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For sale
  • Price cut: $100 (6/2)
    $977,400

    1039 Bay Cir, Panama City Beach, FL 32407

    5beds
    2,691sqft
    : 
    Single Family Residence
    Built in 1972
    0.29 Acres Lot
    $933,600 Zestimate®
    $363/sqft
    $-- HOA

    What's special

    New gazeboGranite countertopsEnclosed bay front sunroomWaterfront homeIncredible viewsHathaway bridgeCorner lot
    ***PLEASE READ THESE REMARKS IN THEIR ENTIRETY*** Nearly impossible to find a waterfront home of this caliber for the current asking price!! This absolutely STUNNING 5 bedroom(with a 3rd story loft that could be used as an office) 3 bathroom 3 story bay front home is guaranteed to leave you breathless...and the lot next door is also for sale!! The location of this home is BY FAR the best on the beach. Sitting on a corner lot overlooking St. Andrews Bay and with the Hathaway Bridge so close you can almost touch it, you can hop into your boat from your dock and spend the day fishing, or just enjoy cruising our beautiful waterways. You are less than a 15 minute boat ride to the Gulf of America(love saying that), and about 10 minutes to Shell Island. This beauty offers granite countertops, stainless steel appliances, newly installed ceramic tile and carpeting, newly painted throughout, many new impact resistant plate glass windows, new front and side docks, brand new seawall, and an enclosed bay front sunroom with THE MOST INCREDIBLE VIEWS YOU WILL EVERY SEE!! Step outside to morning coffee or evening dinners under your new gazebo, and take in the beauty that this home has to offer. There is natural gas line availability right down the street. Hurry before this gorgeous home gets away!! All information is approximate and should be verified by buyers if important
    116 days
    on Zillow
    |
    573
    |
    32
    |

    Zillow last checked: 7 hours ago

    Listing updated: June 02, 2025 at 12:44pm

    Listed by:

    Mario Gobel 850-527-5878,

    RE/MAX Freedom

    Source: CPAR,MLS#: 770527MLS LogoOriginating MLS: Central Panhandle Association of REALTORS
    Travel times

    Tour with a buyer's agent

    We'll find a local expert to take you on a private tour of 1039 Bay Cir.

    Next available tour time:Today at 11am

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 5
    • Bathrooms: 3
    • Full bathrooms: 3
    Rooms
    • Room types: Bedroom, Dining Room, Garage, Laundry, Primary Bedroom, Sunroom
    Primary bedroom
    • Level: First
    • Area: 225
    • Dimensions: 15 x 15
    Bedroom
    • Level: Second
    • Area: 120
    • Dimensions: 12 x 10
    Bedroom
    • Level: Second
    • Area: 120
    • Dimensions: 12 x 10
    Bedroom
    • Level: Third
    • Area: 128
    • Dimensions: 32 x 4
    Dining room
    • Description: Dining/Kitchen combo
    • Level: First
    • Area: 400
    • Dimensions: 20 x 20
    Garage
    • Level: First
    • Area: 462
    • Dimensions: 22 x 21
    Laundry room
    • Level: First
    • Area: 120
    • Dimensions: 12 x 10
    Sunroom
    • Description: Enclosed/bay front
    • Level: First
    • Area: 220
    • Dimensions: 20 x 11
    Heating
    • Central, Electric
    Cooling
    • Central Air, Ceiling Fan(s), Electric
    Appliances
    • Included: Dryer, Dishwasher, Electric Range, Electric Water Heater, Disposal, Microwave, Refrigerator, Washer
    Features
    • High Ceilings, Kitchen Island, Pantry, Recessed Lighting, Split Bedrooms
    • Windows: Double Pane Windows, Storm Window(s)
    Interior area
    • Total interior livable area: 2,691 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Attached, Carport, Driveway, Garage
    • Attached garage spaces: 2
    • Has carport: Yes
    • Has uncovered spaces: Yes
    • Details: Driveway Spaces:2.00
    Features
    • Patio & porch: Balcony
    • Exterior features: Balcony
    • Pool features: None
    • Fencing: Partial
    • Has view: Yes
    • View description: Bay, Intercoastal
    • Has water view: Yes
    • Water view: Bay,Intercoastal
    • Waterfront features: Bay Access, Dock Access, Intracoastal Access, Seawall, Waterfront
    Lot
    • Size: 0.29 Acres
    • Dimensions: 25 x 142 x 37 x 77 x 124
    • Features: Cul-De-Sac, Dead End, Interior Lot, Landscaped, Waterfront
    Details
    • Additional structures: Gazebo
    • Parcel number: 27344189000
    • Zoning description: Resid Multi-Family
    • Special conditions: Listed As-Is

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: A-Frame
    • Property subtype: Single Family Residence
    Materials
    • HardiPlank Type, Wood Frame
    • Foundation: Slab
    • Roof: Metal
    Condition
    • Year built: 1972

    Utilities & green energy

    • Utilities for property: Cable Connected, Underground Utilities

    Community & HOA

    Community
    • Security: Closed Circuit Camera(s), Secured Garage/Parking, Smoke Detector(s)
    • Subdivision: Bayside Park U-1
    HOA
    • Has HOA: No
    Location
    • Region: Panama City Beach

    Financial & listing details

    • Price per square foot: $363/sqft
    • Tax assessed value: $525,972
    • Annual tax amount: $4,479
    • Date on market: 3/18/2025
    • Listing terms: Cash,Conventional
    • Road surface type: Paved
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