LAKE MONTICELLO: Beautiful 6 Bedroom immaculate home in the Riverside section. Enjoy all amenities at the lake, beaches, tennis, golf, clubhouse, boating and more. This well designed, quality built home offers fantastic opportunity for multigenerational living. The first floor of this light filled space has a kitchen with breakfast nook open to a large living area with gas fireplace. A formal dining room is perfect for holiday meals and the entry is grand and well designed. The 2nd floor has a primary bedroom and bath as well as 3 other ample sized bedrooms and full bath. The lower level has a family room and 2 bedrooms and a full bath, it is fully walk out and has plenty of light. The lower level rooms lead out to a beautiful stone patio. A fully fenced in flat yard is perfect for play, gatherings and pets. The stone patio and new deck are both ideal for entertaining. An oversized 2 car garage and paved driveway with ample parking sit back from the road to give the home curb appeal. New appliances, HVAC and hot water heater make this a low maintenance home. Public OPEN HOUSE 12-3 SATURDAY April 4th.
Active
$519,000
103 Riverside Dr, Palmyra, VA 22963
6beds
3,222sqft
Est.:
Single Family Residence
Built in 2004
0.44 Acres Lot
$505,200 Zestimate®
$161/sqft
$97/mo HOA
What's special
- 33 days |
- 1,057 |
- 63 |
Zillow last checked:
Listing updated:
Listed by:
BARBARA BOZSIK 917-864-3928,
RE/MAX GATEWAY
Source: CAAR,MLS#: 674411
Originating MLS: Charlottesville Area Association of Realtors
Originating MLS: Charlottesville Area Association of RealtorsTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Rooms
- Room types: Bathroom, Bonus Room, Bedroom, Den, Dining Room, Family Room, Full Bath, Foyer, Half Bath, Kitchen, Laundry, Living Room, Mud Room, Office, Recreation, Utility Room
Primary bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Basement
Primary bathroom
- Level: Second
Bathroom
- Level: Second
Bathroom
- Level: Basement
Dining room
- Level: First
Family room
- Level: Basement
Foyer
- Level: First
Half bath
- Level: First
Kitchen
- Level: First
Laundry
- Level: First
Living room
- Level: First
Heating
- Central, Electric, Forced Air, Heat Pump
Cooling
- Central Air, ENERGY STAR Qualified Equipment, Heat Pump
Appliances
- Included: Dishwasher, ENERGY STAR Qualified Appliances, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Washer, Electric Range, Disposal, Microwave, Refrigerator, Dryer, Washer, Heat Pump Water Heater
Features
- Double Vanity, Jetted Tub, Walk-In Closet(s), Breakfast Area, Entrance Foyer, Eat-in Kitchen, Home Office, Kitchen Island, Mud Room, Programmable Thermostat, Recessed Lighting, Utility Room
- Flooring: Carpet, Hardwood, Vinyl
- Windows: Double Pane Windows, Screens
- Basement: Exterior Entry,Full,Finished,Heated
- Has fireplace: Yes
- Fireplace features: Gas Log
Interior area
- Total structure area: 3,798
- Total interior livable area: 3,222 sqft
- Finished area above ground: 2,217
- Finished area below ground: 1,005
Property
Parking
- Total spaces: 2
- Parking features: Asphalt, Attached, Electricity, Garage Faces Front, Garage, Off Street
- Attached garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Front Porch, Patio, Porch, Stone, Wood
- Exterior features: Fully Fenced, Propane Tank - Owned, Playground
- Pool features: Association
- Has spa: Yes
- Fencing: Wood,Fenced,Full
- Has view: Yes
- View description: Garden, Residential, Trees/Woods
Lot
- Size: 0.44 Acres
- Features: Garden, Landscaped, Level, Wooded
- Topography: Rolling
Details
- Parcel number: Riverside lot
- Zoning description: R-1 Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Stick Built, Vinyl Siding
- Foundation: Block
- Roof: Composition,Shingle
