Fully furnished and over 300 square feet larger than any other 2-bedroom in the building, this coastal retreat is in a league of its own. It’s also the only 2-bedroom unit with a separate bunk room — meaning more space, more privacy, and way more appeal for renters and guests. Whether you’re after a personal escape or a powerhouse investment, this property delivers. With $108,886 in rental income generated in 2024, it’s already a proven winner. Located on the first floor for easy access after a long beach day — but set back from the pool for extra peace and privacy — the layout is designed for effortless living. It is also a corner unit making it easily accessible from the parking area- unload you luggage or groceries in a snap. The unit also has one assigned parking spot in the parking garage. Inside, the open-concept living area flows into a sleek modern kitchen and out to a spacious patio perfect for happy hours and hangouts. The oversized primary suite feels like your own private spa, complete with a soaking tub, walk-in shower, and double vanities. The cozy bunk room lets little ones stay close without sacrificing the second bedroom’s privacy and calm. Other thoughtful touches include spacious closets, a full utility room with a sink, low monthly HOA fees, and resort-style amenities — from the grand lobby to the sparkling pool, to tennis court, to private beach access with beach chair rentals just steps away. Whether you’re building your portfolio or living out your beachfront dreams, this Destin gem brings the good life straight to your doorstep.
For sale
$1,249,000
1048 Highway 98 #106, Destin, FL 32541
2beds
1,672sqft
Est.:
Condominium
Built in 2004
-- sqft lot
$-- Zestimate®
$747/sqft
$1,100/mo HOA
What's special
Private beach accessCozy bunk roomMore space more privacySeparate bunk roomOversized primary suiteCorner unitSoaking tub
- 19 days
- on Zillow |
- 686 |
- 17 |
Zillow last checked: 7 hours ago
Listing updated: April 12, 2025 at 12:51pm
Listed by:
Amber Jernigan 850-633-9009,
KELLER WILLIAMS REALTY GULF COAST,
Taylor Jernigan 850-292-3500,
KELLER WILLIAMS REALTY GULF COAST
Source: PAR,MLS#: 662116

Travel times
Tour with a buyer’s agent
Tour with a buyer’s agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: First
- Area: 221
- Dimensions: 17 x 13
Bedroom
- Level: First
- Area: 187
- Dimensions: 17 x 11
Primary bathroom
- Level: First
- Area: 80
- Dimensions: 10 x 8
Kitchen
- Level: First
- Area: 108
- Dimensions: 12 x 9
Heating
- Central
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Water Heater
- Laundry: Laundry Room
Features
- Flooring: Tile, Laminate
- Has basement: No
Interior area
- Total structure area: 1,672
- Total interior livable area: 1,672 sqft
Property
Features
- Levels: One
- Stories: 1
- Exterior features: Balcony
- Has private pool: Yes
- Pool features: In Ground, Pool/Spa Combo, Community
- Has spa: Yes
- Spa features: Heated
- Has view: Yes
- View description: Gulf, Water
- Has water view: Yes
- Water view: Gulf, Water
- Waterfront features: Gulf, Waterfront, Beach Access, Beach
Lot
- Size: 0.37 Acres
Details
- Parcel number: 002s22231700ph0106
- Zoning description: City,Res Multi
Construction
Type & style
- Home type: Condo
- Architectural style: Contemporary
- Property subtype: Condominium
Materials
- Concrete
- Foundation: Slab
- Roof: Metal
Condition
- Resale
- New construction: No
- Year built: 2004
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: Gated, Picnic Area
- Subdivision: None
HOA
- Has HOA: Yes
- Services included: Association, Deed Restrictions, Electricity, Maintenance Grounds, Maintenance, Management, Recreation Facility, Trash, Water/Sewer
- HOA fee: $13,200 annually
Location
- Region: Destin
Financial & listing details
- Price per square foot: $747/sqft
- Tax assessed value: $920,000
- Annual tax amount: $9,305
- Price range: $1.2M - $1.2M
- Date on market: 4/7/2025
- Road surface type: Paved
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