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Sold for $825,000 on 04/25/25
  • $825,000

    1045 Church Rd, Lusby, MD 20657

    3beds
    2,860sqft
    Single Family Residence
    Built in 1972
    1.21 Acres Lot
    $829,900 Zestimate®
    $288/sqft
    $3,121 Estimated rent

    Home value

    $829,900

    $755,000 - $905,000

    $3,121/mo

    Zestimate® history
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    What's special

    ***OPEN HOUSE - Thursday, March 27, 4pm-6pm** LOCATION! LOCATION! LOCATION! Waterviews abound from practically every part of this beautiful 1.21-acre property with 449' of Frontage & 10'+ Water Depth on Mill Creek. The frontage is ripped rapped and boasts 2 private piers, each with deep water, and a private boat ramp! This is the perfect lot/location! As you approach the home, you'll notice a spacious driveway with ample parking and scenic views of Mill Creek. Step onto the front porch and into the welcoming foyer—an ideal space to greet family and friends. To the right, you’ll find a convenient laundry room, and to the left, a nicely sized kitchen featuring a brand-new refrigerator and stove. Flowing back through the kitchen, you’ll enter the generous dining room, offering plenty of space for a full dining set and perfect for hosting while your guests enjoy glimpses of the water. Beyond the dining area lies a spacious living room, highlighted by expansive views of Mill Creek. Just off the living room is a charming sunroom—likely to become your favorite spot in the house—where you can soak in the stunning sunsets and peaceful waterfront views. Down the main hallway, you’ll find a large hall bathroom that serves the main floor including the second bedroom. The primary suite is complete with an ensuite bath, walk-in closet, and, of course, more water views. A second bedroom is conveniently located nearby for guests. Upstairs features a third bedroom, another full bath, and a large family room with breathtaking views of the water, along with a galley-style kitchenette—ideal for added comfort or guest use. The partially finished basement offers great potential for storage, a recreation room, or anything else you envision. Outside, the property includes two sheds, mature trees, and a spacious yard ready for your landscaping dreams. Additional features of this special home include a newly encapsulated crawlspace, newer septic system with BAT system, new oil tank, generator hookup at the panel, new attic insulation, new crawlspace insulation, and a brand-new roof installed last year. Original oak floors add warmth and charm throughout the home. ****We have verified via the Calvert County Health Department that the existing septic system is approved for up to 3999 finished sqft. This property is the perfect candidate for a remodel or small addition. 3,000+ modernized sqft in this location with the character of this lot would result in a value +/- $1,500,000!! Put your touches on this home and pick up some upside along the way!!*** No interior photos are provided at this time due to the interior being staged for an upcoming estate sale. This waterfront gem is truly special and priced to sell—don’t miss your opportunity. Schedule your private showing today!

    Zillow last checked: 8 hours ago

    Listing updated: May 06, 2025 at 01:55am

    Listed by:

    Mark Frisco Jr. 443-532-8776,

    CENTURY 21 New Millennium

    Bought with:

    Dawn Wood, 518189

    O'Brien Realty ERA Powered

    Source: Bright MLS,MLS#: MDCA2020264MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 3
    • Full bathrooms: 3
    • Main level bathrooms: 2
    • Main level bedrooms: 2
    Primary bedroom
    • Level: Main
    Bedroom 2
    • Level: Main
    Bedroom 3
    • Level: Upper
    Bathroom 2
    • Level: Main
    Bathroom 3
    • Level: Upper
    Dining room
    • Level: Main
    Family room
    • Level: Main
    Foyer
    • Level: Main
    Kitchen
    • Level: Main
    Laundry
    • Level: Main
    Living room
    • Level: Main
    Recreation room
    • Level: Lower
    Storage room
    • Level: Lower
    Study
    • Level: Upper
    Workshop
    • Level: Lower
    Heating
    • Forced Air, Baseboard, Oil
    Cooling
    • Central Air, Ceiling Fan(s), Electric
    Appliances
    • Included: Dishwasher, Exhaust Fan, Refrigerator, Ice Maker, Oven/Range - Electric, Cooktop, Water Heater, Electric Water Heater
    • Laundry: Hookup, Main Level, Laundry Room
    Features
    • Soaking Tub, Bathroom - Tub Shower, Breakfast Area, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Floor Plan - Traditional, Kitchen Island, Primary Bath(s)
    • Flooring: Carpet, Laminate, Wood, Ceramic Tile
    • Doors: French Doors, Sliding Glass
    • Basement: Connecting Stairway,Improved,Interior Entry,Exterior Entry,Partial,Side Entrance,Walk-Out Access,Workshop,Partially Finished
    • Has fireplace: No
    Interior area
    • Total structure area: 3,548
    • Total interior livable area: 2,860 sqft
    • Finished area above ground: 2,860
    • Finished area below ground: 0

    Property

    Parking
    • Total spaces: 4
    • Parking features: Asphalt, Driveway
    • Uncovered spaces: 4
    Accessibility
    • Accessibility features: Other
    Features
    • Levels: Three
    • Stories: 3
    • Patio & porch: Porch
    • Pool features: None
    • Has spa: Yes
    • Spa features: Bath
    • Has view: Yes
    • View description: Creek/Stream, Scenic Vista
    • Has water view: Yes
    • Water view: Creek/Stream
    • Waterfront features: Rip-Rap, Boat/Launch Ramp - Private, Private Dock Site, Creek/Stream, Boat - Powered, Fishing Allowed, Canoe/Kayak, Personal Watercraft (PWC), Private Access, Sail, Swimming Allowed, Waterski/Wakeboard
    • Body of water: Mill Creek
    • Frontage length: Water Frontage Ft: 449
    Lot
    • Size: 1.21 Acres
    • Features: Fishing Available, Premium, Rear Yard, SideYard(s), Stream/Creek
    Details
    • Additional structures: Above Grade, Below Grade
    • Parcel number: 0501000896
    • Zoning: R-1
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Cape Cod,Ranch/Rambler
    • Property subtype: Single Family Residence
    Materials
    • Brick
    • Foundation: Slab, Crawl Space
    • Roof: Architectural Shingle
    Condition
    • Good
    • New construction: No
    • Year built: 1972

    Utilities & green energy

    • Sewer: On Site Septic
    • Water: Well

    Community & neighborhood

    Location
    • Region: Lusby
    • Subdivision: Mill Creek

    Other

    Other facts
    • Listing agreement: Exclusive Right To Sell
    • Listing terms: Cash,FHA,VA Loan,Other
    • Ownership: Fee Simple

    Price history

    DateEventPrice
    4/25/2025Sold$825,000-2.9%$288/sqft
    Source: Bright MLS #MDCA2020264
    3/30/2025Pending sale$850,000+6.3%$297/sqft
    Source: Bright MLS #MDCA2020264
    3/26/2025Listed for sale$799,900$280/sqft
    Source: Bright MLS #MDCA2020264

    Public tax history

    YearProperty taxesTax assessment
    2025$7,191 +4.4%$666,433 +4.4%
    2024$6,888 +8.6%$638,367 +4.6%
    2023$6,341 +1.6%$610,300

    Find assessor info on the county website

    Neighborhood: 20657

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Dowell
    • Middle: Mill Creek
    • High: Patuxent
    • District: Calvert County Public Schools

    Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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