This spacious 6-bedroom duplex offers the perfect blend of comfort, style, and coastal charm. It is completely renovated and offers a great opportunity as a rental property, personal residence, or even a combination of the two. Short-term rentals are permitted with no minimum night requirements in Indian Rocks Beach. Located just one property off Gulf Blvd, you’ll have easy access to the best of Indian Rocks Beach — a peaceful, family-friendly destination with wide, white-sand beaches and a laid-back vibe. Explore local restaurants serving everything from fresh seafood to tasty tacos, or take a short drive to lively Clearwater Beach for more attractions. After a day at the beach — just a 2-minute walk away — unwind in one of the hot tubs, grill out, or gather around the gas fire pit. The ground level offers a game room with foosball, air hockey, and more, plus a turf yard and putting green for a bit of friendly competition. Unit B (the back unit) even offers peek-a-boo Gulf views from its porches. Each unit features a master ensuite, guest/queen bedroom, and bunk room (with 4 twin beds), plus an additional full bathroom — comfortably sleeping up to 16 guests with 2 king beds, 2 queens, and 8 twins in total. Both units mirror each other in design, layout, and amenities, and since Unit A and Unit B are completely separate units, you can enjoy complete privacy and quiet. This is the perfect opportunity to purchase an elevated, turnkey beach property — a rare find in Indian Rocks Beach.
For sale
Price cut: $115K (12/30)
$1,775,000
106 20th Ave, Indian Rocks Beach, FL 33785
6beds
4baths
3,060sqft
Est.:
Duplex, Multi Family
Built in 1989
-- sqft lot
$1,613,300 Zestimate®
$580/sqft
$-- HOA
What's special
Turf yardGas fire pitHot tubsWide white-sand beaches
- 57 days |
- 401 |
- 30 |
Zillow last checked: 8 hours ago
Listing updated: December 30, 2025 at 08:23am
Listing Provided by:
Michael Lynch 727-458-3945,
PREMIER SOTHEBY'S INTL REALTY 727-595-1604
Source: Stellar MLS,MLS#: TB8444720
Originating MLS: Suncoast Tampa
Originating MLS: Suncoast Tampa
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 6
- Bathrooms: 4
Rooms
- Room types: Family Room, Great Room, Utility Room
Heating
- Central, Electric, Zoned
Cooling
- Central Air, Zoned
Appliances
- Included: Dishwasher, Disposal, Dryer, Gas Water Heater, Ice Maker, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
- Laundry: In Kitchen, Inside
Features
- Built-in Features, Cathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
- Flooring: Luxury Vinyl
- Doors: Sliding Doors
- Windows: Aluminum Frames, Double Pane Windows, Storm Window(s)
- Has fireplace: No
- Common walls with other units/homes: Corner Unit,End Unit
Interior area
- Total structure area: 6,166
- Total interior livable area: 3,060 sqft
Video & virtual tour
Property
Parking
- Total spaces: 6
- Parking features: Covered, Deeded, Driveway, Under Building
- Carport spaces: 6
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: Accessible Electrical and Environmental Controls, Accessible Full Bath, Visitor Bathroom, Accessible Hallway(s), Accessible Kitchen, Accessible Kitchen Appliances, Accessible Washer/Dryer, Central Living Area
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Porch, Rear Porch, Wrap Around
- Exterior features: Balcony, Courtyard, Irrigation System, Private Mailbox, Storage
- Has spa: Yes
- Spa features: Above Ground, Heated
- Fencing: Fenced
- Waterfront features: Gulf/Ocean Access
Lot
- Size: 7,500 Square Feet
- Dimensions: 125 x 60
- Features: City Lot
Details
- Additional structures: Outbuilding
- Parcel number: 013014420300550050
- Special conditions: None
Construction
Type & style
- Home type: MultiFamily
- Property subtype: Duplex, Multi Family
Materials
- Cement Siding, HardiPlank Type, Wood Frame
- Foundation: Slab, Raised
- Roof: Shingle
Condition
- New construction: No
- Year built: 1989
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Connected, Electricity Connected, Natural Gas Available, Sewer Connected, Street Lights, Water Connected
Community & HOA
Community
- Security: Closed Circuit Camera(s), Fire Alarm
- Subdivision: INDIAN BEACH RE-REVISED
HOA
- Has HOA: No
- Pet fee: $0 monthly
Location
- Region: Indian Rocks Beach
Financial & listing details
- Price per square foot: $580/sqft
- Tax assessed value: $1,190,000
- Annual tax amount: $17,446
- Date on market: 11/6/2025
- Cumulative days on market: 58 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
$1,613,300
$1.53M - $1.69M
$4,763/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/30/2025 | Price change | $1,775,000-6.1%$580/sqft |
Source:  Stellar MLS #TB8444720 Report a problem | ||
| 11/6/2025 | Listed for sale | $1,890,000+35%$618/sqft |
Source: Stellar MLS #TB8444720 Report a problem | ||
| 10/12/2023 | Sold | $1,400,000-12.5%$458/sqft |
Source: Stellar MLS #T3448512 Report a problem | ||
| 8/14/2023 | Pending sale | $1,600,000$523/sqft |
Source: Stellar MLS #T3448512 Report a problem | ||
| 6/21/2023 | Price change | $1,600,000-11.1%$523/sqft |
Source: Stellar MLS #T3448512 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $19,121 +51.4% | $1,190,000 +91.5% |
| 2023 | $12,633 +34.6% | $621,500 +10% |
| 2022 | $9,387 0% | $565,000 +5.6% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$12,008/mo
Principal & interest
$8710
Property taxes
$2677
Home insurance
$621
Climate risks
Neighborhood: 33785
Nearby schools
GreatSchools rating
- 9/10Anona Elementary SchoolGrades: PK-5Distance: 1.5 mi
- 6/10Seminole Middle SchoolGrades: 6-8Distance: 3.9 mi
- 5/10Largo High SchoolGrades: PK,9-12Distance: 4 mi
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