Condition
- New construction: No
- Year built: 2004
Utilities & green energy
- Sewer: Shared Septic
- Water: Community/Coop
- Utilities for property: Cable Available, Fiber Optic Available, High Speed Internet Available
Community & HOA
Community
- Features: Dock, Gated
- Security: Dead Bolt(s), Gated Community, Smoke Detector(s), Carbon Monoxide Detector(s)
- Subdivision: LAKE MONTICELLO
HOA
- Has HOA: Yes
- Amenities included: Basketball Court, Boat Dock, Boat Ramp, Clubhouse, Fitness Center, Golf Course, Meeting Room, Meeting/Banquet/Party Room, Picnic Area, Playground, Pool, Tennis Court(s), Trail(s), Water, Beach Rights, Dock
- Services included: Association Management, Common Area Maintenance, Clubhouse, Reserve Fund, Road Maintenance, Snow Removal, Security, Tennis Courts, Trash
- HOA fee: $1,164 annually
Location
- Region: Palmyra
Financial & listing details
- Price per square foot: $161/sqft
- Tax assessed value: $354,400
- Annual tax amount: $3,526
- Date on market: 3/16/2026
- Cumulative days on market: 28 days
Estimated market value
$505,200
$480,000 - $530,000
$3,169/mo
Price history
| Date | Event | Price |
|---|---|---|
| 3/21/2026 | Listed for sale | $519,000+63.7%$161/sqft |
Source:  CAAR #674411 Report a problem | ||
| 7/24/2020 | Sold | $317,000-5.3%$98/sqft |
Source: Public Record Report a problem | ||
| 4/28/2020 | Listed for sale | $334,797+11.6%$104/sqft |
Source: CHARLOTTESVILLE SOLUTIONS #603051 Report a problem | ||
| 12/26/2016 | Listing removed | $299,900$93/sqft |
Source: STRONG TEAM REALTORS #550595 Report a problem | ||
| 10/6/2016 | Price change | $299,900-1.6%$93/sqft |
Source: STRONG TEAM REALTORS #550595 Report a problem | ||
| 9/16/2016 | Price change | $304,900-3.2%$95/sqft |
Source: STRONG TEAM REALTORS #550595 Report a problem | ||
| 8/30/2016 | Price change | $314,900-3.1%$98/sqft |
Source: STRONG TEAM REALTORS #550595 Report a problem | ||
| 7/29/2016 | Listed for sale | $324,900-5.8%$101/sqft |
Source: STRONG TEAM REALTORS #550595 Report a problem | ||
| 2/24/2009 | Listing removed | $344,900+0.8%$107/sqft |
Source: RealEstateShows.com #451357 Report a problem | ||
| 6/2/2008 | Sold | $342,000-0.8%$106/sqft |
Source: Public Record Report a problem | ||
| 4/1/2008 | Listed for sale | $344,900$107/sqft |
Source: RealEstateShows.com Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,991 | $354,400 |
| 2023 | $2,991 | $354,400 +15.9% |
| 2022 | -- | $305,700 |
| 2021 | -- | $305,700 |
| 2020 | -- | $305,700 +11.2% |
| 2018 | $2,067 | $274,800 |
| 2017 | $2,067 | $274,800 +12.9% |
| 2016 | $2,067 | $243,300 |
| 2015 | $2,067 +10.7% | $243,300 +3.6% |
| 2014 | $1,867 +6.2% | $234,900 |
| 2013 | $1,759 | $234,900 -23.9% |
| 2012 | -- | $308,600 |
| 2011 | $1,666 | $308,600 |
| 2010 | -- | $308,600 |
| 2009 | -- | $308,600 |
| 2008 | -- | $308,600 |
| 2007 | -- | $308,600 +17.4% |
| 2006 | -- | $262,900 -9.5% |
| 2005 | -- | $290,500 +2805% |
| 2004 | -- | $10,000 |
| 2003 | -- | $10,000 |
| 2002 | -- | $10,000 +33.3% |
| 2001 | $53 | $7,500 |
Find assessor info on the county website
Monthly payment
Est. payment
$2,889/mo
Principal & interest
$2511
Property taxes
$281
HOA Fees
$97
More affordability tools
Climate risks
Neighborhood: 22963
Nearby schools
GreatSchools rating
- 6/10Fluvanna MiddleGrades: 5-7Distance: 5.5 mi
- 6/10Fluvanna County High SchoolGrades: 8-12Distance: 2.1 mi
- NAWest Central Primary SchoolGrades: PK-KDistance: 5.6 mi
Schools provided by the listing agent
- Elementary: Central (Fluvanna)
- Middle: Fluvanna
- High: Fluvanna
Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Virginia
- Fluvanna County
- Palmyra
- 22963
- 103 Riverside Dr
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