Waterfront Living with Historic Charm in the Heart of Panama City!Welcome to The Cove - one of Panama City's most beloved and historic neighborhoods where Southern charm meets coastal luxury! Nestled along the sparkling shores of St. Andrews Bay, this beautifully updated one bedroom, one bath condo offers a rare opportunity to own your very own slice of paradise.Step inside and be welcomed by an open concept layout that blends style and comfort. The spacious living and dining areas flow effortlessly into a modern kitchen, making it perfect for relaxing evenings or entertaining friends after a day on the bay. Large windows flood the space with natural light and offer glimpses of the water, adding to that vacation-every-day vibe.Outside, the community amenities truly shine. Take a dip in the waterfront pool, launch your kayak or paddleboard from the private dock, or simply unwind and enjoy the views with private bay access the choice is yours!Living in The Cove means more than just a gorgeous view. You're just minutes from the vibrant energy of Downtown Panama City, where boutique shopping, waterfront dining, and cultural events keep things exciting year-round. Whether you're looking for a weekend getaway, a low-maintenance full-time home, or a high-demand investment property, this condo checks all the boxes.Don't miss your chance to own a rare waterfront gem in a location that locals love and visitors envy. Schedule your private showing today and experience the magic of bayfront living!
For sale
Price cut: $16K (6/27)
$159,000
105 Allen Ave APT 65, Panama City, FL 32401
1beds
924sqft
Est.:
Multi Family
Built in 1983
-- sqft lot
$163,800 Zestimate®
$172/sqft
$529/mo HOA
What's special
Waterfront livingPrivate dockWaterfront poolLarge windowsPrivate bay accessOpen concept layoutModern kitchen
- 60 days
- on Zillow |
- 421 |
- 20 |
Zillow last checked: 7 hours ago
Listing updated: June 27, 2025 at 07:16am
Listed by:
Mike S Herring 850-321-0917,
Keller Williams Realty Emerald,
Kristina L Walton 850-899-4008,
Keller Williams Realty Emerald
Source: CPAR,MLS#: 772474
Originating MLS: Central Panhandle Association of REALTORS

Travel times
Tour with a buyer’s agent
Tour with a buyer’s agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Rooms
- Room types: Dining Room, Kitchen, Living Room, Primary Bedroom
Primary bedroom
- Description: Buyer to verify all measurements if important to you.
- Level: First
- Area: 168
- Dimensions: 14 x 12
Dining room
- Level: First
- Area: 108
- Dimensions: 12 x 9
Kitchen
- Level: First
- Area: 77
- Dimensions: 11 x 7
Living room
- Level: First
- Area: 168
- Dimensions: 14 x 12
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Dryer, Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
Features
- Furnished: Yes
Interior area
- Total interior livable area: 924 sqft
Property
Parking
- Parking features: Assigned
Features
- Patio & porch: Balcony
- Exterior features: Balcony
- Pool features: In Ground, Pool, Community
- Has view: Yes
- View description: Bay
- Has water view: Yes
- Water view: Bay
Details
- Parcel number: 20360065000
- Zoning description: Resid Multi-Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: MultiFamily
- Property subtype: Multi Family
Condition
- Year built: 1983
Utilities & green energy
- Utilities for property: Cable Available, Trash Collection
Community & HOA
Community
- Features: Dock, Other, See Remarks, Short Term Rental Allowed, Pool
- Subdivision: Bay Club Condo Ph 1
HOA
- Has HOA: Yes
- Services included: Association Management, Maintenance Grounds, Pool(s), Sewer, Trash, Water
- HOA fee: $529 monthly
Location
- Region: Panama City
Financial & listing details
- Price per square foot: $172/sqft
- Tax assessed value: $127,500
- Annual tax amount: $2,311
- Date on market: 4/24/2025
- Road surface type: Paved
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