Blue Water Acres FRACTIONAL ownership means that you own 1/10th of the cottage and a share in the entire resort. The resort has about 50 acres and 300 ft of south-facing shoreline frontage on Lake of Bays, the second largest lake in Muskoka. This is not a time share although some think it is similar. You would have use of the cottage for 5 weeks of the year. Algonquin cottage 109 has enough parking for 5 cars. There is one core (fixed) week in summer (in this case it's Week 7) plus 4 more weeks that change each year. For this interval the weeks for 2025 are/were: January 24, May 2, September 19 and November 14/2025. The core (fixed) week for this unit starts on Friday, August 1/25. Turnover day is Friday for this cottage. Core week 7 always includes the August long weekend so it's a desirable week. The Algonquin cottage has 2 bedrooms, 2 bathrooms, is about 922 square feet, and has a main floor laundry. The resort itself offers walking trails, a beautiful sandy beach, indoor swimming pool, sauna, recreation room, fitness room, and activity centre. Great swimming, ideal for families of all ages, level to gently sloping land makes it easy to access the waterfront. There is NO HST on resales. All cottages are smoke/vape-free and pet-free. Interior photos for this listing are of a similar cottage, all furnishings are identical. The annual maintenance fee for this unit in 2025 is $5,026 + HST and it's paid in the autumn of each year for the following year for EACH owner. This is an affordable way to enjoy cottaging in Muskoka on one of our nicest lakes.
For sale
C$49,900
1052 Rat Bay Rd #109-7, Lake Of Bays, ON P1H 2J6
2beds
2baths
Condominium
Built in ----
-- sqft lot
$-- Zestimate®
C$--/sqft
C$5,026/mo HOA
What's special
South-facing shoreline frontageBeautiful sandy beachIndoor swimming poolRecreation roomFitness roomActivity centreMain floor laundry
- 103 days
- on Zillow |
- 9 |
- 0 |
Zillow last checked: 7 hours ago
Listing updated: March 13, 2025 at 12:05pm
Listed by:
Chestnut Park Real Estate
Source: TRREB,MLS®#: X12017497
Originating MLS®#: One Point Association of REALTORS

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
Heating
- Baseboard, Electric
Appliances
- Included: Water Heater Owned
- Laundry: Laundry Closet
Features
- Other
- Basement: None
- Fireplace features: Propane
Interior area
- Living area range: 900-999 null
Property
Parking
- Total spaces: 5
- Parking features: Private
Features
- Exterior features: Recreational Area
- Has view: Yes
- View description: Lake, Trees/Woods
- Has water view: Yes
- Water view: Lake,Direct
- Waterfront features: Beach Front, Winterized, WaterfrontCommunity, Bay
- Body of water: Lake Of Bays
Lot
- Features: Beach, Lake/Pond, Waterfront
- Topography: Flat,Sloping
Details
- Parcel number: 0
Construction
Type & style
- Home type: Condo
- Architectural style: Bungalow
- Property subtype: Condominium
Materials
- Wood
- Foundation: Block
- Roof: Asphalt Shingle
Community & HOA
Community
- Security: Smoke Detector(s), Carbon Monoxide Detector(s)
HOA
- Amenities included: Shared Beach, Tennis Court, Communal Waterfront Area, Indoor Pool
- Services included: Heat Included, Hydro Included, Water Included, Common Elements Included, Building Insurance Included, Condo Taxes Included, Parking Included
- HOA fee: C$5,026 monthly
- HOA name: 0
Location
- Region: Lake Of Bays
Financial & listing details
- Date on market: 3/13/2025
- Loading