This great Lake Hartwell home is in the sought-after Paynes Creek section of the lake. The front porch welcomes you to the foyer which leads to the great room with wood floors, a stone fireplace and vaulted ceilings. The great room is open to the kitchen and lakefront dining area. There is beautiful outdoor living space on the screened porch with a second fireplace and an open grill deck. The low maintenance porches have recently been upgraded with composite decking and powder coated aluminum railing. The owner's suite is also on this level, and there is an additional half bath. Upstairs there are three generous bedrooms and a full bath. The terrace level has a huge great room with stylish cork floors, a television area, a game area and room for additional sleeping. There is also a bunk room and another full bathroom. Outside this level, there is a patio that connects to a short, gentle walk to the covered slip dock with composite decking. The dock also has a boat lift with a decked section in front, great for storing your lake toys. This house is being offered fully furnished including appliances, televisions, kitchenware and decor.
Closed
Zestimate®
$810,000
1045 Paynes Creek Rd, Hartwell, GA 30643
4beds
3,030sqft
Single Family Residence
Built in 2006
0.53 Acres Lot
$810,000 Zestimate®
$267/sqft
$4,383 Estimated rent
Home value
$810,000
Estimated sales range
Not available
$4,383/mo
Zestimate® history
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What's special
Zillow last checked: 8 hours ago
Listing updated: January 31, 2026 at 11:45am
Listed by:
Spot On The Lake 678-469-9917,
Keller Williams Lake Hartwell
Bought with:
Michael Miller, 352335
Keller Williams Lake Hartwell
Source: GAMLS,MLS#: 10602761
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Dining room
- Features: Dining Rm/Living Rm Combo
Kitchen
- Features: Breakfast Bar, Pantry, Solid Surface Counters
Heating
- Central, Electric, Heat Pump
Cooling
- Ceiling Fan(s), Central Air, Electric, Heat Pump
Appliances
- Included: Dishwasher, Electric Water Heater, Microwave, Oven/Range (Combo), Oven, Refrigerator, Washer
- Laundry: In Hall, Laundry Closet
Features
- Bookcases, High Ceilings, Master On Main Level, Vaulted Ceiling(s)
- Flooring: Carpet, Hardwood, Tile
- Windows: Double Pane Windows
- Basement: Bath Finished,Daylight,Exterior Entry,Finished,Full,Interior Entry
- Attic: Pull Down Stairs
- Number of fireplaces: 2
- Fireplace features: Family Room, Outside
Interior area
- Total structure area: 3,030
- Total interior livable area: 3,030 sqft
- Finished area above ground: 1,831
- Finished area below ground: 1,199
Property
Parking
- Total spaces: 2
- Parking features: Parking Pad
- Has uncovered spaces: Yes
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Deck, Patio, Porch, Screened
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Corps of Engineers Control, Deep Water Access, Dock Rights, Floating Dock, Lake, Lake Privileges
- Body of water: Lake Hartwell
- Frontage type: Lakefront,Waterfront
Lot
- Size: 0.53 Acres
- Features: Other
- Residential vegetation: Cleared, Grassed, Partially Wooded
Details
- Parcel number: C52 010 001
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Concrete
- Roof: Composition
Condition
- Resale
- New construction: No
- Year built: 2006
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Electricity Available, Water Available
Community & neighborhood
Community
- Community features: Lake
Location
- Region: Hartwell
- Subdivision: The Waterfront
HOA & financial
HOA
- Has HOA: No
- Services included: None
Other
Other facts
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional
Price history
| Date | Event | Price |
|---|---|---|
| 1/30/2026 | Sold | $810,000-1.8%$267/sqft |
Source:  GAMLS #10602761 Report a problem | ||
| 12/31/2025 | Contingent | $825,000$272/sqft |
Source:  WUMLS #20292363 Report a problem | ||
| 12/31/2025 | Pending sale | $825,000$272/sqft |
Source: GAMLS #10602761 Report a problem | ||
| 10/1/2025 | Price change | $825,000-2.9%$272/sqft |
Source: GAMLS #10602761 Report a problem | ||
| 9/12/2025 | Listed for sale | $850,000+73.8%$281/sqft |
Source: GAMLS #10602761 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $252,062 +7% |
| 2024 | $3,325 -9% | $235,553 +7.4% |
| 2023 | $3,653 +3.4% | $219,371 +15.2% |
Find assessor info on the county website
Neighborhood: 30643
Nearby schools
GreatSchools rating
- 6/10North Hart Elementary SchoolGrades: PK-5Distance: 6.4 mi
- 5/10Hart County Middle SchoolGrades: 6-8Distance: 8.2 mi
- 7/10Hart County High SchoolGrades: 9-12Distance: 8.4 mi
Schools provided by the listing agent
- Elementary: Hartwell
- Middle: Hart County
- High: Hart County
Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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