Access Only
- Number of fireplaces: 1
- Fireplace features: Masonry
Interior area
- Total interior livable area: 992 sqft
- Finished area above ground: 992
- Finished area below ground: 0
Property
Parking
- Parking features: Driveway, Off Street, Unpaved
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Rear Porch, Screened, Deck, Porch
- Exterior features: Deck, Porch, Unpaved Driveway
- Pool features: Pool, Community
- Fencing: None
- Waterfront features: Creek, Lake, Water Access
Lot
- Size: 0.37 Acres
Details
- Parcel number: 012A0000501730
- Zoning description: R3
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Other, Vinyl Siding
- Roof: Shingle
Condition
- Resale
- New construction: No
- Year built: 1971
Utilities & green energy
- Sewer: Community/Coop Sewer
- Water: Public
Community & HOA
Community
- Features: Basketball Court, Beach, Boat Facilities, Clubhouse, Community Pool, Dock, Fitness, Golf, Gated, Home Owners Association, Lake, Playground, Park, Pond, Pool, Sports Field, Tennis Court(s), Trails/Paths
- Security: Controlled Access, Gated Community, Smoke Detector(s), Security Guard
- Subdivision: Lake of the Woods
HOA
- Has HOA: Yes
- Services included: Clubhouse, Pool(s), Recreation Facilities, Road Maintenance, Snow Removal, Security, Water Access
- HOA fee: $2,295 annually
Location
- Region: Locust Grove
Financial & listing details
- Price per square foot: $287/sqft
- Tax assessed value: $124,500
- Annual tax amount: $933
- Date on market: 12/4/2025
- Ownership: Individuals
- Ownership type: Sole Proprietor
Estimated market value
$282,500
$268,000 - $297,000
$2,027/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/5/2025 | Listed for sale | $285,000+1.8%$287/sqft |
Source:  CVRMLS #2531935 Report a problem | ||
| 11/17/2025 | Listing removed | $279,900$282/sqft |
Source:  Bright MLS #VAOR2010280 Report a problem | ||
| 10/14/2025 | Price change | $279,900-1.8%$282/sqft |
Source: Bright MLS #VAOR2010280 Report a problem | ||
| 10/4/2025 | Price change | $284,900-1.7%$287/sqft |
Source: Bright MLS #VAOR2010280 Report a problem | ||
| 8/29/2025 | Listed for sale | $289,900$292/sqft |
Source: Bright MLS #VAOR2010280 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $934 | $123,800 |
| 2023 | $934 | $123,800 |
| 2022 | $934 +4.2% | $123,800 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,807/mo
Principal & interest
$1371
HOA Fees
$191
Other costs
$245
Climate risks
Neighborhood: 22508
Nearby schools
GreatSchools rating
- NALocust Grove Primary SchoolGrades: PK-2Distance: 3.6 mi
- 6/10Locust Grove Middle SchoolGrades: 6-8Distance: 2.4 mi
- 4/10Orange Co. High SchoolGrades: 9-12Distance: 18.4 mi
Schools provided by the listing agent
- Elementary: Locust Grove
- Middle: Locust Grove
- High: Orange
Source: CVRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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