***OPEN HOUSE - Thursday, March 27, 4pm-6pm** LOCATION! LOCATION! LOCATION! Waterviews abound from practically every part of this beautiful 1.21-acre property with 449' of Frontage & 10'+ Water Depth on Mill Creek. The frontage is ripped rapped and boasts 2 private piers, each with deep water, and a private boat ramp! This is the perfect lot/location! As you approach the home, you'll notice a spacious driveway with ample parking and scenic views of Mill Creek. Step onto the front porch and into the welcoming foyer—an ideal space to greet family and friends. To the right, you’ll find a convenient laundry room, and to the left, a nicely sized kitchen featuring a brand-new refrigerator and stove. Flowing back through the kitchen, you’ll enter the generous dining room, offering plenty of space for a full dining set and perfect for hosting while your guests enjoy glimpses of the water. Beyond the dining area lies a spacious living room, highlighted by expansive views of Mill Creek. Just off the living room is a charming sunroom—likely to become your favorite spot in the house—where you can soak in the stunning sunsets and peaceful waterfront views. Down the main hallway, you’ll find a large hall bathroom that serves the main floor including the second bedroom. The primary suite is complete with an ensuite bath, walk-in closet, and, of course, more water views. A second bedroom is conveniently located nearby for guests. Upstairs features a third bedroom, another full bath, and a large family room with breathtaking views of the water, along with a galley-style kitchenette—ideal for added comfort or guest use. The partially finished basement offers great potential for storage, a recreation room, or anything else you envision. Outside, the property includes two sheds, mature trees, and a spacious yard ready for your landscaping dreams. Additional features of this special home include a newly encapsulated crawlspace, newer septic system with BAT system, new oil tank, generator hookup at the panel, new attic insulation, new crawlspace insulation, and a brand-new roof installed last year. Original oak floors add warmth and charm throughout the home. ****We have verified via the Calvert County Health Department that the existing septic system is approved for up to 3999 finished sqft. This property is the perfect candidate for a remodel or small addition. 3,000+ modernized sqft in this location with the character of this lot would result in a value +/- $1,500,000!! Put your touches on this home and pick up some upside along the way!!*** No interior photos are provided at this time due to the interior being staged for an upcoming estate sale. This waterfront gem is truly special and priced to sell—don’t miss your opportunity. Schedule your private showing today!
Sold
$825,000
1045 Church Rd, Lusby, MD 20657
3beds
2,860sqft
Single Family Residence
Built in 1972
1.21 Acres lot
$850,400 Zestimate®
$288/sqft
$-- HOA
What's special
Zillow last checked: 7 hours ago
Listing updated: April 25, 2025 at 10:32am
Listed by:
Mark Frisco Jr. 443-532-8776,
CENTURY 21 New Millennium
Bought with:
Dawn Wood, 518189
O'Brien Realty ERA Powered
Source: Bright MLS,MLS#: MDCA2020264

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 2
Primary bedroom
- Level: Main
Bedroom 2
- Level: Main
Bedroom 3
- Level: Upper
Bathroom 2
- Level: Main
Bathroom 3
- Level: Upper
Dining room
- Level: Main
Family room
- Level: Main
Foyer
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Main
Living room
- Level: Main
Recreation room
- Level: Lower
Storage room
- Level: Lower
Study
- Level: Upper
Workshop
- Level: Lower
Heating
- Forced Air, Baseboard, Oil
Cooling
- Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Dishwasher, Exhaust Fan, Refrigerator, Ice Maker, Oven/Range - Electric, Cooktop, Water Heater, Electric Water Heater
- Laundry: Hookup, Main Level, Laundry Room
Features
- Soaking Tub, Bathroom - Tub Shower, Breakfast Area, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Floor Plan - Traditional, Kitchen Island, Primary Bath(s)
- Flooring: Carpet, Laminate, Wood, Ceramic Tile
- Doors: French Doors, Sliding Glass
- Basement: Connecting Stairway,Improved,Interior Entry,Exterior Entry,Partial,Side Entrance,Walk-Out Access,Workshop,Partially Finished
- Has fireplace: No
Interior area
- Total structure area: 3,548
- Total interior livable area: 2,860 sqft
- Finished area above ground: 2,860
- Finished area below ground: 0
Property
Parking
- Total spaces: 4
- Parking features: Asphalt, Driveway
- Uncovered spaces: 4
Accessibility
- Accessibility features: Other
Features
- Levels: Three
- Stories: 3
- Patio & porch: Porch
- Pool features: None
- Has spa: Yes
- Spa features: Bath
- Has view: Yes
- View description: Creek/Stream, Scenic Vista
- Has water view: Yes
- Water view: Creek/Stream
- Waterfront features: Rip-Rap, Boat/Launch Ramp - Private, Private Dock Site, Creek/Stream, Boat - Powered, Fishing Allowed, Canoe/Kayak, Personal Watercraft (PWC), Private Access, Sail, Swimming Allowed, Waterski/Wakeboard
- Body of water: Mill Creek
- Frontage length: Water Frontage Ft: 449
Lot
- Size: 1.21 Acres
- Features: Fishing Available, Premium, Rear Yard, SideYard(s), Stream/Creek
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 0501000896
- Zoning: R-1
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cape Cod,Ranch/Rambler
- Property subtype: Single Family Residence
Materials
- Brick
- Foundation: Slab, Crawl Space
- Roof: Architectural Shingle
Condition
- Good
- New construction: No
- Year built: 1972
Utilities & green energy
- Sewer: On Site Septic
- Water: Well
Community & neighborhood
Location
- Region: Lusby
- Subdivision: Mill Creek
Other
Other facts
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,FHA,VA Loan,Other
- Ownership: Fee Simple
Services availability

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