Fractional Ownership is an affordable way to own property in Muskoka. Fractional ownership means that you would own 1/10th of the cottage plus a share of the entire resort. This is not a time share although some think it is similar but in fractional ownership you have an actual legal interest in the property itself. Owning a 1/10th share gives you five weeks a year to use the cottage. One of the weeks is the core week/fixed week. For this fractional in Deerview cottage the core/fixed week is Week 8. In 2025 that week starts on Saturday, August 9/25. The remaining 4 weeks in 2025 start/started on February 1, May 10, September 27 and November 22/25. These weeks change every year and include weeks other than the core summer weeks. Turnover day is on Saturday. All cottages are pet-free and smoke/vape free. You can rent out your fractional weeks or deposit them into Interval International which would allow you to trade weeks for other resorts all over the world. It's an exceptional opportunity to travel and also to enjoy ownership in Muskoka. Maintenance fees are paid by each owner in the autumn for the following year. The fees for this cottage for 2025 are $4,538 + HST. Note that there is NO HST on the purchase price. Blue Water Acres offers lots of amenities including an indoor swimming pool, beautiful sand beach with 300 ft frontage on Lake of Bays, whirlpool, sauna, games room, fitness room, tennis court, playground, walking trails and more.
For sale
C$19,900
1052 Rat Bay Rd #105-8, Lake Of Bays, ON P1H 2J6
2beds
1baths
Condominium
Built in ----
-- sqft lot
$-- Zestimate®
C$--/sqft
C$4,538/mo HOA
What's special
- 130 days
- on Zillow |
- 66 |
- 1 |
Zillow last checked: 7 hours ago
Listing updated: March 14, 2025 at 10:43am
Listed by:
Chestnut Park Real Estate
Source: TRREB,MLS®#: X12019460
Originating MLS®#: One Point Association of REALTORS

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
Heating
- Baseboard, Electric
Appliances
- Included: Water Heater Owned
- Laundry: Laundry Closet
Features
- Primary Bedroom - Main Floor
- Basement: None
- Has fireplace: Yes
- Fireplace features: Propane
Interior area
- Living area range: 600-699 null
Property
Parking
- Total spaces: 2
- Parking features: Assigned
Features
- Exterior features: Recreational Area, Landscaped
- Has view: Yes
- View description: Lake, Trees/Woods
- Has water view: Yes
- Water view: Lake,Direct
- Waterfront features: Beach Front, Winterized, WaterfrontCommunity, Bay
- Body of water: Lake Of Bays
Lot
- Features: Beach, Lake/Pond, Waterfront, Wooded/Treed
- Topography: Level,Sloping,Terraced
Details
- Parcel number: 0
Construction
Type & style
- Home type: Condo
- Architectural style: Bungalow
- Property subtype: Condominium
Materials
- Wood
- Foundation: Concrete Block
- Roof: Asphalt Shingle
Utilities & green energy
- Utilities for property: Cell Services, Electricity Connected, Internet High Speed
Community & HOA
HOA
- Amenities included: Club House, Exercise Room, Game Room, Indoor Pool, Sauna
- Services included: Heat Included, Hydro Included, Water Included, Common Elements Included, Building Insurance Included, Condo Taxes Included, Parking Included
- HOA fee: C$4,538 monthly
- HOA name: 0
Location
- Region: Lake Of Bays
Financial & listing details
- Date on market: 3/14/2025
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